1. Ovation Credit Services vs Lexington Law

Ovation Credit Services vs Lexington Law

Ovation Credit Services and Lexington Law both offer free credit consultations as well as helpful credit education resources on their main websites. Ovation Credit is not as well known of a name as Lexington Law in the credit repair industry; however, Ovation Credit does bring a few noteworthy things to the table in regard to credit repair services. 

Both credit repair companies offer more than one credit repair service option. It’s important to note, however, that Lexington Law offers three credit repair service options whereas Ovation Credit offers only two options. 
Ovation Credit Services logo
#63 Ovation Credit Services
2.6 Overall Score
3
starstarstarstar_borderstar_border
(4)
Lexington Law logo verified_user
#1 Lexington Law
8.7 Overall Score
4
starstarstarstarstar_border
(3,037)

Overview

Ovation Credit Services

Lexington Law

Monthly Fee
Monthly Fee
$69
$89.95*
One-Time Fee
One-Time Fee
$89
$89.95*
Contract Length
Contract Length
No Contract
Cancel Anytime
Time In Business
Time In Business
16 Years
16 Years

Ratings

Ovation Credit Services

Lexington Law

Overall Score
Overall Score
2.6 of 10
8.7 of 10
Review Score
Review Score
3.0
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4.0
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Value for Money
Value for Money
2.3
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3.4
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Quality of Product or Service
Quality of Product or Service
2.3
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3.5
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Customer Service
Customer Service
2.3
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3.6
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Company Trustworthiness
Company Trustworthiness
3.0
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3.5
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Likely to Recommend
Likely to Recommend
3.3 of 10
6.1 of 10

Reviews

Ovation Credit Services

Lexington Law

Number of Reviews
Number of Reviews
4
3,037
Review Breakdown
Review Breakdown
3.0
starstarstarstar_borderstar_border
5 star
50%
4 star
0%
3 star
0%
2 star
0%
1 star
50%
4.0
starstarstarstarstar_border
5 star
65%
4 star
10%
3 star
3%
2 star
3%
1 star
20%

Reviews for Ovation Credit Services

Helpful Favorable Review

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Richard

September 29th, 2020 Ponte Vedra, FL

I am totally ecstatic over Ovation Credit Services. My Case Advisor is top notch and always brings her "A" game. After just a few short months multiple negatives we're removed from my credit reports. I watched my FICO score jump over 100 points. Everyone I speak with at Ovation is professional and empathetic. Thank you Ovation credit for a job well done!


Helpful Critical Review

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R Peace

September 29th, 2020 DETAILS arrow_drop_down
Value for your money
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Quality of product or service
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Customer service
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Company trustworthiness
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Ovation credit services are the worst. If your lucky enough to have a decent score... their services will make it worse. I made the mistake of trying to save money and switched to them from Lexington Law. Worst mistake of my credit life. Avoid this company like you would the elboa virus!


Reviews for Lexington Law

Helpful Favorable Review

starstarstarstarstar

Dekota Dennis

September 29th, 2020

Best help to improve my credit score. Amazing how Knowledgeable she was about me situation.Real team work between the 2 of usi now know what to do. She took me to school. I learned. So much in such a short time.


Helpful Critical Review

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Be leery

September 29th, 2020 Dickinson, ND DETAILS arrow_drop_down
Value for your money
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Quality of product or service
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Company trustworthiness
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Slow credit repair service at which since billing is only done monthly expect only 1 item removed per month. Upon cancelling they will bill for an extra month when services haven’t been rendered. Definitely suggest not using this service. Also credit report updates are always late through the app. Customer service is below subpar.


The Final Word

Ovation Credit and Lexington Law both offer admirable credit repair service options for people looking to improve their credit. 

In terms of credit repair service options, Ovation Credit offers the following two plan options: the Essentials Plan and the Essentials Plus Plan. The company’s Essentials Plan includes several personalized dispute options, guidance from a personal case adviser, and a variety of financial management tools that can help clients with budget and debt-related management. 

Ovation Credit’s Essentials Plus Plan involves everything that is offered with the Essentials Plan along with unlimited custom dispute letters, unlimited goodwill letters, TransUnion credit monitoring services, and a company recommendation letter. 

Lexington Law, on the other hand, offers three credit repair service options including the Concord Standard package, the Concord Premier package, and the PremierPlus package. Lexington Law’s Concord Standard option is the firm’s basic service level and involves bureau challenges and creditor interventions. The Concord Premier option includes everything from the standard option along with TransUnion alerts, ReportWatch, Score analysis, and InquiryAssist. 

The firm’s most advanced credit repair option, the PremierPlus package, includes everything offered in the Concord Premier packages as well as cease and desist letters, a FICO score tracker tool, identity theft protection services, and a variety of personal finance tools. 

Although Ovation Credit does have a lower-priced service option than Lexington Law, Lexington Law does appear to have more to offer than Ovation Credit in terms of credit repair service options and reputation. 

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Lexington Law
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