Name: American Credit Card Solutions
Rating: 5.0

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Featured Review

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Stefani Montgomery New York, NY

I would highly recommend this company! They are friendly, knowledgeable and true to their word. I have never done credit card consolidation and they worked with me every step of the way. There were no hidden fees or surprises. They worked with all of the creditors so I didn’t have to. My credit score took the initial hit like they said it would and from there has been on a steady incline. I am excited to have this burden lifted off of me and see my credit continue to increase. If you’re thinking about credit card consolidation, I would definitely give them a call.

2 years ago

Reply from American Credit Card Solutions

Thank you for the recommendation!

Nov. 5th, 2021

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Featured Review

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Michele Pickett Eastpointe, MI

I have been with the program for about 2yrs now and I can honestly say I feel really good about the direction that its going in. I am very happy with the choice I made and I thank you all for your kindness and support that you all have showed me

2 years ago

Reply from American Credit Card Solutions

Thank you so much for the positive feedback! We are glad we were able to help!

Feb. 22nd, 2022

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Dalya Crabtree

I just gave a one star review I would like to correct this now Management has called me my refund after finishing this program will be credited back to my account. Now let me tell you my experience signing up and making the affordable payments qualified us for a Fresh Start Loan- I can't tell you how much this has helped us- to get our credit back to where it should be. THANK YOU VERY MUCH

1 week ago Edited October 9, 2024

Reply from American Credit Card Solutions

Thank you, Dalya! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Oct. 10th, 2024

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Sean Simpson

I worked with Ed P. Couldn’t have asked for a better experience or Rep. He made me feel at home and calm during a very stressful time. I appreciate his patience and knowledge of the programs. No questions were left unanswered. Just a genuine and caring person that treated me with respect. Thank you so much Ed!

4 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

May. 30th, 2024

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Nohelia Hernandez

Tara was very empathetic with me during this difficult financial situation. She was very encouraging and gave me hope with this program.

2 months ago

Reply from American Credit Card Solutions

Thank you, Nohelia! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Aug. 5th, 2024

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Too Smooth

Ed P. helped me get my account set up and he was very friendly & polite during the process. He explained everything to me in detail and I feel good about my journey to getting my credit back on track!!

5 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

May. 15th, 2024

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Mary Gail Strength

Ed P. was wonderful. He was very professional, knowledgeable, caring, and concerned about my situation. He worked to find me the best possible solution that would fit my needs and one that I could afford. He is the best. He was a joy to talk too. He made me feel like an old friend. Thank you Ed P. for caring.

6 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Apr. 12th, 2024

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Christina Houston

7 months ago

Reply from American Credit Card Solutions

Thank you!

Mar. 20th, 2024

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Susan Viel Westminster, MD

Ed P is an asset to your company. Professional, patient, made sure I understood all aspects of your company. I was so impressed. One insurance company says “You are in Good hands.” I was in good hands with Ed P. Thank You.

7 months ago

Reply from American Credit Card Solutions

Thank you, Susan! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Feb. 28th, 2024

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mike huerta Deer Park, TX

Very nice conversation with David and he made everything feel simple, easy and safe. He explained it all with showing us sympathy to our troubles and needs and that was a big help and made it super simple for us join in the program. Thank you David

8 months ago

Reply from American Credit Card Solutions

Thank you!

Feb. 15th, 2024

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Paige D. Mobile, AL

First off I would like to thank Tara for being so helpful and not so pushy like the last 3 places I called seeking help. She explained everything very thoroughly and did not judge when I said I wasn't ready to let go of everything and we came to a compromise so I didn't feel like I was giving up all my power. Thank you again Tara for all of the help.

