CRE Credit Services don't just do credit repair. In addition to credit repair, the company offers credit restoration services, credit building services, and credit education services. CRE Credit Services has only been in business for six years, but in that time it has created a 7-Stage Repair Process for clients. James Charlet, a former member of Experian's legal and compliance department developed this process.

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The Good

Money-Back Guarantee
Free Consultation
Seven Step Process
Educational Resources

Not only does CRE Credit Services operate in full compliance with the Federal CROA and Texas State CSO regulations, it is registered and bonded for clients' protection. Some additional highlights about CRE Credit Services are as follows:

Money-Back Guarantee

CRE Credit Services stands by their promise to produce results with a 100 percent money-back guarantee.

Free Consultation

Potential clients have the option for a free consultation during the signup process. During this, each client gets an in-depth analysis of their credit reports, with no obligation to work with the firm.

Seven Step Process

As stated above, CRE Credit Services has a unique 7-Step System used to repair clients' credit. It is designed to be used over six months but the firm has stated that some clients see results in as little as 30-45 days.

Educational Resources

The CRE Credit Services team provides a ton of information on credit repair, credit education, credit support, credit reports, etc. The company has an informative blog, FAQs, and more providing insights on these topics.

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The Bad

Time in Business
Hours of Operation

CRE Credit Services has many great benefits to its services, such as its unique 7-Stage Repair Process, developed by a former member of the Experian team. However, they do have a few drawbacks to note:

Time in Business

CRE Credit Services has only been in business six years, making them relatively new to the credit repair industry. Some companies have been in business well over 10 years, giving them more experience.

Hours of Operation

CRE Credit Services operate 8 am to 7 pm Central Time while some companies operate until 9 or 10 pm. This can be somewhat limiting to clients.

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The Bottom Line

Overall, CRE Credit Services has a unique 7-Step Process for improving their clients' credit. The firm states that on average clients will see 50+% of deletions removed in 30-45 days and 75+% within six months. In addition, they are staffed with licensed attorneys and have a money-back guarantee. And although the company's price is quite high, it is transparent about it.

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User Reviews

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4.2

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58 Reviews

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Susy Salazar Denver, CO

September 2016 after getting the news that the landlord was selling the house I was renting, I was once again looking for a place to live. I had bad credit so everyone was turning me away. I was so scared that my family would be homeless, not because we couldn't afford it but because of my credit. Just 4 days before I had to be out of the house I found a home. In Oct. 2016 on my way home from work I got a call from a number I didn't recognize and I answered which I never do. A gentleman named Chad C started talking to me about fixing my credit, at this point I would usually hang up but I didn't. Not only did I hear him out I signed up. 10 months later on Aug. 11, 2017 my husband and I closed on our house. Chad C from CRE is awesome! he is very knowledgeable and will guide you every step of the way. My life has changed for the better in so many ways.

7 years ago

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Jasper Fleming Chapel Hill, NC

It has truly been helpful working with to Chad and CRE on getting my credit back on track. Chad has always responded to my calls and emails. Also, Chad took him time to explain the process on rebuilding my credit. Just after 60 days working with CRE my score jumped by 100 points. If you are looking for a company that will help you rebuild you credit, CRE Home Solutions is that company.

7 years ago

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crystal furton

Chad at CRE was great to work with. He was low pressure and very knowledgeable. I have seen an over 80 point increase in all 3 credit bureau scores over the past 4 months with his and his team's help

7 years ago

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garrett New York, NY

Just started using this company no results yet but it's only been one week I really want to buy a nice home for my family

10 years ago

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David Boynton Beach, FL

Last week, I decided to enroll in their service. The staff were very nice and professional.

10 years ago