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American Credit Card Solutions

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7.7

Overall Score

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Sergio Lopez CA

Easy going , David was super helpful..Made me feel like I was in good hands..Had no doubt he was doing everything in his power to help me .. I’m greatly appreciative to have spoken to David.. He made it so easy to decide and understand exactly what the offers were and what the best offer is for me .. I’m excited to work with ACCS…

4 months ago

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Reply from American Credit Card Solutions

Thank you, Sergio! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 6th, 2023

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Nancy Paola Romero Phoenix, AZ

Ed P was so professional. It was so nice that he explained how this credit is going to work, and offered better solutions for me to pay. I feel relieved to finally get rid of my debts. I hope all ACCS team has more people like Ed Packman.

5 months ago

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Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Oct. 27th, 2023

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TAZZ MANIAN OK

Jay was absolutely 💯. His ability to explain the program in detail allowed me to fully understand. When I had questions, he was quick to reply and made sure I was comfortable with his explanation before he continued. I was able to explain the program in detail to my wife because Jay made it easy to do so.

5 months ago

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Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Oct. 26th, 2023

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Nichole Favors Hagerstown, MD

The customer rep, Stephanie, made the process so easy. I admit, I was nervous and skeptical about doing this. Due to multiple deaths in my immediate family, things have been hard financially. Very pleased so far with the direction this is going and feel this is going to be an answer to my prayers.

5 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 19th, 2023

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Cliff Ingram Winston-Salem, NC

I'm glad to have some kind of plan to pay off my old debts. The downside is that does nothing to improve your. Credit by much. I was going to leave 5 stars. David was nice nice and professional. My problem is something I didn't realize until we got off the phone. I was lead to believe Credit direct was handling this. They are the ones I pre applied with. I was calling to proceed with my loan request. Davis sent me details about debt consolidation without taking out a loan. Of course I'm disappointed. But David doesn't work for credit direct or anything as far as I can tell. So the pre-qualified offer and All the calls and emails I was receiving from credit direct. Was basically a way to swindle me into a debt consolidation program. Notice im leaving a review on American credit card solution. I'm not leaving him a review on credit direct. Im again disappointed about not receiving my Cash loan. And I feel quite foolish, because I was basically mislead into by false pretenses. I due intend on paying off my collections. But I can't say anything else good about my experience.

5 months ago

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Reply from American Credit Card Solutions

Hi Cliff, I understand that you might feel disappointed about not receiving your cash loan and being referred to a debt resolution program instead. However, it's important to note that taking out a loan may offer a temporary solution, but our program can provide a more effective way to manage your debts, especially if they recently fell into collections. Our program can help you get back on track financially and achieve your financial goals. Thank you for sharing your experience with us, and we look forward to assisting you in reaching your financial goals.

Oct. 17th, 2023

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SHEREE JONES Tampa, FL

Maria S is very honest about the program she really explain everything to where I could understand it she made me feel at ease once everything was explained to me I give her a five star rating thank you so much such a amazing person

5 months ago

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Reply from American Credit Card Solutions

Thank you!

Oct. 17th, 2023

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Brittany Ml Kissimmee, FL

Wonderful customer service! David was relatable and easy to talk to. He had a great sense of humor that helped me feel comfortable sharing information, and also helped me stay on the phone to complete the process. He is STAR at his job, and I will recommend him to anyone that I know in need of similar services:)

5 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback! Thank you!

Oct. 17th, 2023

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Sean Holmes

In terms of ACCS agents, Matthew is the G.O.A.T.! He is patient, easy to get along with, and seriously knows his stuff. If your deciding whether or not to enroll, I’d advise the only way to be is debt-free. Be like Nike, just do it.

