American Credit Card Solutions offers debt settlement services in 26 states. Ideal candidates for American Credit Card Solutions debt settlement services have at least $10,000 in unsecured debt. If you have lower amounts of unsecured debt, you can use the free consultation to see if you qualify for the company’s services.
American Credit Card Solutions follows the standards set by the Federal Trade Commission (FTC) for debt settlement. These guidelines include providing free consultations and charging no upfront fees.
The company’s commitment to these standards demonstrates its dedication to treating clients well.
Once you decide to pursue debt settlement and enroll in American Credit Card Solutions’s program, you’ll start setting money aside every month in a separate account to save up to make settlement payments. Debt settlement clients typically do this instead of making monthly payments on their debts.
Once you’ve enrolled, it will be a few months before negotiations start. To settle all of your debt, it usually takes two to four years.
If you enroll your debt with American Credit Card Solutions, you’ll have full access to your account with your debt settlement savings through the online client portal. The company’s customer service representatives will also contact you with updates on your case.
Debt settlement services can be expensive. Debt settlement companies typically charge a set percentage of the total debt you enroll in their program. Fees for debt settlement are regulated by law, so the costs will vary based on your location. Ask questions and be sure you understand how much settlement will cost during the free consultation.
Debt settlement usually has a negative effect on your credit score because clients generally stop making payments on their debts. Have a plan to rebuild your credit score before entering debt settlement.
Additionally, once you’ve reached and paid the settlement, those debts on your credit report will be marked as “settled.”
American Credit Card Solutions only offers services in 26 states. If its services are not available in your area, you’ll need to consider other debt relief service providers.
Through great customer service and the clarity of solutions available to me, I am beginning to feel relief and seeing positive outcomes for resolving my debt.
I wasn't sure if I was doing the right thing at first, but they really proved to be a great company and worked miracles for me.
Customer service has always been very friendly and helpful when I call with any questions. I just wish I would have had the whole process of settling claims better explained in the beginning. Other than that great service
No complaints.. Always very helpful with answering my question and very prompt.
I have had an excellent experience with ACCS so far. All of my questions have been answered and I am kept up to date about all of my accounts.
ACCS has been great! I appreciate the flexibility!
So , far my experience has been great and everyone that I've spoken with has been knowledgeable .
ACCS gives you peace of mind, and its Customer Service staff is second to none!
Its been a smooth process and very informative.
Really good company having been with them that long. but already settle one of my debt l on my way to getting me credit back in shape.
They have been so easy to work with and have answered all of my questions!
Super helpful and friendly. I was able to get my portal set up quickly and had everything I needed at my at my fingertips to track my progress.
I’m kept informed on my program progress through calls and online access. The program is easy and I’m really glad I did it.
They were able to settle for about 50% less than what I owed. Great customer service and they answered every question I have ever asked in a very polite and professional answer. Everytime I need to move a payment date, they asked no questions and were able to move it. They saved me a bunch of money and I would recommend them to anyone in my situation.
ACCS has kept me up to date and informed about my account status. They have helped me a lot with resolving debt issues. I highly recommend their services. Marcela Broe
Albert M Morales
They answered all my questions make me feel so safe
Rebeca Carpio Fonseca
They were very kind and helpful with answering my questions.
Robert Kompes Jr
This company is GREAT... they worked with my creditors and got good deals/ payoffs! Any time I had a question and called the associates I spoke with were professional and treated me like they cared about helping me achieve my goal of getting out of debt and paying my creditors. Thanks You!!!! Robert Kompes Hr.
MARJOURIE PAIZ PEREZ
Had a wonderful experience. The representative were very helpful
Honestly at first I was so nervous about this process. But every step of the way all it took was a phone call and I received a satisfactory answer from a friendly person every time. So far, so good!!
Antonio G Cuervo
ACCS has done wonders for me. The process was easy and I'm paying less than I would have normally.
They have made the process of becoming debt free from my credit cards so painless and have worked with me when I was struggling with payments and there employees really go above and beyond for me...
I believe this company does a good job resolving debt. I had 14 credit cards that I had to pay and was unable to do so because of circumstances beyond my control. I gave them 9 creditors to pay and have paid off 4 of them in the last 6 months. What a great team effort.
I have not experienced any problems since I became a client. When I have a need I am immediately served and not put on hold, neither am I passed from one person to another
Always very quick to answer the phone, very friendly customer service, and always resolve my issue (which is usually my fault) right away.
Every one I had talked to had helped me ease my mind about taking the next step in becoming debt free and chancing this program.
I have a very good experience. I would say my needs were met. It was very exceptional
Sandra L Ortiz
Wonderful customer service. She was so patient and professional throughout our lengthy conversations. She took her time to answering all of my questions and concerns.
I had a great experience. They were super helpful and gave me all the information I needed..The service was helpful w all my questions
It was a wonderful feeling and burden your company took off our shoulders. My payments were affordable . Miss Angie was the best at answering all my questions. I would recommend your company to anyone! Thank You so much!!
Enjoying working with you the only thing is I wish that they would settle my accounts a little faster
They are a good company for debt relief. They work with you on payments.
when I first became acquainted with your organization, I was a bit reluctant because I did not want my creditors to lose any money. But since I have no choice except to go through with it I have found your company to be quite friendly and polite, not to mention patient, especially Mr Danny C. I found him to be very nice and honest. He needs a raise for his hard work. I am happy with your company because you solve things with persistence and in a timely manner. Most importantly you keep in contact with people so that we may know what's going on. Thank you so much.
This was a very difficult decision for me to make, but I could no longer manage the payments and was falling further and further behind. ACCS provided me with an option to consolidate my debt and resolve my payments. The process isn't always easy, but they have stayed in touch with me and let me know what's going on with my accounts and the resolution of my debt. I got myself into this situation, but I'm grateful for ACCS helping me get out of it.
My overall experience has been stellar. The customer service has made me feel valued, helped me out tremendously and are friendly. Highly recommend!!
They explained everything in detail. They have helped me out so much on getting a handle on my credit cards I was drowned in debt and now I am not.
They have helped me tremendously with my debt. The rates at which they settle are very high. All of my creditors but one were settled super quickly, the last one was just being super stubborn.