Credit Saint vs Lexington Law

Jenna Vasquez
Jenna Vasquez | Contributor

Credit Saint and Lexington Law have both provided quality credit repair services to thousands of clients since their introduction to the credit repair industry. 

Both credit repair companies offer clients three credit repair service levels/package options, a free credit consultation, and easily accessible online client accounts. 

Credit Saint appears to provide a bit more online transparency regarding its credit repair package options and pricing than Lexington Law. When it comes to additional services and resources, Lexington Law does provide several more options than Credit Saint. 

Lexington Law also receives more positive reviews on BestCompany.com than most of the companies in the credit repair industry, including Credit Saint. In terms of reviews, Lexington Law customers seem to be the most pleased with the company’s customer service. 

Keep reading to learn more about Credit Saint and Lexington Law. 

Credit Saint logo verified_user
#5 Credit Saint
6.1 Overall Score
4.8
star star star star star
(247)
Lexington Law logo verified_user
#2 Lexington Law
8.4 Overall Score
4.1
star star star star star_border
(3,444)

Overview

Credit Saint

Upfront Cost

$99.00

Monthly Fee

$79.99

Money-Back Guarantee

90

Time in Business

15 Years

Lexington Law

99.95

99.95

Undisclosed

18 Years

Ratings

Credit Saint

Overall Score
6.1 of 10
Review Score
4.8
star star star star star
Value for Money
4.5
star star star star star_half
Quality of Product or Service
4.5
star star star star star_half
Company Trustworthiness
4.6
star star star star star_half
Likely to Recommend
9.1 of 10

Lexington Law

8.4 of 10
4.1
star star star star star_border
3.8
star star star star star_border
3.9
star star star star star_border
3.9
star star star star star_border
7.0 of 10

Reviews

Credit Saint

Number of Reviews
247
Review Breakdown
4.8
star star star star star
5 star
86%
4 star
9%
3 star
1%
2 star
1%
1 star
3%

Lexington Law

3,444
4.1
star star star star star_border
5 star
67%
4 star
9%
3 star
3%
2 star
3%
1 star
18%

Reviews for Credit Saint

Helpful Favorable Review

check_circle

Review Source

star star star star star

Robert Mott

Credit Saint gave me peace of mind with their knowledge and understanding of my situation. I'm glad I used Credit Saint to get my finances in order. Their website is very helpful and communications are quick and informative.

2 weeks ago

Helpful Critical Review

star star_border star_border star_border star_border

TheLastUnicorn 80 Texas City, TX

Horrible experience. Used them for months, paid $200 to get started,and $120 a month to get my score up. They told me my score was low and they could fix it money back guarantee. Long story short, the scammed me. My score did not increase because of them, I increased it by taking control and paying off a credit card. When asked for my money back, the said no because they had one thing that someone had put on my credit twice removed, which didn't even raise my score LOL! THEY ARE HORRIBLE! the money you spend on this poor service,you could put twords paying off your debt. Scammed.

1 month ago

Reviews for Lexington Law

Helpful Favorable Review

star star star star star

Veda G Chicago, IL

I have no complaints concerning the work that Lexington Law Firm has done for me. They have removed negative items from my Credit Report and allowed opportunities for new credit to be possible as well as help me to improve my Credit Score. Great Firm providing a great opportunity to improve and be better.

3 years ago

Helpful Critical Review

check_circle

Review Source

star star_border star_border star_border star_border

Theresa Ackerman Jacksonville, FL

We were trying to purchase a house and needed as much credit repair help as we could get. After 6 months of payments to Lexington Law, my score hadn’t moved at all, and nothing had been repaired on my credit report. Their website was not at all helpful, and prompted me to contact customer service to reset my password EVERY time I signed in. I would never recommend them to anyone!

2 weeks ago

The Final Word

Lexington Law and Credit Saint have operated in the credit repair industry for several years and have both built strong credit repair reputations. 

Here are a few similarities and differences between the two companies that potential customers should know about before making a decision:  

Credit Repair Services (Winner: Tie)

Both Credit Saint and Lexington Law offer a straightforward credit repair process, free credit consultations, and credit repair options that range from minimal to aggressive credit repair services. 

