Credit Saint vs Lexington Law
Credit Saint and Lexington Law have both provided quality credit repair services to thousands of clients since their introduction to the credit repair industry.
Both credit repair companies offer clients three credit repair service levels/package options, a free credit consultation, and easily accessible online client accounts.
Credit Saint appears to provide a bit more online transparency regarding its credit repair package options and pricing than Lexington Law. When it comes to additional services and resources, Lexington Law does provide several more options than Credit Saint.
Lexington Law also receives more positive reviews on BestCompany.com than most of the companies in the credit repair industry, including Credit Saint. In terms of reviews, Lexington Law customers seem to be the most pleased with the company’s customer service.
Keep reading to learn more about Credit Saint and Lexington Law.
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Overview
Credit Saint
$79.99
$99
No Contract
17 Years
Lexington Law
$89.95*
$89.95*
Cancel Anytime
17 Years
Ratings
Credit Saint
Lexington Law
Reviews
Credit Saint
Reviews
Lexington Law
Reviews for Credit Saint
Helpful Favorable Review
Review Source
Dean Ogden, UT
Credit Saint helped me out immensely when I was in a bind. I needed my credit repaired very quickly to be able to refinance my house. The case worker assigned to me was very knowledgeable and helpful through the whole process. Well worth the money!
2 years ago
Helpful Critical Review
Christopher Carr Waco, TX
Functions on website don’t work or simply aren’t there as they claim they should be. Power holds every time you call. Talk to one rep just to be transferred to another power hold while waiting on another rep that operates at a glacial pace. Should have just saved myself over $600 and done the work myself. Not worth it.
9 months ago
Reviews for Lexington Law
Helpful Favorable Review
Review Source
Raven Kreps Ponchatoula, LA
I’ve been using Lexington for over a year. I’m actually a paralegal, but I don’t have time to do the tedious things that need to be done regarding my credit. I’m appreciate of all the work they do monthly and the updates I receive.
4 days ago
Helpful Critical Review
Review Source
Donnalee Dexter Hartford, CT
Just on the take did nothing for real help all letter sent out on our behalf by Lexington law was returned to us no help was given extra money was taken and kept by Lexington law I have to straighten their over sights and got way more progress done on my own
2 months ago
The Final Word
Lexington Law and Credit Saint have operated in the credit repair industry for several years and have both built strong credit repair reputations.
Here are a few similarities and differences between the two companies that potential customers should know about before making a decision:
Credit Repair Services (Winner: Tie)
Both Credit Saint and Lexington Law offer a straightforward credit repair process, free credit consultations, and credit repair options that range from minimal to aggressive credit repair services.
Lexington Law offers three different credit repair service levels: the Concord Standard level, the Concord Premier level, and the PremierPlus level. Credit Saint also offers three package options: the Credit Polish package, the Credit Remodel package, and the Clean Slate package.
Both companies provide three-bureau challenges, creditor interventions, score analysis, score tracker tools, and more.
| Services | Lexington Law | Credit Saint |
|---|---|---|
| Cheapest services | X | |
| Three-bureau challenges | X | X |
| Most basic plan options | X | |
| Most advanced plan options | X | |
| Most additional services | X |
As you can see above, Credit Saint clients appear to obtain a few more services with the company’s most basic credit repair plan option in comparison to Lexington Law’s lowest service option.
On the other hand, Lexington Law clients can get more options with the company’s most advanced plan when compared to what is offered in Credit Saint’s most advanced plan.
Both companies offer the same number of service options and provide reputable credit repair services.
Service Pricing (Winner: Credit Saint)
Those interested in credit repair services should know that Lexington Law does charge slightly overall fees than Credit Saint.
While Credit Saint’s most basic package option starts at $79.99 per month, Lexington Law’s lowest service level starts at $89.85 per month. Additionally, Lexington Law’s most advanced service level is more than Credit Saint’s most advanced package option.
When looking at services, however, it is important to consider what each service option includes. For instance, Lexington Law’s most advanced service includes more than Credit Saint’s. Alternatively, Credit Saint’s most basic package option includes more than Lexington Law’s.
If you are looking for a more price-friendly credit repair service, Credit Saint offers cheaper plan options.
Money-Back Guarantees (Winner: Credit Saint)
Credit Saint advertises a 90-day money-back guarantee on its website. This money-back guarantee is designed to benefit those who have not seen any questionable credit report items removed from their account within the first 90 days of using Credit Saint’s credit repair services.
While Credit Saint boasts a money-back guarantee, Lexington Law does not. Lexington Law states on its website that it does not offer any type of service guarantee. Additionally, it does not seem that Lexington Law has a refund policy in place.
If you are looking for a company that offers a money-back guarantee, Credit Saint is worth considering.
Discounts (Winner: Lexington Law)
Unlike Credit Saint, Lexington Law is transparent about the discounts it offers to clients. Lexington Law offers a 50 percent off first work fee discount to active military members and veterans. The firm also provides client spouses with a one-time 50 percent discount.
Lexington Law's discounts can save you money on credit repair services, especially if you have a military situation/background.
Additional Services (Winner: Lexington Law)
As previously mentioned, Lexington Law does offer more additional services than Credit Saint. In addition to standard credit repair, Lexington Law provides clients with the opportunity to receive identity protection services, personal finance tools, TransUnion alerts, cease and desist letters, ReportWatch, and a FICO score tracker.
In terms of additional services, Credit Saint appears to offer Experian credit monitoring and inquiry targeting.
If you are looking for a company that offers several additional service options, you may want to choose Lexington Law.
Credit Saint vs. Lexington Law: Which is best?
While both Credit Saint and Lexington Law are worth considering, Lexington Law ultimately appears to stand out between the two.
As mentioned above, Lexington Law receives significantly more frequent and positive client reviews than any other credit repair service listed on BestCompany.com, which is no surprise since the firm has a fairly strong reputation in the industry. Due to the firm’s high number of positive reviews, quality services, discounts, and reputation, Lexington Law is the recommended choice for credit repair services.
That said, both credit repair companies have quite a bit to offer and provide reputable credit repair services. It’s important that consumers do their own research to see which company best suits their individual credit repair needs.
Frequently Asked Questions
How many credit repair plan options do both companies provide?
Both Lexington Law and Credit Saint offer three different credit repair service options. The options that both companies provide vary in pricing and aggressiveness.
How much does Lexington Law cost?
Lexington Law’s credit repair service levels start at $89.85 per month.
How much does Credit Saint cost?
Credit Saint’s credit repair package options start at $79.95 per month.
How long does each company take to repair credit?
Since each credit report and situation is unique, credit repair service time can vary.
According to Lexington Law’s website, clients typically stayed with the firm for about six months. Credit Saint does not mention how long its services usually take. Credit Saint does, however, provide a 90-day money-back guarantee which may give potential clients some insight into how long clients use the company’s services.