5 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 17th, 2023

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Rachel Valley, AL

I Would first like to say thank you to Tara for all her help. orginally the call was to try and help a friend and after listening to Tara go over everything conserning the program and how it works, I realize that this was something that could really help me. i've look forward to getting out of debt and now I am so excited to know that it really is possible and it won't take the next ten to twenty years of my life. THANK YOU TARA

6 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Sep. 28th, 2023

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Edith Long Beach, CA

Hello at first I am so hesitant of doing the consolidation but when I called and I talked to David he explained me the process and how will I become debt free I have it some thought and decided to do it . David was really nice …I felt a really warm and kind man through him .He made me feel like Im not talking to just a person that work for ACCS but talking to a friend.thank you so much hopefully this will be the start for me to be DEBT FREE!!!!

6 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Sep. 25th, 2023

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Jaime Calderon Torrance, CA

All I can say about my experience with Stephanie P is that I was always afraid to do what I’m doing right now to fix my credit problems cause I thought him it was going to be bad on me at the end, but the way Stephanie explained it to me and answer every question possible that I asked her…I feel very confident that I’m doing the right thing, so I’m not afraid anymore and I trust her and I want everybody else to trust her , and ask for her if you really want someone to explain to you how this work she’s the one. THANK YOU Stephanie you did a great job with me. Thanks .

6 months ago

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Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Sep. 21st, 2023

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carolyn moening Wingate, NC

Ed was very nice and pleasant to speak with. He clearly identified the issues that I needed to address and carefully addressed each item and was attentive to my concerns regarding these debts. I was pleasantly surprised by his willingness to discuss my concerns and addressed all of them. I feel very comfortable finally taking this step forward to resolve these debts in a fair and equitable manner. Thank you Ed, I am looking forward to working with you!

6 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Sep. 20th, 2023

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Gale Arthur TX

I was immediately placed at ease and the program was very well explained to me. Thank you

2 weeks ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Mar. 20th, 2024

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Juan Martinez CA

Everything you mentioned is clear, quick and easy to understad as well as explained. Thanks for your help

1 month ago

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Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Feb. 6th, 2024

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Kelly Hoover Satellite Beach, FL

Marcus was very professional as well as kind. He explained the program in details and answered any and all questions.

1 month ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Feb. 1st, 2024

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Danielle Muro Yuma, AZ

Kevin was extremely helpful and clear about the entire process. I enjoyed working with Kevin and commend him a such a great job well done.

2 months ago

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Reply from American Credit Card Solutions

Thank you, Danielle! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jan. 25th, 2024

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Roy Roy Clifton, NJ

The customer service agent named Maria was helpful. She helped me understand how it works and advised me in a way that I wouldn't hesitate to recommend your service to anyone I could run across.

3 months ago

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Reply from American Credit Card Solutions

Thank you!

Jan. 2nd, 2024

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J Hood Dallas, TX

Ed was knowledgeable and thorough during the entire process. Ed was also helpful in every-way and took the time to make sure i understood the terms with no pressure. Thanks again Ed!

4 months ago

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Reply from American Credit Card Solutions

Thank you, J! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 13th, 2023

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Trina Clark Ann Arbor, MI

ACCS is very helpful. It gives a a stress release by allowing me to pay off debt and have more money available every month. My representative was very knowledgeable and patient.

4 months ago

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Reply from American Credit Card Solutions

Thank you!

Oct. 31st, 2023

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Jose Sanchez

I like that Maria S makes sure that I complete all my tasks and makes me feel comfortable. I wasn’t aware about my civil rights and Maria made me aware that I don’t have to give explanations to my creditors.

5 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 25th, 2023

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Melvin Knob Noster, MO

Maria was fantastic and very patient with me Maria went that extra mile to help and provide guidance through all of the paperwork and legal stuff that I get to go through God Bless You and Maria for your help

5 months ago

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Reply from American Credit Card Solutions

Thank you, Melvin! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Oct. 24th, 2023

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Jean-Pierre Pleasanton, CA

Stephanie P made it very easy understand. I really felt she was extremely honest with me about the process and what I should expect. I needed to do something about my debt and she made that possible. Thank you

5 months ago

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Reply from American Credit Card Solutions

Thank you!

Oct. 17th, 2023

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Mary W Minneapolis, MN

David W was great to work with. Very professional and personable. He answered all my questions and explained everything so I understood. Go get those doughnuts and coffee David!!

