Money Management International


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1 User Review

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Money Management International has been operating since 1958 with the goal of helping consumers improve their finances and get out of debt. A nonprofit, Money Management International provides a spread of services including bankruptcy counseling, credit counseling and debt management assistance. Consumers can receive the financial knowledge they need through in-person sessions, phone, and Internet at their own convenience. As part of its credentials, the nonprofit maintains an active membership in the National Foundation for Credit Counseling (NFCC).

The Good

  • Low Upfront Fees
  • Memberships With Established Organizations
  • Variety of Resources

Low Upfront Fees

Money Management International offers some of the lowest upfront fees in the industry. Most companies charge an upfront fee to set up the account and the consolidation program upwards of $49. Money Management International, however, charges only $40. Additionally, the company only charges up to $40 for its monthly account maintenance fee. This is slightly lower than most companies in the industry. In addition, this company offers a free counseling session.

Memberships With Established Organizations

Consumers can have increased confidence in Money Management International thanks to its memberships with the NFCC and the CC. These memberships with established organizations mean that Money Management International holds itself to industry-recognized standards focused on helping consumers improve their financial health.

Variety of Resources

Money Management International provides services for United States consumers, their services are designed to help consumers get out of debt and financially free. Some of the services provided by Money Management International include debt management assistance, education services and housing counseling assistance. Money Management International also offers financial educational resources such as tools, ebooks, and articles. We appreciate when companies offer ways to help clients educate themselves to prevent further debt issues in the future. Some companies offer calculators, budget worksheets and webinars to help their clients become more financially literate. Consumers can also receive a credit report review, student loan counseling and learn how to prevent foreclosure. To get started, consumers can receive a free counseling session to learn what they need to do to start working towards financial freedom. Consumers can receive help over the phone, in-person or on the Internet.

The Bad

  • Lawsuit
  • Transparency
  • Limited In-Person Counseling


Money Management International has been involved in a class action lawsuit. Some of the allegations leading to this lawsuit stated that the company was operating like a for-profit organization. Money Management failed to follow the requirements for certain accreditations and that they improperly collected debts. It's also noted that they also failed to be completely candid with their customers. While this lawsuit is a few years old, it does cause some reason to be concerned.


It would be helpful to consumers if Money Management International was more open about its pricing. Pricing information could be easily made available through infographics, videos and/or charts. It would be beneficial to consumers who are trying to find the company that best suits their financial needs. Not having certain items available online makes companies seem less credible. It also makes it more difficult for consumers to shop around. Consumers who want to cancel their contract with Money Management International must pay $25 to end their agreement.

Limited In-Person Counseling

While Money Management International is accessible online or over the phone to all 50 states, in-person counseling is only available in 33 states. This can pose a problem for consumers who live in the 17 states not covered by the nonprofit but want to receive in-person counseling. For consumers who are less tech-savvy, Money Management International may not be a good fit as in-person counseling may be more effective. 

The Bottom Line

Money Management International is a nonprofit company with a long history of helping consumers become debt free while increasing the financial education of consumers. On the other hand, Money Management International is not very transparent and has dealt with lawsuits in recent years. Because of this, we don't recommend Money Management International at this time.

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  • 1

    August 16th, 2016 Crowley, TX

    Cancelled my program and it's been one month and still waiting for the money they owe me. Ted of the checks in the mail or we'lltransfer back into your account a bunch af thieves.