CreditFirm.net
4.6
6.2
Overall Score
Author: Kaitlyn Short
CreditFirm.net, which was founded in 1997, is a private credit law firm that offers credit repair, credit monitoring, and credit coaching assistance to consumers on a monthly subscription basis.
The credit repair company offers one-on-one coaching, pay-for-delete creditor negotiations, student loan consolidation, and tax preparation services. The company also assists consumers with home and auto loan approval preparation.
Like the majority of other credit repair companies, CreditFirm.net provides a free credit consultation. CreditFirm.net services also include MOV requests, Debt Validation, Permissible Purpose Verification, and Goodwill Requests.
Keep reading to learn more about the pros and cons of CreditFirm.net's credit repair services.
Top Ranked Companies
The Good
- Extensive Credit Restoration Services
- Lower-Than-Average Pricing
- Time in Business
The company appears to provide a fairly straightforward process that maximizes results in a realistic period of time. Benefits of CreditFirm.net include:
Extensive Credit Restoration Services
CreditFirm.net delivers an extensive range of credit restoration services to help consumers reduce overall debt and increase their credit scores.
The credit repair company creates customized plans for its clientele and works to stop harassing calls from debt collectors. CreditFirm.net also works with clients to obtain mortgage loans in the home-buying process.
Unlike most companies within the credit repair industry, CreditFirm.net provides unlimited credit bureau challenges, unlimited inquiry challenges, unlimited goodwill interventions, and unlimited debt validation services.
Lower-Than-Average Pricing
CreditFirm.net charges customers a monthly price of $49.99 which is on the lower end of pricing in comparison to other companies in the credit repair industry.
The company also charges a first-time fee of $49.99 which is significantly less, once again, than what other credit repair companies charge for first-time fees.
According to CreditFirm.net's website, customers can cancel services "at any time without penalty or any further obligation".
Time in Business
CreditFirm.net was founded in 1997 which makes it one of the older credit repair companies in the industry. Due to its time in business, the company retains a level of experience and respect that newer companies may lack.
The Bad
- Limited Website Information
- Lacks Official Money-Back Warranty
Although CreditFirm.net has designed a process that will help consumers remove inaccuracies, there are limitations to their platform as well.
Limited Website Information
While CreditFirm.net is transparent about its pricing and services online, the company is not very clear about its refund policy, whether or not it provides clients with an app or online portal access, whether or not it provides clients with extra financial tools, how long its credit repair process generally take, and more.
Lacks Official Money-Back Warranty
CreditFirm.net does not appear to have an official money-back guarantee.
Instead, the company applies a money-back warranty on a case-by-case basis. CreditFirm.net customers may only get the money-back warranty if the company deems it to be necessary.
The Bottom Line
CreditFirm.net is a private credit repair company that provides extensive credit restoration services to individuals requiring long-term credit repair.
Services include one-on-one credit coaching, pay-for-delete creditor negotiations, student loan consolidation, and tax preparation services.
CreditFirm.net also has lower-than-average pricing and has experience from being in business since 1997. However, the company does not have an official money-back guarantee and fails to disclose some information on its website.
If you are looking for a cheaper monthly subscription credit repair service, CreditFirm.net may be a company to consider. That said, we encourage you to conduct your own research, read several CreditFirm.net reviews, and talk to a company representative to see if CreditFirm.net is the right service for you.
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