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Allied Credit Solutions

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LAST UPDATED: May 29th, 2022

Allied Credit Solutions offers a broad portfolio of services, including credit repair, credit monitoring, debt management, and debt settlement. This review focuses on their debt settlement services. From the company's website, they seem like a normal debt settlement company, offering many of the same perks of working with a debt settlement company.

However, the company merely has two short paragraphs on debt settlement throughout their entire site. Although they offer a money back guarantee, Allied has no real industry credentials to speak of.

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The Good

  • Free Consultation Over the Phone
  • Pay Only When Debts are Settled
  • Military Discount and Money-Back Guarantee

Free Consultation Over the Phone

Like many companies in this space, Allied Credit Solutions offers a toll-free number for potential customers to call in and speak with a credit consultant at no cost regarding the company's debt settlement services. Additionally, they claim to offer a money back guarantee which should serve as a sign of confidence in their services.

Pay Only When Debts are Settled

All debt settlement companies are required by the FTC to only charge consumers once a debt settlement has been reached with creditors. Allied Credit Solutions is no different. They guarantee that their clients will see results and that they won't pay anything until a debt is settled.

Military Discount and Money-Back Guarantee 

Allied Credit Solutions offers a money-back guarnatee, before any debts are settled. In addition, they offer militiary discounts. They are one of the only settlement companies to offer this type of discount. 


The Bad

  • Unknown Pricing
  • Not Focused on Debt Settlement
  • Missing Accreditations
  • No Personal Consultant
  • Services May Not Be Available in Your State

Unknown Pricing

Allied Credit Solutions doesn't advertise or disclose its pricing for debt settlement services anywhere that we could find. They also fail to mention an average or typical percent they settle debts for.

Not Focused on Debt Settlement

Even though Allied Credit Solutions does provide settlement services, that is not the company's main focus. The company brands themselves as a credit solutions company - they restore people's bad credit. Almost everything on the company's website addresses credit problems - they even ask people to call them for a free credit evaluation.

Debt settlement (as well as collection removal, identity theft, credit monitoring, and lending), are sub-services provided. In fact, there are only two paragraphs on their website that address debt settlement.

If you are in need of debt settlement, it may be more beneficial to work with a company that specializes in settlement specifically.

Missing Accreditations

There is no mention of any accreditation with the AFCC or IAPDA on Allied Credit Solutions' website. However, after digging further, the company is IAPDA certified.

No Personal Consultant

Although the company does offer a free consultation over the phone, when you sign up with Allied Credit Solutions, you will not be working with the same consultant for you settlement process. Over the course of your one to four year settlement process, you will have to work with multiple sales representatives who may or may not know your exact situation.

Services May Not Be Available in Your State

Unfortunately, Allied Credit Solutions does not disclose which states they are currently licensed to operate in, which limits their availability to potential clients. 


The Bottom Line

Allied Credit Solutions has a lot of problems: unknown pricing, high minimum debt requirements, no accreditations and unknown service area. On top of this, there is nothing that sets them apart as an excellent choice for debt settlement. For these reasons, we do not recommend anyone work with Allied Credit Solutions. Consumers will be better off with a company that specializes in debt settlement, or at least debt relief in general.

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2 Reviews

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Ben Santa Clara, CA

I had 6 credit cards all about maxed out and the bill were piling up soni called Allied and got set up on a debt consolidation program that was easily do able thatbi could afford and still be able to pay my other bills I got all my cards put on 1 account and 1 payment this helped keep me in good standings with the card companies and for the first time in years was able to relax so thanks again Allied you saved me from drowning in my debt.

2 years ago


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Ryan Vett Mesa, AZ

This company has consistently called me to resolve a debt I’ve never had with them. The customer service representative on the phone refused to give me even the name of the company until I gave them my personal info. I later found out who the company was by searching their phone number. After calling back they told me they had a collection account for hundreds of dollars in my name, yet I have never seen it appear on my credit report. They refused to speak with me further until I gave my birthdate and social security number. Terrible experience.

2 years ago