Ovation Credit Services vs Lexington Law
Ovation Credit Services and Lexington Law both offer free credit assessments as well as helpful credit education resources on their main websites. Ovation Credit Services is not as well known as Lexington Law in the credit repair industry; however, Ovation Credit Services does bring a few noteworthy things to the table in regard to credit repair services.
It’s important to note that Lexington Law offers one credit repair service option whereas Ovation Credit offers two options.
Customer reviews is where Lexington Law shines. Between the two companies, Lexington Law has significantly more reviews on BestCompany.com than Ovation Credit Services. In fact, Lexington Law has the most reviews out of any other credit repair company listed on BestCompany.com.
Keep reading to learn more about Ovation Credit Services and Lexington Law.
Overview
Ovation Credit Services
$89
$69
N/A
Undisclosed
Lexington Law
N/A
N/A
Undisclosed
20 Years
Ratings
Ovation Credit Services
Lexington Law
Reviews
Ovation Credit Services
Reviews
Lexington Law
Reviews for Ovation Credit Services
Helpful Favorable Review
Theresa Fusselman
October 1st, 2022
Portland, OR
I would like them to make sure there customers have a account number, how to contact by phone,make sure that the customer understands how this company will be able to show what has been fixed on their credit report with a letter of account findings . I'm not happy with them as a company, they did get three items off my credit report. But I do not have proof or verification on paper of my account which I don't have anaccout numbers. T.Fusselman Cottage Grove Oregon
Helpful Critical Review
R Peace
May 22nd, 2019
DETAILS
Ovation credit services are the worst. If your lucky enough to have a decent score... their services will make it worse. I made the mistake of trying to save money and switched to them from Lexington Law. Worst mistake of my credit life. Avoid this company like you would the elboa virus!
Reviews for Lexington Law
Helpful Favorable Review
Marcha McDonald
May 24th, 2024
DETAILS
Review Source
Lexington Law has helped me with my credit issues & continue to improve my credit status! I appreciate this Firm very much, they’re knowledgeable & they work for you their Client! Thanks Lexington Law
Helpful Critical Review
Brains Wash
March 25th, 2023
Cross, SC
DO NOT USE THIS COMPANY! ALERT! If I could submit negative stars, I would. What's the opposite of a star? Horrible and disrespectful customer service that argues with a potential client. Asking for my social without verifying their company. Heart-fully, defending their negative online results and over-speaking me while I'm trying to gain more information on their company. This is a clear sign that this company only go for low-hanging fruits internally and client-wise. I highly suggest TO NOT USE THIS COMPANY!
The Final Word
Ovation Credit Services and Lexington Law both provide admirable credit repair service options for people looking to improve their credit.
Here is a closer look at what each company has to offer and how they compare with one another:
Service Options (Winner: Ovation Credit Services)
In terms of credit repair service options, Ovation Credit Services offers the following two plan options: the Essentials Plan and the Essentials Plus Plan. The company’s Essentials Plan includes several personalized dispute options, guidance from a personal case adviser, and a variety of financial management tools that can help clients with budget and debt-related management.
Ovation Credit Services’ Essentials Plus Plan involves everything offered in the Essentials Plan along with unlimited custom dispute letters, unlimited goodwill letters, TransUnion credit monitoring services, and a company recommendation letter.
Lexington Law, on the other hand, offers a single, comprehensive credit repair plan. This plan provides assistance and expertise from skilled lawyers and paralegals. The service includes sending letters to creditors and the three major credit bureaus (Equifax, TransUnion, and Experian). Additionally, clients receive access to educational resources to help them understand their credit score and the credit repair process, along with personalized strategies to improve their credit.
While both companies offer impressive services, Lexington Law has more options you can choose from.
Service Pricing (Winner: Ovation Credit Services)
When comparing the two companies, it’s apparent that Ovation Credit Services charges slightly less per month than Lexington Law.
Although Ovation Credit does have a lower-priced service option than Lexington Law, Lexington Law does seem to have more to offer in terms of services than Ovation Credit in terms of credit repair service options and reputation.
If you are interested in credit repair services but are on a tight budget, you may want to consider Ovation Credit Services since the company charges less per month for its services and has quite a bit to offer in terms of discounts.
Customer Reviews (Winner: Lexington Law)
When it comes to reviews on BestCompany.com, Ovation Credit Services has a long way to go. The company has only a handful of reviews while Lexington Law has over 3,000.
Out of Lexington Law’s 3,000+ reviews, 76 percent have a four-star or five-star rating. After analyzing these reviews, we found that Lexington Law’s clients were most happy with the firm’s customer service.
If you are looking for a company backed by verified customer reviews, Lexington Law is worth considering.
Discounts (Winner: Ovation Credit Services)
While both companies offer generous discounts, Ovation Credit Services appears to offer more than Lexington Law.
Ovation Credit Services provides a $50 competitive upgrade credit discount to consumers who switch to its services from another company. Additionally, Ovation Credit Services offers a $30 per individual and $50 per couple credit to clients who refer their friends. The company also offers a 20 percent couples discount, a 10 percent military discount, and a 10 percent senior discount.
Lexington Law offers a 50 percent off first payment discount to active military members and veterans. The firm also gives a 50 percent discount on the first payment to couples.
If you are looking to transfer from a different credit repair company or if you have friends you could potentially give a referral to, Ovation Credit Services can help you save money on credit repair services.
Ovation Credit Services vs. Lexington Law: Which is best?
Both Ovation Credit Services and Lexington Law have quite a bit to offer when it comes to credit repair. Each company offers discounts and a few different service options that consumers can choose from.
While Ovation Credit Services charges slightly less than Lexington Law on a monthly basis and offers more discount opportunities, Lexington Law is the recommended choice because of its number of positive customer reviews on BestCompany.com, its service options, and its overall credit repair industry reputation.
That said, it’s important that you take the time to research both companies thoroughly to see which one is best suited for your specific financial/credit situation.
Frequently Asked Questions
How much does Lexington Law cost?
Lexington Law’s service is $139.95.
How much does Ovation Credit Services cost?
Ovation Credit Services’ plan options start at $99.95 per month and go up to $139.95 per month.
How many discounts does Lexington Law and Ovation Credit Services offer?
Lexington Law offers two discounts. The firm has an active military and veteran discount as well as a couples sign-on discount. Ovation Credit Services provides five discount opportunities. The company offers a military, senior, and couples discount as well as a referral and competitive upgrade discount.