5 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 17th, 2023

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Kenneth Storm Seminole, FL

Added the wrong name in my first review Stephanie was awesome a very informative and a great help in explaining my options and very glad she's the one that I spoke to on the phone to handle everything she was awesome

5 months ago Edited October 6, 2023

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 17th, 2023

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Jaime Eduardo Gonzalez Corona San Diego, CA

Marco L, the best attention, preparation, patience, clarity and efficiency, the best, pure positive comments with him not only at work but also personally. Super recommended. Thanks a lot

5 months ago Edited October 5, 2023

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Reply from American Credit Card Solutions

Thank you!

Oct. 17th, 2023

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Wanda dallas Montgomery, AL

Thank you so very much Mr. Ed P was so very patient and took my situation as if I were familiy. I am looking foward to seeing my debt decrease. I feel very confident that everythng is going to work out fine

5 months ago

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Reply from American Credit Card Solutions

Thank you!

Oct. 17th, 2023

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Steve R Holt

Very informative, friendly, and informative.!

1 week ago

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Reply from American Credit Card Solutions

Thank you, Steve! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Mar. 21st, 2024

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Berlinda RJ TX

Mr. Jay V, Stayed in contact with me for months. I tackle most of my debt. With the exception of the accounts in Collections. Couldn't qualify for a personal loan to settle them. With Jay help and ACCS. My score will be in the 700s soon.

6 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 17th, 2023

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Danielle C Los Angeles, CA

Maria is one of the VERY best! She helped me understand the entire process, from beginning to end, making sure I had all the information I needed to make my decision. I immediately felt very comfortable talking with Maria and for the 1st time in a long time - I have a positive outlook on my financial future!

6 months ago

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Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Sep. 25th, 2023

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Elisa Edgar Westland, MI

My experience with Mr. Marcus J was AMAZING! He not only gave me Great customer service but the generosity and concern he expressed to get me back on track with my financial set back was incredible. I’am so happy I stepped out on FAITH that day to call. It’s people like Mr. J that make a difference.

6 months ago

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Reply from American Credit Card Solutions

Thank you!

Sep. 18th, 2023

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Stephanie Zucker Lakeland, FL

Ed P was absolutely fantastic in helping me get my finances back in control. He explained everything in detail and was a great pleasure to work with. I will definitely recommend your company purely based off my experience with Ed Thanks so much!!

6 months ago

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Reply from American Credit Card Solutions

Thank you!

Sep. 18th, 2023

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Kimisha Evans Norristown, PA

Ed P was very professional and explained everything. Would definitely recommend.

1 month ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Feb. 9th, 2024

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Rose Tucker

Kind, knowledgeable, and worked with me to get the best deal and plan for my enrolled debt.

1 month ago

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Reply from American Credit Card Solutions

Thank you, Rose! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Feb. 1st, 2024

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Jason and Felicia Madsen Brentwood, CA

Marcus was friendly, informational and professional. Thanks for all your work with our case!

1 month ago

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Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Jan. 30th, 2024

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grandma856 Winchester, CA

I joined the ACCS debt program 2 yrs ago (after researching several similar companies). And I am very pleased! The counselors and representatives are very respectful, pleasant, and knowledgeable. They always answer their phones,( you actually speak to a human). My payments to ACCS each month are applied to my debt exactly as promised. My monthly payments are about 1/3 of what I was originally paying to my creditors! I have complete access to my account, so it's easy to keep track of payments, settlements and amounts still owed. Over the past year, my credit score has increased by 85 points, and I am finally able to actually save money each month. Thank you ACCS!!

4 years ago

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Reply from American Credit Card Solutions

You are so welcome, thank you!!

