Allied Credit Solutions offers a broad portfolio of services, including credit repair, credit monitoring, debt management, and debt settlement. This review focuses on their debt settlement services. From the company's website, they seem like a normal debt settlement company, offering many of the same perks of working with a debt settlement company.
However, the company merely has two short paragraphs on debt settlement throughout their entire site. Although they offer a money back guarantee, Allied has no real industry credentials to speak of.
Like many companies in this space, Allied Credit Solutions offers a toll-free number for potential customers to call in and speak with a credit consultant at no cost regarding the company's debt settlement services. Additionally, they claim to offer a money back guarantee which should serve as a sign of confidence in their services.
All debt settlement companies are required by the FTC to only charge consumers once a debt settlement has been reached with creditors. Allied Credit Solutions is no different. They guarantee that their clients will see results and that they won't pay anything until a debt is settled.
Allied Credit Solutions offers a money-back guarnatee, before any debts are settled. In addition, they offer militiary discounts. They are one of the only settlement companies to offer this type of discount.
Allied Credit Solutions doesn't advertise or disclose its pricing for debt settlement services anywhere that we could find. They also fail to mention an average or typical percent they settle debts for.
Even though Allied Credit Solutions does provide settlement services, that is not the company's main focus. The company brands themselves as a credit solutions company - they restore people's bad credit. Almost everything on the company's website addresses credit problems - they even ask people to call them for a free credit evaluation.
Debt settlement (as well as collection removal, identity theft, credit monitoring, and lending), are sub-services provided. In fact, there are only two paragraphs on their website that address debt settlement.
If you are in need of debt settlement, it may be more beneficial to work with a company that specializes in settlement specifically.
There is no mention of any accreditation with the AFCC or IAPDA on Allied Credit Solutions' website. However, after digging further, the company is IAPDA certified.
Although the company does offer a free consultation over the phone, when you sign up with Allied Credit Solutions, you will not be working with the same consultant for you settlement process. Over the course of your one to four year settlement process, you will have to work with multiple sales representatives who may or may not know your exact situation.
Unfortunately, Allied Credit Solutions does not disclose which states they are currently licensed to operate in, which limits their availability to potential clients.