American Credit Card Solutions offers debt settlement services in 26 states. Ideal candidates for American Credit Card Solutions debt settlement services have at least $10,000 in unsecured debt. If you have lower amounts of unsecured debt, you can use the free consultation to see if you qualify for the company’s services.
American Credit Card Solutions follows the standards set by the Federal Trade Commission (FTC) for debt settlement. These guidelines include providing free consultations and charging no upfront fees.
The company’s commitment to these standards demonstrates its dedication to treating clients well.
Once you decide to pursue debt settlement and enroll in American Credit Card Solutions’s program, you’ll start setting money aside every month in a separate account to save up to make settlement payments. Debt settlement clients typically do this instead of making monthly payments on their debts.
Once you’ve enrolled, it will be a few months before negotiations start. To settle all of your debt, it usually takes two to four years.
If you enroll your debt with American Credit Card Solutions, you’ll have full access to your account with your debt settlement savings through the online client portal. The company’s customer service representatives will also contact you with updates on your case.
Debt settlement services can be expensive. Debt settlement companies typically charge a set percentage of the total debt you enroll in their program. Fees for debt settlement are regulated by law, so the costs will vary based on your location. Ask questions and be sure you understand how much settlement will cost during the free consultation.
Debt settlement usually has a negative effect on your credit score because clients generally stop making payments on their debts. Have a plan to rebuild your credit score before entering debt settlement.
Additionally, once you’ve reached and paid the settlement, those debts on your credit report will be marked as “settled.”
American Credit Card Solutions only offers services in 26 states. If its services are not available in your area, you’ll need to consider other debt relief service providers.
Always helpful! Always there to answer any questions we had!
ACCS is the best company out there for any credit card solutions! They help you with anything you need. I like that you can decide what you can afford and they make it happen. I have recommended them to friends and co-workers. They have been a Godsend for me: they have literally saved me thousands of dollars!
I was very Leary on joining these kind of companies but I knew I needed help with the financial hole I got myself into. After looking at all my options I’m glad I went with this company. They upgraded their website and it is more detailed and it’s nice to be able to track how your money is being dispensed. Pay attention to it. Just like you do your own bank. If you have any questions or concerns customer service is very helpful in answering your questions.
Accs is awesome they have helped me so much.i would definately refer them to family and friends
Thanks ACCS.... good attention and professionalism in every call.... your help has changed my financial life from the beginning.... I definitely recommend it to everyone.... Thank you.
They are very professional when you call them they take care of all your needs if you need help they are very understanding about your need I would highly recommend accs to anyone that is having financial difficulties
I just started! The two people I talked to we’re very helpful and answered all the questions I had!
Customer service is a plus. I spoke with Erin, she was very polite and professional. I had a simply question and she took care of it. Erin, thanks for your quick service you provided.
Everyone has been very helpful.
ACCS has been very responsive to my e-mail and calls.
Donald F Tutino
I had numerous questions about my new account and how the process worked. The Client Services staff patiently worked with me and all my questions and concerns. I am very impressed with their level of customer service!
I joined the ACCS debt program 2 yrs ago (after researching several similar companies). And I am very pleased! The counselors and representatives are very respectful, pleasant, and knowledgeable. They always answer their phones,( you actually speak to a human). My payments to ACCS each month are applied to my debt exactly as promised. My monthly payments are about 1/3 of what I was originally paying to my creditors! I have complete access to my account, so it's easy to keep track of payments, settlements and amounts still owed. Over the past year, my credit score has increased by 85 points, and I am finally able to actually save money each month. Thank you ACCS!!
Handled my case from start to finish. Very professional. Kept me informed throughout. Great results.
Fred M Tsosie
Always polite, specific, helpful, overall satisfying experience.
They explained everything effectively I have never had any issues since sign up. They’re always available when I have questions or need to change my payment date
I have had nothing but top notch service from the minute I initiated contact with ACCS. Everyone has been professional, friendly, quick to assure me that there is help available through ACCS and answered my questions even when I re-asked some of the same ones just to be assured I was making the right decision.
They have been very helpful, from my initial contact, through account set-up, and now during the negotiation process, everyone I've had contact with have gone the extra mile.
Definitely America card solution works with me every time. Thanks for answering my question and helping me in not skipping a payment.
