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eCredit Advisor

Is This Your Business?
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6.7

Overall Score

Author: Kaitlyn Short

LAST UPDATED: August 15th, 2023

eCredit Advisor states that their services help clients qualify for cars and home loans, as well as lower credit card interest rates.

Over the years, eCredit Advisor has improved the lives of tens of thousands of people needing credit repair assistance. 

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The Good

  • Free Credit Consultation 
  • 100% Money-Back Guarantee 
  • 24/7 Online Portal 

Not only is eCredit Advisor focused on helping its clients with credit repair, but the company assists in improving a client's overall financial situation, helping them with home loans, car loans, and credit card rates.

The credit repair company has different payment options for its clients, providing more choices than other companies. In addition to this great financial perspective, eCredit Advisor has many other bonuses, such as:

Free Credit Consultation

The firm offers potential credit repair clients a free credit consultation, which involves the evaluation of the client's current credit situation.

After clients create an account with eCredit Advisor, they will be assigned a personal credit coach who will meet with them twice per month or more depending on the clients' needs. 

100% Money-Back Guarantee

Clients are offered a 100% money-back guarantee by eCredit Advisor. It's important to note that this type of refund is not offered by all credit repair organizations. 

24/7 Online Portal

eCredit Advisor provides its clients with an online portal that can be accessed 24/7. Clients can use the portal to obtain updated information regarding the credit repair process.

According to the company's website, it typically takes clients around four to five months to finish eCredit Advisor's credit repair program.

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The Bad

  • Credit Repair Cost
  • High Setup Fee 

Even though eCredit Advisor has many great benefits to their many services, they do have a few drawbacks. Their main drawbacks are reflected in cost, such as:

Credit Repair Cost

eCredit Advisor charges $165 per month, for up to five months, for their services. Clients can choose between 1 Cycle to 5 Cycles for their credit repair needs.

This monthly price is quite high for credit repair services, but if eCredit Advisor can fix clients' credit situations in five months as they state, then this is a much shorter period of time than most companies, making eCredit Advisor's price overall not as expensive.

High Setup Fee

The firm charges a high setup fee to new clients and couples wanting their services.

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The Bottom Line

eCredit Advisor provides its clients with several great services and resources. Clients can choose from five different credit repair options, stated as cycles. In addition, clients have 24/7 access to an online portal. And the firm offers a 100% money-back guarantee.

However, eCredit Advisor has a large setup fee and charges a pretty high monthly rate for their services. Depending on how long you use their services, the total amount a client will pay can be quite high. We recommend researching the top-ranked credit repair companies to compare before making a decision.

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Star Rating

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4.1

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62 Reviews

Review Breakdown

5 grade

71%

4 grade

8%

3 grade

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2 grade

2%

1 grade

19%

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Tony Baker WA

We advocate the use of eCreditAdvisor for all our clients needing a credit repair solution. The ECreditAdvisor platform works for our company for a number of reasons: - They only enroll clients that they feel they can help - Their online communication platform allows us to see updates when it is convenient for us - They show a sense of urgency with clients who need short term help to get a desired credit score. This helps us fund more loans for our clients. - They guarantee their work and offer refunds if they don't perform Anthony (Tony) Baker Sr. Loan Consultant Corporate Office Acceptance Capital Mortgage Corporation

12 years ago

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tamara gordon Pearland, TX

I had a great experience with this company. In less than 90 days they took my credit score from 550- 620. They were through and honest about what they could and could not do. I like that they don't take everyone when they know that some people are in situations that they are unable to fix. They provide free advise to those ineligible.

7 years ago

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Marlon M John Lafayette, IN

The communication was excellent. Instructions given were easy to follow. Would use again, if ever need be.

5 years ago

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Nathali Orlando, FL

Advisor were a big help and always available for questions.

6 years ago

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Review Source

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L Turner Avon, IN

Quick and easy credit repair. Very helpful and and knowledgeable reps

4 years ago