8 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Jan. 23rd, 2024

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Tammy Shue Kannapolis, NC

What i liked was his at ease attitude, he knew i was trying to pay my debts while not falling behind. he took my information and explained the process. he also was friendly and made small talk and i like to talk as well. I feel like i can breathe now knowing my credit score will eventually increase and my bills will be paid. Ed will be the person i would refer friends and family to. thank you

9 months ago

Reply from American Credit Card Solutions

Thank you, Tammy! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jan. 18th, 2024

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Lee Bailey Orlando, FL

David was easy to talk to and made things simple to understand, he was able to and answered all the questions that i could think of at that time. After our first conversation more question came up to witch he was more than willing to answer. at the end of it all, i was able to sign up with the program with ease, David thank you for all of your help with this and look forward to speaking with you again in the future !

9 months ago

Reply from American Credit Card Solutions

Thank you, Lee! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Jan. 16th, 2024

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Patricia BusbyBriggs Waxahachie, TX

I just set up my account with Mr. Ed P. Such a pleasant experience. He explained everything and I was very happy to begin work on my financial affairs. He was such a kind gentleman and I really enjoyed our conversation. Ed, I am so glad you called me the other day because I now feel as if a heavy burden has been lifted. You are such an asset to your company. Hope that they know it.

9 months ago

Reply from American Credit Card Solutions

Thank you!

Jan. 16th, 2024

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Michael Lieberman Canyon Country, CA

Steve was absolutely great to work with. He explained everything to me to where I understood the program completely. His personality made it a pleasure to work with him and he built complete trust so that I felt comfortable working with him. I am very confident that I made the right decision going with ACCS. Also as an aside, thank you for the Mozart while I was waiting on the phone!!

9 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Jan. 8th, 2024

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Karen McKinney, TX

Talking with Steve and he was so helpful. I told him I will sleep good tonight knowing this stress will be taken care of. He is a really good person to talk to about your financial downfall. No judgment and just wants to help. I am at the beginning of the process but this first step was perfect and in the right direction. Thank Steve!!! You are rocking that customer service!

9 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Jan. 5th, 2024

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Sandra Hernandez Houston, TX

My experience with ACCS was completely professional yet there was a concerned person on the other end of our telephone line. Maria S knew exactly how to help me figure everything into perspective. I trusted her. She. crunched numbers and gave me an affordable debt repayment account plan . Something I didn’t receive from other debt relief plans. She went above and beyond to help with how to deal with my creditors. She reassured me ACCS had my back. Thanks so much for trusting me to follow through with my commitment to pay back my creditors.

10 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Dec. 8th, 2023

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Chris Briley Morehead City, NC

So I ended up the first time having to resolve. My account due to issues. Some of them were the company's policies and how they were initially explained to me by tech support. However, I'm back and quite frankly, the only reason I'm back because of Ed. It's truly a great person not come across pushy, he gives you the information. And you can tell he cares about what he's doing. So he's definitely thebomb.com. In the immortal words of my mother, a law. He's a keeper. Thank you sincerely, Chris Briley

10 months ago

Reply from American Credit Card Solutions

Thank you!

Dec. 1st, 2023

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Erica Wilson

Jay was absolutely amazing. He was very kind and professional. I really appreciated the fact that he didn’t waste my valuable time with a lot of unnecessary small talk. He gave me all the information I needed and made me feel very comfortable through the process. I was so stressed about my situation and after talking to him and getting his help I feel like the weight is being lifted of my shoulders. It was truly a pleasure working with him and I’m so grateful for his assistance.

10 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Dec. 1st, 2023

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Rhea A.R.

Maria was very knowledgeable about the program. It was so east to speak with her. It felt like we were talking to a long time friend. She’s very friendly and has excellent customer service skills. She explained the program to us very thoroughly, discussing every detail. She was very patient anawering our questions. I was hesitant to do this at first, but she gained our trust by the way she communicated. We felt that she cared.

11 months ago

Reply from American Credit Card Solutions

Thank you!