I AM REALLY IMPRESSED WITH THE WAY THAT AMERICAN CREDIT CARD SOLUTIONS HANDLES MY ACCOUNT. WHEN I HAVE A QUESTION OR QUESTIONS THEY COMFORT ME IN HANDLING THE SITUATION FOR ME. FOR EXAMPLE: IF I GET A CALL FROM THE DEBT COLLECTOR ACCS TELLS ME NOT TO ANSWER THE CALL AND WHEN I RECEIVE CORRESPONDENCE FROM MY CREDITOR'S THAT I HAVE ACCOUNTS WITH I SEND THE BILLS THROUGH GMAIL AND THEY RECEIVE IT THE SAME DAY. ALSO THEY WILL NOTIFY ME WHEN THEY RECEIVE MY BILLS AND DEBT COLLECTOR LETTERS WHICH MAKES ME FEEL SECURE BECAUSE THEY ARE NOT ONLY WORKING WITH ME BUT MY CREDITORS AS WELL. I AM VERY HAPPY THAT THE CUSTOMER SERVICE REPS AT ACCS ARE VERY PLEASANT TO TALK TO ON THE PHONE AND ARE VERY HELPFUL IN HANDLING MY SITUATION.
ACCS has been a lifesaver for me.. getting me out of debt and i can trust them to do what they say. If I call with a question or concern they are quick and efficient and very nice to deal with .. id recommend them to anyone who needs a new start .. thank you
This service has really helped me on my journey to becoming debt-free. Friendly people, great customer service, and they work with me on my payment dates.
American Credit Card Services have definitely been a major solution for me. With the debt that I have and still have they have been very encouraging as to it being resolved. I am so grateful that I chose American Credit Card Solutions they are wonderful!
ACCS helped us make our way out of debt. They were so friendly and helpful.
My experience with ACCS has been tremendous! Every staff member that I've had contact with has been very personable and prompt in helping resolve any issue I may have. They are only a phone call away and I've never had to wait or talk to a machine. This would certainly be the first company I would recommend to anyone!
American credit card solutions has done a great job dealing with my situation. Everyone I have spoken with have been very helpful and courteous to the needs of resolving my issues.
Through great customer service and the clarity of solutions available to me, I am beginning to feel relief and seeing positive outcomes for resolving my debt.
I wasn't sure if I was doing the right thing at first, but they really proved to be a great company and worked miracles for me.
Customer service has always been very friendly and helpful when I call with any questions. I just wish I would have had the whole process of settling claims better explained in the beginning. Other than that great service
No complaints.. Always very helpful with answering my question and very prompt.
I have had an excellent experience with ACCS so far. All of my questions have been answered and I am kept up to date about all of my accounts.
ACCS has been great! I appreciate the flexibility!
So , far my experience has been great and everyone that I've spoken with has been knowledgeable .
ACCS gives you peace of mind, and its Customer Service staff is second to none!
Its been a smooth process and very informative.
Really good company having been with them that long. but already settle one of my debt l on my way to getting me credit back in shape.
They have been so easy to work with and have answered all of my questions!
Super helpful and friendly. I was able to get my portal set up quickly and had everything I needed at my at my fingertips to track my progress.
I’m kept informed on my program progress through calls and online access. The program is easy and I’m really glad I did it.
They were able to settle for about 50% less than what I owed. Great customer service and they answered every question I have ever asked in a very polite and professional answer. Everytime I need to move a payment date, they asked no questions and were able to move it. They saved me a bunch of money and I would recommend them to anyone in my situation.
ACCS has kept me up to date and informed about my account status. They have helped me a lot with resolving debt issues. I highly recommend their services. Marcela Broe
Albert M Morales
They answered all my questions make me feel so safe
Rebeca Carpio Fonseca
They were very kind and helpful with answering my questions.
Robert Kompes Jr
This company is GREAT... they worked with my creditors and got good deals/ payoffs! Any time I had a question and called the associates I spoke with were professional and treated me like they cared about helping me achieve my goal of getting out of debt and paying my creditors. Thanks You!!!! Robert Kompes Hr.
MARJOURIE PAIZ PEREZ
Had a wonderful experience. The representative were very helpful
Honestly at first I was so nervous about this process. But every step of the way all it took was a phone call and I received a satisfactory answer from a friendly person every time. So far, so good!!
Antonio G Cuervo
ACCS has done wonders for me. The process was easy and I'm paying less than I would have normally.
They have made the process of becoming debt free from my credit cards so painless and have worked with me when I was struggling with payments and there employees really go above and beyond for me...
I believe this company does a good job resolving debt. I had 14 credit cards that I had to pay and was unable to do so because of circumstances beyond my control. I gave them 9 creditors to pay and have paid off 4 of them in the last 6 months. What a great team effort.
I have not experienced any problems since I became a client. When I have a need I am immediately served and not put on hold, neither am I passed from one person to another
Always very quick to answer the phone, very friendly customer service, and always resolve my issue (which is usually my fault) right away.