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Credit1Solutions.com

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Author: Kaitlyn Short

LAST UPDATED: March 21st, 2025

Credit1Solutions.com offers nationwide credit restoration services on a monthly fee basis. The company has served thousands of clients and claims an average of 18.7 removals of inaccurate credit report items in a span of four months for its customers.

Credit1Solutions.com abides by all laws and provisions of the Consumer Credit Protection Act. The company strives to utilize those laws to remove and repair questionable negative items for each client's report with Equifax, Experian, and TransUnion. Credit1Solutions.com also does not charge advanced fees to clients.

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The Good

  • Money-Back Warranty
  • Plan Options
  • Dedicated Credit Repair Service
  • Attorneys on Staff
  • Certifications
  • Facilitated Legal Services

Credit1Solutions.com provides clients with the opportunity to see an increase in their credit scores through their dispute process. The company's certified and knowledgable staff will help each client move through the credit repair process. Other benefits of the service include:

Money-Back Warranty 

Credit1Solutions.com provides a full money-back warranty for all customers.

Plan Options

Credit1Solutions.com charges customers a starting monthly fee of $79.95 for its Fresh Start Service. This monthly fee is significantly lower than the majority of monthly fees that other credit repair companies charge. According to the company's website, the following are the three credit repair services that Credit1Solutions.com offers: 

  • The Comprehensive Service $99.95 per month and includes unlimited credit bureau disputes, unlimited personal summary information disputes, unlimited inquiry investigation, assistance from a FICO certified credit advisor, 24/7 access to an online client portal, an in-depth budget expenditure spreadsheet, and access to an online education library.
  • The Fast Trac Service $349.95 per month and includes everything from the Fresh Start and Comprehensive services but also includes in-depth specialty credit repair. 

Credit1Solutions.com also does not charge any advanced fees. 

Dedicated Credit Repair Service

Credit1Solutions.com offers free credit analysis consultations, intensive online credit education, unlimited disputes, unlimited deletions, a licensed attorney on staff and anytime progress updates for clients through its online portal.

The credit restoration company provides 24/7 customer services with customized credit repair plans for its clientele. The company website gives clear and comprehensive information to consumers regarding their federal credit repair rights. 

Attorneys on Staff

Unlike many other companies in the credit repair industry, Credit1Solutions.com does have licensed attorneys on staff that assist company clients. 

Certifications

Credit1Solutions has FICO-certified experts on staff and has also completed the Fair Credit Reporting Act (FRCA) certification.

Facilitated Legal Services

Since 2017, Credit1Solutions has faciliated over 3 million in lawsuit settlements and debt forgiveness for it’s clients. The company can review your credit report and help facilitate either a state or federal case against violators who may be damaging your credit.

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The Bad

  • One-Time Fee

One-Time Fee

Credit1Solutions.com requires a one-time administrative fee of $114.95. According to the company, the one-time administrative fee will be processed within 3 to 10 days from the first day of service activation with the opportunity of a 100% refund.

 

The majority of companies in the industry require similar one-time fees. This fee also enables Credit1Solutions to train and certify credit counselors and staff to adhere to its company's strict ethics. So, although the company does require a non-advance administrative upfront fee, it's a modest one that ensures you'll receive a top-tier service. There is also a refund policy if you are in any way dissatisfied, as the company backs its services and staff. 

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The Bottom Line

Credit1Solutions.com offers a dedicated nationwide credit repair service for consumers in need of legal credit restoration. The company provides three credit repair plans to choose from, has online educational resources, licensed attorneys on staff, and allows clients to cancel services at any time.

Its impressive 18.7 average item removal rate in a 6-month span may also be a good reason for consumers to choose its services. Potential clients are encouraged to read Credit1Solutions.com customer reviews and visit the company's website to learn more about what Credit1Solutions.com facilitated legal services have to offer.

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4.9

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104 Reviews

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Dan Morton Marion, IL

I was very pleased with the way Credit1Souutions.com handled my account. They were on top of fixing my credit immediatley. They do not use any tricks or schemes to keep you a customer, they provide real results. I started with a credit score under 600 and last I checked it was 700 and going up! I never thought that this would be possible in so little time. I think I have been with them about six months and I have seen results every month! I was reccomended to them by a friend who also saw real, lasting results with their credit also. There are so many companies out there that do not give their clients what Credit1solutuoins.com does. I feel very fortunate not to have wasted my time with those other companies. Feel free to do your own research, I very much reccomend it. I will also reccomend them to anyone needing their credit score improved. I wish there were more companies like them that provide what they advertise.

9 years ago

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Reply from Credit1Solutions.com

The relationship has been rewarding on our side as well, thanks for all you do!

Jan. 25th, 2022

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Joe Howard Vine Grove, KY

Credit1Solutions has been a very professional organization that has helped me from start to finish. The customer service portion is excellent and the results speak for themselves. If you need help do yourself a favor and stop by their office and talk to them today.

5 years ago

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Reply from Credit1Solutions.com

Joe- you have been awesome and thanks you for taken the time to tell others about us but more importantly thank you for serving our country.

Jun. 10th, 2019

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Kellie Antioch, TN

I was referred by a good friend to give Credit1 a try. We have been working together almost a year now and I couldn't be happier with the progress he has made with my credit history.

9 years ago

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Reply from Credit1Solutions.com

We hope that oyu are able to purchase your new home asap

Jan. 25th, 2022

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Nakia Louisville, KY

Customer service was great. They kept you well-informed regarding the process. Credit 1 worked on my credit from May 2023- Jan 2023, results were Ok for what they could do.

1 year ago

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Reply from Credit1Solutions.com

If their is more that you desire please call our office asap, we will gladly review if their is more that we may offer to help you retain a better result. Once again we appreciate your testimonial, Staff.

May. 10th, 2023

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Dean Owens Santa Fe, NM

The process was very easy and we liked how everything was online for us to see and monitor. We didn't notice much results but it was of no fault of theirs.

9 years ago

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Reply from Credit1Solutions.com

The Process is ready, but we need to work together, thanks for being so kind.

Jan. 25th, 2022

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Sammy Hugo Louisville, KY

They have a very strong team that is reliable and consistent in their efforts to improve your credit. I wouldn't recommend any one else.

8 years ago

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Reply from Credit1Solutions.com

Thanks Sammy. Its been our pleasure.

May. 29th, 2019

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Brent Massey Greenfield, IN

Always there when I have questions or needs and upfront.

3 years ago

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Reply from Credit1Solutions.com

Thank you Brent for taking the time today to share your testimonial!

Feb. 16th, 2022

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David Tice Greenville, SC

Great at cleaning up inaccuracies, given good advices and very persistent with credit agencies.

9 years ago

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Reply from Credit1Solutions.com

Glad to be of service, it's our pleasure

Jan. 25th, 2022

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Drue Shafer

Helped me remove things effecting my credit

7 years ago

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Reply from Credit1Solutions.com

Thank you for your support and the opportunity to work for you.

May. 29th, 2019