Nov. 9th, 2023

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Nichole Corpus Christi, TX

The thought of trying to get my debt under control was absolutely terrifying. I didn’t know where to start. Ed P was not only friendly and understanding, but extremely knowledgeable and helpful! He assured me that I was not alone and that together we would come up with a solution to help get my financial debt back on track. That’s exactly what he was able to do for me. I feel so much relief now, knowing I have a safe and secure plan for the future. I couldn’t have done it without Ed. He made my experience not only beneficial, but enjoyable as well! I can’t thank him enough and in writing this review with the hopes that he be recognized for his outstanding work, as I believe he deserves all the praise in the world! Thanks a million Ed! You’re the best in the business!! <3

1 year ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Oct. 17th, 2023

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Paris Sexton Concord, NC

Marcus as your customer service rep did an excellent job in answering my questions and any concerns I had. I have never worked with any kind of American Credit Card solution, and I must admit I was very skeptical about the letter I received and the phone call. You should be very proud of this young man because I have worked in customer service, and he displays all the positive qualities. His genuine dedication to this company would make it very easy to feel at ease with applying. I wanted to share this with whoever has these concerns. I am looking forward to getting my creditors paid off and moving forward on a positive note. I thank you for this opportunity.

1 year ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Sep. 27th, 2023

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grandma856 Winchester, CA

I joined the ACCS debt program 2 yrs ago (after researching several similar companies). And I am very pleased! The counselors and representatives are very respectful, pleasant, and knowledgeable. They always answer their phones,( you actually speak to a human). My payments to ACCS each month are applied to my debt exactly as promised. My monthly payments are about 1/3 of what I was originally paying to my creditors! I have complete access to my account, so it's easy to keep track of payments, settlements and amounts still owed. Over the past year, my credit score has increased by 85 points, and I am finally able to actually save money each month. Thank you ACCS!!

4 years ago

Reply from American Credit Card Solutions

You are so welcome, thank you!!

Mar. 1st, 2022

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Mark Hanes Colonial Heights, VA

I AM REALLY IMPRESSED WITH THE WAY THAT AMERICAN CREDIT CARD SOLUTIONS HANDLES MY ACCOUNT. WHEN I HAVE A QUESTION OR QUESTIONS THEY COMFORT ME IN HANDLING THE SITUATION FOR ME. FOR EXAMPLE: IF I GET A CALL FROM THE DEBT COLLECTOR ACCS TELLS ME NOT TO ANSWER THE CALL AND WHEN I RECEIVE CORRESPONDENCE FROM MY CREDITOR'S THAT I HAVE ACCOUNTS WITH I SEND THE BILLS THROUGH GMAIL AND THEY RECEIVE IT THE SAME DAY. ALSO THEY WILL NOTIFY ME WHEN THEY RECEIVE MY BILLS AND DEBT COLLECTOR LETTERS WHICH MAKES ME FEEL SECURE BECAUSE THEY ARE NOT ONLY WORKING WITH ME BUT MY CREDITORS AS WELL. I AM VERY HAPPY THAT THE CUSTOMER SERVICE REPS AT ACCS ARE VERY PLEASANT TO TALK TO ON THE PHONE AND ARE VERY HELPFUL IN HANDLING MY SITUATION.

4 years ago

Reply from American Credit Card Solutions

Thank you!

Feb. 16th, 2023

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Ej

Just at the start of this process but so far David has been very informative and extremely helpful. Certainly willing to update my review once I've got some actual experience working with them.

7 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Mar. 7th, 2024

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tasheika wellington Orlando, FL

Ed was very professional and pleasant to deal with. He explained everything in detail and made it plain and simple to understand . He took time to answer my many questions. I couldn’t ask for anything else. :)

8 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Feb. 20th, 2024

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Caitlyn Cannaday

Maria was great. She took the time to really go over all of my questions. She was very thorough with all of the Details. We spent over an hour on the phone. She really took the time to make sure I understood what was happening, very helpful and understanding. I am so glad that I called and spoke with Maria today.

9 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Jan. 16th, 2024

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Stanford Lewis

I was very impressed with Dan’s familiarity and understanding of my situation. He was warm and friendly throughout our conversation. Dan did an excellent job of explaining the program in detail, answering any questions, and giving me the confidence to enroll in the program.