Mar. 1st, 2022

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Mark Hanes Colonial Heights, VA

I AM REALLY IMPRESSED WITH THE WAY THAT AMERICAN CREDIT CARD SOLUTIONS HANDLES MY ACCOUNT. WHEN I HAVE A QUESTION OR QUESTIONS THEY COMFORT ME IN HANDLING THE SITUATION FOR ME. FOR EXAMPLE: IF I GET A CALL FROM THE DEBT COLLECTOR ACCS TELLS ME NOT TO ANSWER THE CALL AND WHEN I RECEIVE CORRESPONDENCE FROM MY CREDITOR'S THAT I HAVE ACCOUNTS WITH I SEND THE BILLS THROUGH GMAIL AND THEY RECEIVE IT THE SAME DAY. ALSO THEY WILL NOTIFY ME WHEN THEY RECEIVE MY BILLS AND DEBT COLLECTOR LETTERS WHICH MAKES ME FEEL SECURE BECAUSE THEY ARE NOT ONLY WORKING WITH ME BUT MY CREDITORS AS WELL. I AM VERY HAPPY THAT THE CUSTOMER SERVICE REPS AT ACCS ARE VERY PLEASANT TO TALK TO ON THE PHONE AND ARE VERY HELPFUL IN HANDLING MY SITUATION.

4 years ago

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Reply from American Credit Card Solutions

Thank you!

Feb. 16th, 2023

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joe steele Belleview, FL

No dislikes. David was very informative and made sure that I understood everything. Very personable.

2 months ago

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Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Jan. 16th, 2024

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Charles Strader Jacksonville, FL

Ed is the reason I agreed to this program ( my wife doesn’t think it works) I have faith in Edward and your company!

2 months ago

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Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Jan. 10th, 2024

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Kathy Ward

Tara was awesome, she explained everything and sure made me feel like I have room to breathe and not worry as much now...

3 months ago

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Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Dec. 22nd, 2023

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Adrian Alvarez Miami, FL

Very informative, rep was polite , easy to understand and worked within my budget to complete accounts. Very pleased with service.

3 months ago

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Reply from American Credit Card Solutions

Thank you, Adrian! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Dec. 22nd, 2023

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Steve Torres Tucson, AZ

Information provided was straight forward. All explained in a professional and technical aspects reviewed as needed and repeated as necessary.

3 months ago

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Reply from American Credit Card Solutions

Thank you!

Dec. 20th, 2023

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Frank chapman Ava, MO

Ed P is the best thing since a slice of bread. I truly was a positive interaction with him thank you so much. Frank Chapman

3 months ago

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Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Dec. 1st, 2023

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Sherry Hess Gettysburg, PA

Maria did a great job helping me get started. She really took her Tim and answered all my questions. She is great at her job!!

3 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Dec. 1st, 2023

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Joe Causey Seminole, FL

My debt counselor Matthew H was very knowledgeable and polite and walk me through the different options best for my financial situation. Thank you!👍

4 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Nov. 21st, 2023

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Urbain Fifi

Mr David W is a wonderful Agent. I really like working with him ! He gives all the information that I need to make the process easier. Amazing ACCS agent !

4 months ago

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Reply from American Credit Card Solutions

Thank you, Urbain! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 15th, 2023

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Ak Ak Kentwood, MI

If there more Stars I'll select it!! As much as I'm satisfied with it easy to talk to and break it down for you with no hidden fee and it's friendly thank you for ur help!!

4 months ago

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Reply from American Credit Card Solutions

Thank you so much!

Nov. 9th, 2023

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Michael O'Sullivan Huntington Beach, CA

Kevin made everything easy to understand and was very good at explaining what your company does I will recommend you to anyone who may need your help like I did

4 months ago

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Reply from American Credit Card Solutions

Thank you!

Nov. 6th, 2023

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Sslvador LA

Miss Maria was awesome !! I wish other companies had more people like her that would sit down and take the time out to explain the financial services !

5 months ago

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Reply from American Credit Card Solutions

Thank you SO much!

Oct. 30th, 2023

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Julia Schmanke

Maria does an incredible job! I understood everything and she was so patient with my questions! Great customer service skills beautiful personality, and knows her stuff!

5 months ago

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Reply from American Credit Card Solutions

Thank you!

Oct. 20th, 2023

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Rithx L Ocala, FL

David W was an absolute pleasure to work with… very knowledgeable and very, very kind. He took his time, explained everything and answered all my questions.

5 months ago

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Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 17th, 2023