Navicore Solutions

• Easy Process
• Consolidation Services
• Collection Call Stops
• Accreditations

Easy Process

The process starts with a financial analysis between the counselor and consumer. The session is fully confidential, and counselors are NFCC certified.

If the counselor thinks Navicore Solutions' debt management plan best fits one's financial circumstances, they will provide the consumer with a link sent to his or her email.

The information sent only takes minutes to access and complete. When finished, Navicore Solutions will contact your creditors to establish a plan. To learn more about consolidation services and the process, one can explore the ample financial resources, tools, and educational library Navicore Solutions' website offers.

Consolidation Services

While Navicore Solutions does not offer a specific consolidation program or loan, its consolidation services work through the company's debt management plan.

This plan makes it so consumers only pay one fixed monthly payment for their unsecured debt load.

The payment is made to Navicore Solutions, and the company then sends the appropriate funds to one's creditors. The company aims to lower one's monthly payments and interest rates.

Navicore Solutions also tries to waive any fees that arise, and consolidate the debt in a simple and clear manner. On average, the debt management plan is designed to resolve all debt in around three to five years.

However, customers can pay off the debt faster if they choose. If one does choose Navicore Solutions for their debt needs, they can expect the following benefits:

• Lower monthly payments
• Lower or waived interest rates
• Stopped collection calls
• Waived late fees
• An affordable repayment plan

Collection Call Stops

Navicore Solutions' website explains that with the company's debt management plan and consolidation services, collection calls are usually stopped after three consecutive payments are made.

If a customer does happen to get a creditor call, they can notify the creditor that they are working with Navicore Solutions; Customers should let Navicore Solutions know right away so the organization can make sure it doesn't happen again.

Accreditations

Navicore sports the following accreditations from industry-recognized organizations:

• National Foundation for Credit Counseling
• Council on Accreditation
• U.S. Department of Housing & Urban Development
• Executive Office of the U.S. Trustees

• No Specific Consolidation Program or Loan
• Lacking Fee Information

No Specific Consolidation Program or Loan

Navicore Solutions is not exactly a debt consolidation company. Unlike many consolidation companies in the industry, Navicore Solutions does not fully focus on a consolidation program or loan. Instead, the company offers consolidation services as a part of its debt management plan. The company doesn't offer debt settlement as part of its services.

The debt management plan provides an affordable way to consolidate debt; however, there is no individual consolidation program or loan advertised.

The point of a debt management plan is to be able to lower your debt without harming your credit score. Whether you have credit card debt, medical debt, or some other type of unsecured debt, debt management companies are designed to help you become debt free and nurture a healthy credit report.

Lacking Fee Information

The company does not provide any concrete or specific fee information. Navicore Solutions does not specify if they charge any kind of upfront or late fees.

However, Navicore Solutions' website does hint that the debt management program may include monthly services fees and a one-time enrollment fee. The website does not elaborate any further.

Information on fees, costs, and interest rates are incredibly important to know upfront when exploring different debt consolidation options.