Ovation Credit Services vs Lexington Law

Ovation Credit Services and Lexington Law both provide admirable credit repair service options for people looking to improve their credit. 

Here is a closer look at what each company has to offer and how they compare with one another: 

Service Options (Winner: Lexington Law) 

In terms of credit repair service options, Ovation Credit Services offers the following two plan options: the Essentials Plan and the Essentials Plus Plan. The company’s Essentials Plan includes several personalized dispute options, guidance from a personal case adviser, and a variety of financial management tools that can help clients with budget and debt-related management. 

Ovation Credit Services’ Essentials Plus Plan involves everything that is offered with the Essentials Plan along with unlimited custom dispute letters, unlimited goodwill letters, TransUnion credit monitoring services, and a company recommendation letter. 

Lexington Law, on the other hand, offers three credit repair service options including the Concord Standard package, the Concord Premier package, and the PremierPlus package. Lexington Law’s Concord Standard option is the firm’s basic service level and involves bureau challenges and creditor interventions. The Concord Premier option includes everything from the standard option along with TransUnion alerts, ReportWatch, Score analysis, and InquiryAssist. 

The firm’s most advanced credit repair option, the PremierPlus package, includes everything offered in the Concord Premier packages as well as cease and desist letters, a FICO score tracker tool, identity theft protection services, and a variety of personal finance tools. 

While both companies offer impressive services, Lexington Law has more options you can choose from. 

Service Pricing (Winner: Ovation Credit Services)

When comparing the two companies, it’s apparent that Ovation Credit Services charges slightly less per month than Lexington Law. 

Although Ovation Credit does have a lower-priced service option than Lexington Law, Lexington Law does seem to have more to offer in terms of services than Ovation Credit in terms of credit repair service options and reputation. 

If you are interested in credit repair services but are on a tight budget, you may want to consider Ovation Credit Services since the company charges less per month for its services and has quite a bit to offer in terms of discounts. 

Customer Reviews (Winner: Lexington Law) 

When it comes to reviews on BestCompany.com, Ovation Credit Services has a long way to go. The company has only a handful of reviews while Lexington Law has over 3,000. 

Out of Lexington Law’s 3,000+ reviews, 76 percent have a four-star or five-star rating. After analyzing these reviews, we found that Lexington Law’s clients were most happy with the firm’s customer service. 

If you are looking for a company backed by verified customer reviews, Lexington Law is worth considering. 

Discounts (Winner: Ovation Credit Services)

While both companies offer generous discounts, Ovation Credit Services appears to offer more than Lexington Law. 

Ovation Credit Services provides a $50 competitive upgrade credit discount to consumers who switch to its services from another company. Additionally, Ovation Credit Services offers a $30 per individual and $50 per couple credit to clients who refer their friends. The company also  offers a 20 percent couples discount, a 10 percent military discount, and a 10 percent senior discount. 

Lexington Law offers a 50 percent off first work fee discount to active military members and veterans. The firm also gives a 50 percent discount on the First Work Fee to couples.

If you are looking to transfer from a different credit repair company or if you have friends you could potentially give a referral to, Ovation Credit Services can help you save money on credit repair services. 

Ovation Credit Services vs. Lexington Law: Which is best? 

Both Ovation Credit Services and Lexington Law have quite a bit to offer when it comes to credit repair. Each company offers discounts and a few different service options that consumers can choose from. 

While Ovation Credit Services charges slightly less than Lexington Law on a monthly basis and offers more discount opportunities, Lexington Law is the recommended choice because of its number of positive customer reviews on BestCompany.com, its service options, and its overall credit repair industry reputation. 

That said, it’s important that you take the time to research both companies thoroughly to see which one is best suited for your specific financial/credit situation.