9 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Jan. 12th, 2024

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James Slade Houston, TX

Kevin was great and made all of this easy. I wasn't sure on what I really wanted to do. He explained everything in detail and offered me solutions to my situation that made since. Thank you for all of your help and guidance.

9 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Jan. 10th, 2024

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Rhonda Locklear Lumberton, NC

David was very thorough and informative. He answered all my questions, happily, and was a joy to work with. I was very uneasy about this process before talking with him but he makes you feel as if you've known him for years. Thanks David for making this so easy!!!

9 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Jan. 9th, 2024

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Jose Ortega Los Angeles, CA

David was very helpful he had tried to help me before and i am glad he was there when i decided to take the big step. He explained everything perfectly and very good and very helpful. I would and will recommend david to anyone going through the same struggle as i am.

9 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Jan. 9th, 2024

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V Newton Melbourne, FL

David W was undoubtedly the best servicing person that I've EVER dealt with. He made the process very comfortable while at the same time answering all questions and thoroughly explaining the program. I feel positive that I've made the best financial decision after speaking with him. Thanks so much, David!

9 months ago

Reply from American Credit Card Solutions

Thank you!

Jan. 4th, 2024

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Maria Pinkard Austin, TX

Tara was extremely caring and very thorough in explaining everything to me. I felt at ease and comfortable talking to her and am glad to start on my debt freedom journey, thank you Tara for taking the time and patience in helping me!

9 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Jan. 3rd, 2024

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nadine Wilson-stennett Philadelphia, PA

Tara was very nice and very kind go through the process very slow and very direct. He let me know what the program can offer to me, and what they will do to help me come out of my debt, so I was very pleased of the customer service of Tara

10 months ago

Reply from American Credit Card Solutions

Thank you, nadine! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Dec. 27th, 2023

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Hollis Walton Burleson, TX

Ed P was increíble!! I was a bit skeptical and unsure but he eased my mind and explained the process with perfection and I was on board immediately. I'm looking forward to resolve my debt issues and become debt free very soon, thank you Ed you are the best!!

10 months ago

Reply from American Credit Card Solutions

Thank you, Hollis! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Dec. 20th, 2023

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Tangela Propst Hickory, NC

My specialist.Mr.DW helped an explained the services to me very professional I'm new to this program to help with my debt I'm excited to see results in the future thanks David he didn't pressure me he answered all my questions an replied back in a timely manner

10 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Dec. 19th, 2023

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Misty Carney Burnsville, NC

Signed up with ACCS yesterday. David was very friendly and he made the process super easy. He answered all of my questions and made sure that I understood everything about the program! I would absolutely recommend David and ACCS for helping anyone in becoming debt free!!

10 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Dec. 15th, 2023

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BRUCE c CAMPBELL Vero Beach, FL

re: Ed P . took time to explain this process perfectly & professionally . all questions were answered to a "t" I feel comfortable I have made this important decision and to go forward with my life THANK YOU AMER. CREDIT CARD SOLUTIONS AND MR. P !!

10 months ago

Reply from American Credit Card Solutions

Thank you!

Dec. 13th, 2023

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Carol Austin Tulare, CA

I'm so glad I called them today. I enjoy talking to David, he was very helpful and knowledgeable employee. Helping me understand the aspects of my credit and how I can get it straightened out. He's a very valuable employee and I enjoy having the time with him to get everything straightened out thanks so much.

10 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Dec. 12th, 2023

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Laura Nall Arroyo Grande, CA

Jay V was extremely helpful getting me started with the program. He walked me through everything and gave me new outlook on what a debt consolation program through ACCS would be look like. I only started the program this last week. However, I do feel a sense of hope knowing my I can see my financial future improving.