Lexington Law offers three different credit repair service levels: the Concord Standard level, the Concord Premier level, and the PremierPlus level. Credit Saint also offers three package options: the Credit Polish package, the Credit Remodel package, and the Clean Slate package. 

Both companies provide three-bureau challenges, creditor interventions, score analysis, score tracker tools, and more. 

Services Lexington Law Credit Saint
Cheapest services   X
Three-bureau challenges X X
Most basic plan options   X
Most advanced plan options X  
Most additional services X  

As you can see above, Credit Saint clients appear to obtain a few more services with the company’s most basic credit repair plan option in comparison to Lexington Law’s lowest service option. 

On the other hand, Lexington Law clients can get more options with the company’s most advanced plan when compared to what is offered in Credit Saint’s most advanced plan.

Both companies offer the same number of service options and provide reputable credit repair services. 

Service Pricing (Winner: Credit Saint)

Those interested in credit repair services should know that Lexington Law does charge slightly overall fees than Credit Saint. 

While Credit Saint’s most basic package option starts at $79.99 per month, Lexington Law’s lowest service level starts at $89.85 per month. Additionally, Lexington Law’s most advanced service level is more than Credit Saint’s most advanced package option. 

When looking at services, however, it is important to consider what each service option includes. For instance, Lexington Law’s most advanced service includes more than Credit Saint’s. Alternatively, Credit Saint’s most basic package option includes more than Lexington Law’s. 

If you are looking for a more price-friendly credit repair service, Credit Saint offers cheaper plan options. 

Money-Back Guarantees (Winner: Credit Saint)

Credit Saint advertises a 90-day money-back guarantee on its website. This money-back guarantee is designed to benefit those who have not seen any questionable credit report items removed from their account within the first 90 days of using Credit Saint’s credit repair services. 

While Credit Saint boasts a money-back guarantee, Lexington Law does not. Lexington Law states on its website that it does not offer any type of service guarantee. Additionally, it does not seem that Lexington Law has a refund policy in place.

If you are looking for a company that offers a money-back guarantee, Credit Saint is worth considering.  

Discounts (Winner: Lexington Law)

Unlike Credit Saint, Lexington Law is transparent about the discounts it offers to clients. Lexington Law offers a 50 percent off first work fee discount to active military members and veterans. The firm also provides client spouses with a one-time 50 percent discount. 

Lexington Law's discounts can save you money on credit repair services, especially if you have a military situation/background. 

Additional Services (Winner: Lexington Law)

As previously mentioned, Lexington Law does offer more additional services than Credit Saint. In addition to standard credit repair, Lexington Law provides clients with the opportunity to receive identity protection services, personal finance tools, TransUnion alerts, cease and desist letters, ReportWatch, and a FICO score tracker. 

In terms of additional services, Credit Saint appears to offer Experian credit monitoring and inquiry targeting. 

If you are looking for a company that offers several additional service options, you may want to choose Lexington Law.

Credit Saint vs. Lexington Law: Which is best? 

While both Credit Saint and Lexington Law are worth considering, Lexington Law ultimately appears to stand out between the two. 

As mentioned above, Lexington Law receives significantly more frequent and positive client reviews than any other credit repair service listed on BestCompany.com, which is no surprise since the firm has a fairly strong reputation in the industry. Due to the firm’s high number of positive reviews, quality services, discounts, and reputation, Lexington Law is the recommended choice for credit repair services. 

That said, both credit repair companies have quite a bit to offer and provide reputable credit repair services. It’s important that consumers do their own research to see which company best suits their individual credit repair needs. 

Top Choice

Lexington Law Logo
Lexington Law

Frequently Asked Questions

How many credit repair plan options do both companies provide?

Both Lexington Law and Credit Saint offer three different credit repair service options. The options that both companies provide vary in pricing and aggressiveness. 

How much does Lexington Law cost?

Lexington Law’s credit repair service levels start at $89.85 per month. 

How much does Credit Saint cost?

Credit Saint’s credit repair package options start at $79.95 per month. 

How long does each company take to repair credit?

Since each credit report and situation is unique, credit repair service time can vary. 

According to Lexington Law’s website, clients typically stayed with the firm for about six months. Credit Saint does not mention how long its services usually take. Credit Saint does, however, provide a 90-day money-back guarantee which may give potential clients some insight into how long clients use the company’s services. 

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