5.0
7.3
Overall Score
American Credit Card Solutions offers debt settlement services in 17 states. Ideal candidates for American Credit Card Solutions debt settlement services have at least $10,000 in unsecured debt. If you have lower amounts of unsecured debt, you can use the free consultation to see if you qualify for the company’s services.
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American Credit Card Solutions follows the standards set by the Federal Trade Commission (FTC) for debt settlement. These guidelines include providing free consultations and charging no upfront fees.
The company’s commitment to these standards demonstrates its dedication to treating clients well.
American Credit Card Solutions is accredited with the International Association of Professional Debt Arbitrators (IAPDA), one of the main organizations that sets industry standards for debt relief. We always like to see companies with this accreditation as it shows they are committed to maintaining a standard of ethical behavior in business.
If you enroll your debt with American Credit Card Solutions, you’ll have full access to your account with your debt settlement savings through the online client portal. The company’s customer service representatives will also contact you with updates on your case.
Debt settlement services can be expensive. Debt settlement companies typically charge a set percentage of the total debt you enroll in their program. Fees for debt settlement are regulated by law, so the costs will vary based on your location. Ask questions and be sure you understand how much settlement will cost during the free consultation.
Debt settlement usually has a negative effect on your credit score because clients generally stop making payments on their debts. Have a plan to rebuild your credit score before entering debt settlement.
The debts listed on your credit report will be marked as “settled” once you’ve reached and paid the settlement with creditors.
American Credit Card Solutions only offers services in 17 states. If its services are not available in your area, you’ll need to consider other debt relief service providers.
If you’re interested in debt settlement, American Credit Card Solutions is a good company to consider. Take advantage of the free consultation to ask questions about the process, its costs, and ways to mitigate the risks.
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Stefani Montgomery New York, NY
2 years ago
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Nov. 5th, 2021
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Michele Pickett Eastpointe, MI
1 year ago
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Feb. 22nd, 2022
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Chris Briley Morehead City, NC
6 days ago
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Dec. 1st, 2023
Erica Wilson
6 days ago
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Dec. 1st, 2023
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Laura Nall Arroyo Grande, CA
5 days ago
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Dec. 4th, 2023
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Amalia La Mirada, CA
6 days ago
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Dec. 1st, 2023
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V A Merced, CA
1 week ago
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Nov. 30th, 2023
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GINA Cubbellotti Glendale, AZ
2 days ago
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Dec. 5th, 2023
Rhea A.R.
4 weeks ago
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Nov. 9th, 2023
LAKESHA DANIELS Kuwait City, KU
3 weeks ago
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Nov. 15th, 2023
Tyler Forner Conroe, TX
3 weeks ago
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Nov. 14th, 2023
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Starting Over Ashburn, VA
1 month ago
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Oct. 17th, 2023
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Nichole Corpus Christi, TX
2 months ago
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Oct. 17th, 2023
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Paris Sexton Concord, NC
2 months ago
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Sep. 27th, 2023
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Frank chapman Ava, MO
6 days ago
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Dec. 1st, 2023
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Sherry Hess Gettysburg, PA
6 days ago
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Dec. 1st, 2023
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J Hood Dallas, TX
3 weeks ago
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Nov. 13th, 2023
Sergio Lopez CA
1 month ago
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Nov. 6th, 2023
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Nancy Paola Romero Phoenix, AZ
1 month ago
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Oct. 27th, 2023
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TAZZ MANIAN OK
1 month ago
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Oct. 26th, 2023
Nichole Favors Hagerstown, MD
1 month ago
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Oct. 19th, 2023
Cliff Ingram Winston-Salem, NC
1 month ago
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Oct. 17th, 2023
Rachel Valley, AL
2 months ago
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Sep. 28th, 2023
Edith Long Beach, CA
2 months ago
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Sep. 25th, 2023
Jaime Calderon Torrance, CA
2 months ago
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Sep. 21st, 2023
carolyn moening Wingate, NC
2 months ago
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Sep. 20th, 2023
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Dan Alvarado Round Rock, TX
4 days ago
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Dec. 4th, 2023
Latashia Francis Houston, TX
1 week ago
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Nov. 29th, 2023
Joe Causey Seminole, FL
2 weeks ago
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Nov. 21st, 2023
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Urbain Fifi
3 weeks ago
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Nov. 15th, 2023
Ak Ak Kentwood, MI
4 weeks ago
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Nov. 9th, 2023
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Trina Clark Ann Arbor, MI
1 month ago
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Oct. 31st, 2023
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Jose Sanchez
1 month ago
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Oct. 25th, 2023
Melvin Knob Noster, MO
1 month ago
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Oct. 24th, 2023
Jean-Pierre Pleasanton, CA
1 month ago
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Oct. 17th, 2023
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SHEREE JONES Tampa, FL
2 months ago
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Oct. 17th, 2023
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Brittany Ml Kissimmee, FL
2 months ago
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Oct. 17th, 2023
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Sean Holmes
2 months ago
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Oct. 17th, 2023
Berlinda RJ TX
2 months ago
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Oct. 17th, 2023
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Danielle C Los Angeles, CA
2 months ago
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Sep. 25th, 2023
Elisa Edgar Westland, MI
2 months ago
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Sep. 18th, 2023
Stephanie Zucker Lakeland, FL
2 months ago
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Sep. 18th, 2023
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Richdad24 Deptford, NJ
6 days ago
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Dec. 1st, 2023
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Melissa Chelton Salisbury, MD
1 week ago
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Nov. 29th, 2023
Ken West Orlando, FL
2 weeks ago Edited November 27, 2023
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Nov. 27th, 2023
Rudy Hernandez El Paso, TX
3 weeks ago
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Nov. 21st, 2023
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Adrain Smith Lakeland, FL
3 weeks ago
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Nov. 15th, 2023
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Carolyn Fletcher
3 weeks ago
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Nov. 15th, 2023
Donald Skelton Wentzville, MO
3 weeks ago
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Nov. 13th, 2023
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Lily Tran San Francisco, CA
3 weeks ago
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Nov. 13th, 2023
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