10 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Dec. 4th, 2023

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Amalia La Mirada, CA

My overall rating is for Mr. Ed P. He really went above and beyond to help me understand what was being offered to me. He even put a smile on my face when went through with their whole savings promotion for the holiday. I appreciate the simplicity and kindness that he displayed from beginning to end of our conversation.

10 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Dec. 1st, 2023

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V A Merced, CA

Maria S has been very Helpful and has helped me with every question and concern I have. She has made me feel at peace and it has been a Huge weight off my shoulders. Up until now I would highly recommend this program to friends and family!

10 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Nov. 30th, 2023

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LAKESHA DANIELS Kuwait City, KU

I would like to say Ms. Stephanie P provided exceptional service to me on behalf of ACCS. She was very informative and knowledgeable of the program. It felt like a weight had been lifted off my shoulders after signing up for the program. I look forward to this opportunity and seeing the progression of my debt reduction. Thanks again!!!!

11 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Nov. 15th, 2023

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Tyler Forner Conroe, TX

I had a great experience with Ed P. Great customer service and very professional. I had some other options on the table, but customer service and comfortability are key in my opinion and Ed did just that. Thanks for helping me sleep better at night! highly recommend this company.

11 months ago

Reply from American Credit Card Solutions

Thank you, Tyler! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 14th, 2023

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Robert Lewis Bakersfield, CA

Thank you Ed P for such great customer service,the way you took the time and explained everything to me.I am satisfy on the decision I made because Ed made me feel comfortable and confident I made the right choice. Definitely will recommend Ed P to family,friends and Co workers,I give his overall customer service 2 thumbs up,thanks again.

11 months ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Nov. 7th, 2023

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Sergio Lopez CA

Easy going , David was super helpful..Made me feel like I was in good hands..Had no doubt he was doing everything in his power to help me .. I’m greatly appreciative to have spoken to David.. He made it so easy to decide and understand exactly what the offers were and what the best offer is for me .. I’m excited to work with ACCS…

11 months ago

Reply from American Credit Card Solutions

Thank you, Sergio! We appreciate your review. We value our customers and appreciate the time you took to share your experience.

Nov. 6th, 2023

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Nancy Paola Romero Phoenix, AZ

Ed P was so professional. It was so nice that he explained how this credit is going to work, and offered better solutions for me to pay. I feel relieved to finally get rid of my debts. I hope all ACCS team has more people like Ed Packman.

11 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Oct. 27th, 2023

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TAZZ MANIAN OK

Jay was absolutely 💯. His ability to explain the program in detail allowed me to fully understand. When I had questions, he was quick to reply and made sure I was comfortable with his explanation before he continued. I was able to explain the program in detail to my wife because Jay made it easy to do so.

11 months ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Oct. 26th, 2023

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Starting Over Ashburn, VA

Maria S is a very valuable employee. Her professionalism and compassion for others is astounding. She took her time with me from the beginning and that is what I needed. Her persistent patience and understanding is what ultimately changed my mind. She did not make me feel like I had messed up my life by trying to help others . I am an organized person and she let me look at my affairs and then get back to her. I really appreciate that so much. This was a very good experience and I look forward to a restart.

1 year ago

Reply from American Credit Card Solutions

We will be sure to pass this on to our team, thanks!

Oct. 17th, 2023

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Rachel Valley, AL

I Would first like to say thank you to Tara for all her help. orginally the call was to try and help a friend and after listening to Tara go over everything conserning the program and how it works, I realize that this was something that could really help me. i've look forward to getting out of debt and now I am so excited to know that it really is possible and it won't take the next ten to twenty years of my life. THANK YOU TARA

1 year ago

Reply from American Credit Card Solutions

We appreciate your feedback, thank you!

Sep. 28th, 2023

American Credit Card Solutions

The Good

Follows Federal Trade Commission Rules and Regulations

Accredited with IAPDA

24/7 Access to Account

The Bad

Cost

Credit Score Impact

Limited Availability

The Bottom Line

American Credit Card Solutions Frequently Asked Questions

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