Accredited Debt Relief vs InCharge Debt Solutions

Jenna Vasquez
Jenna Vasquez | Contributor
Accredited Debt Relief offers both debt settlement and debt consolidation programs. InCharge Debt Solutions only offers debt consolidation. If you’re not sure if you want debt settlement or debt consolidation, Accredited Debt Relief is a good company to choose because it offers both services. 

For debt settlement, Accredited Debt Relief requires clients to enroll a minimum of $10,000 of debt.
Accredited Debt Relief logo verified_user
#7 Accredited Debt Relief
7.0 Overall Score
4.8
star star star star star
(1,345)
InCharge Debt Solutions logo
#24 InCharge Debt Solutions
5.0 Overall Score
3.5
star star star star_half star_border
(10)

Overview

Accredited Debt Relief

Cost

20% of Debt

Setup Fee

None

Interest Rate

N/A

Minimum Debt Requirement

$10,000

Time in Business

13 Years

InCharge Debt Solutions

About $30 per Month

$50–$75

5-35%

None

24 Years

Ratings

Accredited Debt Relief

Overall Score
7.0 of 10
Review Score
4.8
star star star star star
Value for Money
4.2
star star star star star_border
Quality of Product or Service
4.3
star star star star star_half
Company Trustworthiness
4.3
star star star star star_half
Likely to Recommend
8.6 of 10

InCharge Debt Solutions

5.0 of 10
3.5
star star star star_half star_border
3.0
star star star star_border star_border
3.0
star star star star_border star_border
3.0
star star star star_border star_border
5.0 of 10

Reviews

Accredited Debt Relief

Number of Reviews
1,345
Review Breakdown
4.8
star star star star star
5 star
86%
4 star
11%
3 star
1%
2 star
0%
1 star
2%

InCharge Debt Solutions

10
3.5
star star star star_half star_border
5 star
40%
4 star
30%
3 star
0%
2 star
0%
1 star
30%

Reviews for Accredited Debt Relief

Helpful Favorable Review

star star star star star

Shannon Young Beaver, UT

Thanks Josh M for being Awesome. I appreciate your ability to be professional and personal about my experience. Couldn’t be more happy with your service. These kind of conversation are always uncomfortable and hard but still as I think about it I feel like I got advice from a friend and was totally comfortable. Thanks again Josh, have a wonderful day.

2 months ago

Helpful Critical Review

star star_border star_border star_border star_border

Joe San Diego, CA

It's a sales gig to get you to sign up to make them money. It's as simple as that. Ultimately, they'll help you reduce some debt, so they get the 1 star. But the amount of debt they claim to reduce for you is quite deceptive, since you have to pay the settlement fee, back into the debt relief company. Do they relieve you of anything? Your money!

2 years ago

Reviews for InCharge Debt Solutions

Helpful Favorable Review

star star star star star_border

ROY L CHASTEEN

In Charge Debt Solutions handled my enormous debt very efficiently and professionally. Their counseling was good, and handled my debt well for two years. I am very pleased with the rates they negotiated for me. I give them a thumbs up for their work with my debt.

4 years ago

Helpful Critical Review

star star_border star_border star_border star_border

porsha Evanston, IL

terrible company they seem nice in the beginning but all they did is ruin my credit even more and taking my money monthly for no reason I plan on calling a lawyer about this soon DON'T WASTE YOUR TIME BEWARE!!

2 years ago

The Final Word

InCharge Debt Solutions and Accredited Debt Relief are most comparable in their debt management and debt consolidation programs. InCharge Debt Solutions charges about $30 per month for its debt consolidation program. It also charges a setup fee between $50 and $75. 

Accredited Debt Relief’s monthly costs tend to be lower in comparison. They range between $10 and $40. Accredited Debt Relief’s enrollment fee has a wider range from $0 to $100. While some clients may pay more with Accredited Debt Relief, some will have lower prices or about the same. 

Accredited Debt Relief also stands out because it also offers debt settlement services. Debt settlement negatively affects credit scores, so those considering debt settlement should understand the drawbacks and risks.
 
If you’re interested in debt settlement, Accredited Debt Relief is a great option. For these services it requires a minimum of $10,000 in debt. It charges about 20 percent of the total enrolled debt once the settlement process is complete. 

Whether you are looking for a debt management program or a debt settlement program, Accredited Debt Relief is a good choice for debt relief.

Top Choice

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Accredited Debt Relief

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