eCredit Advisor
Is This Your Business?4.1
6.7
Overall Score
Author: Kaitlyn Short
eCredit Advisor states that their services help clients qualify for cars and home loans, as well as lower credit card interest rates.
Over the years, eCredit Advisor has improved the lives of tens of thousands of people needing credit repair assistance.
Top Ranked Companies
The Good
- Free Credit Consultation
- 100% Money-Back Guarantee
- 24/7 Online Portal
Not only is eCredit Advisor focused on helping its clients with credit repair, but the company assists in improving a client's overall financial situation, helping them with home loans, car loans, and credit card rates.
The credit repair company has different payment options for its clients, providing more choices than other companies. In addition to this great financial perspective, eCredit Advisor has many other bonuses, such as:
Free Credit Consultation
The firm offers potential credit repair clients a free credit consultation, which involves the evaluation of the client's current credit situation.
After clients create an account with eCredit Advisor, they will be assigned a personal credit coach who will meet with them twice per month or more depending on the clients' needs.
100% Money-Back Guarantee
Clients are offered a 100% money-back guarantee by eCredit Advisor. It's important to note that this type of refund is not offered by all credit repair organizations.
24/7 Online Portal
eCredit Advisor provides its clients with an online portal that can be accessed 24/7. Clients can use the portal to obtain updated information regarding the credit repair process.
According to the company's website, it typically takes clients around four to five months to finish eCredit Advisor's credit repair program.
The Bad
- Credit Repair Cost
- High Setup Fee
Even though eCredit Advisor has many great benefits to their many services, they do have a few drawbacks. Their main drawbacks are reflected in cost, such as:
Credit Repair Cost
eCredit Advisor charges $165 per month, for up to five months, for their services. Clients can choose between 1 Cycle to 5 Cycles for their credit repair needs.
This monthly price is quite high for credit repair services, but if eCredit Advisor can fix clients' credit situations in five months as they state, then this is a much shorter period of time than most companies, making eCredit Advisor's price overall not as expensive.
High Setup Fee
The firm charges a high setup fee to new clients and couples wanting their services.
The Bottom Line
eCredit Advisor provides its clients with several great services and resources. Clients can choose from five different credit repair options, stated as cycles. In addition, clients have 24/7 access to an online portal. And the firm offers a 100% money-back guarantee.
However, eCredit Advisor has a large setup fee and charges a pretty high monthly rate for their services. Depending on how long you use their services, the total amount a client will pay can be quite high. We recommend researching the top-ranked credit repair companies to compare before making a decision.
