Credit1Solutions.com Logo

Credit1Solutions.com

star star star star star

Author: Kaitlyn Short

LAST UPDATED: March 21st, 2025

Credit1Solutions.com offers nationwide credit restoration services on a monthly fee basis. The company has served thousands of clients and claims an average of 18.7 removals of inaccurate credit report items in a span of four months for its customers.

Credit1Solutions.com abides by all laws and provisions of the Consumer Credit Protection Act. The company strives to utilize those laws to remove and repair questionable negative items for each client's report with Equifax, Experian, and TransUnion. Credit1Solutions.com also does not charge advanced fees to clients.

Top Ranked Companies

thumb_up

The Good

  • Money-Back Warranty
  • Plan Options
  • Dedicated Credit Repair Service
  • Attorneys on Staff
  • Certifications
  • Facilitated Legal Services

Credit1Solutions.com provides clients with the opportunity to see an increase in their credit scores through their dispute process. The company's certified and knowledgable staff will help each client move through the credit repair process. Other benefits of the service include:

Money-Back Warranty 

Credit1Solutions.com provides a full money-back warranty for all customers.

Plan Options

Credit1Solutions.com charges customers a starting monthly fee of $79.95 for its Fresh Start Service. This monthly fee is significantly lower than the majority of monthly fees that other credit repair companies charge. According to the company's website, the following are the three credit repair services that Credit1Solutions.com offers: 

  • The Comprehensive Service $99.95 per month and includes unlimited credit bureau disputes, unlimited personal summary information disputes, unlimited inquiry investigation, assistance from a FICO certified credit advisor, 24/7 access to an online client portal, an in-depth budget expenditure spreadsheet, and access to an online education library.
  • The Fast Trac Service $349.95 per month and includes everything from the Fresh Start and Comprehensive services but also includes in-depth specialty credit repair. 

Credit1Solutions.com also does not charge any advanced fees. 

Dedicated Credit Repair Service

Credit1Solutions.com offers free credit analysis consultations, intensive online credit education, unlimited disputes, unlimited deletions, a licensed attorney on staff and anytime progress updates for clients through its online portal.

The credit restoration company provides 24/7 customer services with customized credit repair plans for its clientele. The company website gives clear and comprehensive information to consumers regarding their federal credit repair rights. 

Attorneys on Staff

Unlike many other companies in the credit repair industry, Credit1Solutions.com does have licensed attorneys on staff that assist company clients. 

Certifications

Credit1Solutions has FICO-certified experts on staff and has also completed the Fair Credit Reporting Act (FRCA) certification.

Facilitated Legal Services

Since 2017, Credit1Solutions has faciliated over 3 million in lawsuit settlements and debt forgiveness for it’s clients. The company can review your credit report and help facilitate either a state or federal case against violators who may be damaging your credit.

thumb_down

The Bad

  • One-Time Fee

One-Time Fee

Credit1Solutions.com requires a one-time administrative fee of $114.95. According to the company, the one-time administrative fee will be processed within 3 to 10 days from the first day of service activation with the opportunity of a 100% refund.

 

The majority of companies in the industry require similar one-time fees. This fee also enables Credit1Solutions to train and certify credit counselors and staff to adhere to its company's strict ethics. So, although the company does require a non-advance administrative upfront fee, it's a modest one that ensures you'll receive a top-tier service. There is also a refund policy if you are in any way dissatisfied, as the company backs its services and staff. 

gavel

The Bottom Line

Credit1Solutions.com offers a dedicated nationwide credit repair service for consumers in need of legal credit restoration. The company provides three credit repair plans to choose from, has online educational resources, licensed attorneys on staff, and allows clients to cancel services at any time.

Its impressive 18.7 average item removal rate in a 6-month span may also be a good reason for consumers to choose its services. Potential clients are encouraged to read Credit1Solutions.com customer reviews and visit the company's website to learn more about what Credit1Solutions.com facilitated legal services have to offer.

View Best Credit Repair Companies

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating

info

4.9

star star star star star

104 Reviews

Review Breakdown

5 grade

89%

4 grade

9%

3 grade

0%

2 grade

0%

1 grade

2%

Sentiment Criteria

Value

star star star star star

Quality

star star star star star

Service

star star star star star

Trustworthiness

star star star star star
cancel

Filter by:

arrow_drop_down

Sort by:

arrow_drop_down
info
star star_border star_border star_border star_border

Carol McMillan Randolph, NJ

This company uses lots of stall tactics. With this company for 2 years and "0" items removed. Word of advice: pay off and settle your debts, a credit repair company cannot help you.

9 years ago

Credit1Solutions.com Logo

Reply from Credit1Solutions.com

We have never served or worked for anyone by the name of Carol McMillan

Jun. 2nd, 2022

star star_border star_border star_border star_border

luis silva Louisville, KY

Don't bother. They don't do anything you can't do yourself. Charged me another month a month after I cancelled.

7 years ago

Credit1Solutions.com Logo

Reply from Credit1Solutions.com

Mr. Silva was in our program for 11 months, during this time we removed and modified 95 out of 141 questionable items. This was a 68% improvement to his credit report. Modifying late payments from US Dept of Edu, Collections Deleted, Several Judgments with Circuit Court and Banks also Deleted. As far as billing, every client agrees to pay for services in the arrears due to no advance fee laws. We believe Mr. Silva was provided excellent service and we hope his quality of life continues.

May. 29th, 2019