Lexington Law, a Utah-based firm, has provided professional credit repair services to individuals and couples across the nation for over 14 years.
To date, Lexington Law has helped over half a million consumers with bad credit resolve inaccuracies on their credit reports.
Each year, the certified staff at Lexington Law helps remove millions of negative items. Some of the negative items Lexington Law removes include:
With Lexington Law, clients can get access to a free credit consultation, a team of certified lawyers and paralegals, and customized credit repair plans.
Overall, Lexington Law is a trusted firm and is known for its top-rated, reputable credit repair services and professional staff.
Customer Review: Darian Gammage from Las Vegas, Nevada
"Lexington Law was absolutely amazing, from the great customer service to the excellent and professional work on my credit. I wholeheartedly recommend Lexington Law to everyone I meet and to all my family and friends!"
Read on to learn more about Lexington Law's credit repair services and company discounts, and to view verified Lexington Law reviews from real clients.
We consider Lexington Law to be one of the best credit repair companies. With over 14 years of experience, this credit repair service has helped over 500,000 customers and counting improve their poor credit.
Lexington Law works with a network of 24 licensed lawyers in 19 states, who all receive advanced training in consumer advocacy, consumer protection law, and current credit reporting issues.
The credit repair service also focuses on providing quality customer service and puts great emphasis on helping consumers repair their credit for a mortgage loan, with about 72 percent of clients motivated to purchase a home.
Lexington Law clients can also enroll in a personalized Focus Track at no extra charge. The firm's Focus Track addresses specific consumer life situations like divorce, military service, student loan issues, medical problems, or identity theft.
Lexington Law offers a free TransUnion credit report and FICO score summary with a free initial consultation as a part of its credit repair process.
This free, personalized initial consultation gives the firm a chance to review clients' current credit situations and allows clients to get a feel for Lexington Law's services, the firm's overall mission, and will help clients understand what actions the firm plans to take to remove negative items from their credit report if they choose to continue their credit repair journey with Lexington Law.
Lexington Law has dedicated, qualified attorneys and licensed paralegals on staff, providing financial analysis and insights to its credit repair clients. In addition, it provides members with 24/7 support.
The credit repair firm offers three service levels that clients can choose from:
With each service provided, Lexington Law will work with creditors and the major credit bureaus to ensure each client's credit report is presented as fair and accurate. Credit monitoring services are also included in each plan offered.
Military personnel and families can receive a discount with Lexington Law, which is rare in the credit repair industry. The credit repair firm provides couples with a $50 discount on the second account's first-work fee when couples sign up for credit repair services.
Lexington Law offers a fairly reputable credit repair process in comparison to other companies in the repair industry. The firm has been in business for over 14 years and has helped hundreds of thousands of clients with a variety of credit repair situations.
Lexington Law is a law firm and prides itself on its strict adherence to both state and federal credit repair regulations including the Fair Credit Reporting Act (FCRA). The law firm promises that it does dispute all negative items including late payments, charge offs, collections, and more from credit reports through ethical and legal means.
Lexington Law is also known for providing easily accessible and free educational resources on its website that are designed to inform clients on a variety of topics including credit history, credit rights, credit repair, credit scores, identity theft and identity protection, credit card usage, things that can affect a credit score like late payments, etc.
Additionally, Lexington Law provides a wide range of helpful general personal finance information and advice on its website. Any client and non-client will be able to use these free, available online resources to further improve their current financial situation and learn more about the repair process.
Although Lexington Law has several positive features like it's years of experience with major credit bureaus and provided discounts, the firm has been known to have one main drawback. When compared to other companies in the repair industry, Lexington Law can be slower in improving client credit scores.
When challenging negative and inaccurate items, Lexington Law employs a time-tested and formalized approach to how many unfair and inaccurate negative items per credit bureau it challenges each month.
While this process may be slower than other companies for repairing client's credit scores, it actually helps prevent the credit bureaus from assuming any frivolous activity from the firm on behalf of the client.
Lexington Law credit repair processes may take longer than the average company in the credit repair industry; however the time it takes to remove negative items from a client's credit report highly depends on the client's individual credit situation.
One credit repair case may take less time than others due to the type of services the client has signed up for and the amount of repair service that is actually needed in order to repair the client's credit and improve their score.
Call our recommended rep over at Lexington Law below.
Lexington Law Frequently Asked Questions
What requirements do I need to meet to use Lexington Law's credit repair services?
Lexington Law offers a variety of credit repair services, including a FREE credit report consultation. To get started, all you need to do is give us a call and provide some basic information about yourself. From there, we’ll work with you to determine whether any of our services are right for your credit situation.
Does Lexington Law offer a money-back or service guarantee?
While we can’t guarantee your credit will be repaired, we can promise to help you work to address any unfair or inaccurate negative items hurting your credit reports.
Why are Lexington Law credit repair services better than what other credit repair companies offer?
We’re trusted leaders in credit repair for a reason. As a law firm, our lawyers are experienced in dealing with credit law and in being your advocate for credit justice, and this understanding drives our credit repair process. We’ve proven that when it comes to credit repair, no one does it better than Lexington Law.
How long does Lexington Law’s credit repair process take?
Unfortunately, there’s no way to predict in advance how long it will take to repair your credit, as every credit report is unique. That being said, last year alone, our clients saw millions of negative items removed from their reports, and typically stayed with us for six months.
What are the credit repair service options that Lexington Law offers?
Lexington Law offers a variety of service levels to match every circumstance and budget. You can even get a free credit report consultation, just for calling in. In fact, in 2018, we gave away over 2.5 million FREE credit report consultations. Currently, our most popular service level is also our most robust, at $129.95 per month.
How do I know if Lexington Law offers legitimate credit repair services?
Lexington Law has been a part of the credit industry for a long time, and we have working relationships with the three main credit bureaus, TransUnion, Experian, and Equifax. Our long-standing results and client testimonials speak volumes to the way we do business and to our legitimacy.
How much do Lexington Law credit repair services cost?
Lexington Law offers a variety of services to match every circumstance and budget. Currently, our most popular service level is also our most robust, at $129.99 per month. More affordable options are also available, like our Lex OnTrack product, which costs $24.99 per month.
What payment options does Lexington Law offer?
We accept all forms of payment, except for Discover Card.
What discounts are offered at Lexington Law?
Lexington Law offers discounts to active military and veterans. We also offer to give you and a family member or friend 50 percent off your first work fee when you sign up together.
How do I keep track of my progress after signing up for Lexington Law’s credit repair services?
Most of our clients monitor their credit repair progress through our app or online dashboard. Clients may also call our member services team for updates and more information.
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Very knowledgeable and helpful staff, my score has already increased by 48 points.
Down to earth professionals that actually listen to your needs.
My experience with Lexington Law is great. If you need your credit to get right..Give them a call. All stars as far as I am cocern.👍👍👍👍
Very professional customer service and reliability.
I have an excellent experience with Lexington Law Firm with the dedicated staff my credit score has gone up.
My case worker was super awesome!! She took her time and answered all my questions and was very professional and so polite!! Would recommend Lexington Law to anyone who wants to get negative credit reports taken care of!!!
I like it that I don’t have to wait on hold too long for a paralegal to pick up the line, great Customer service!
I like that I can talk to someone and they help me understand how this credit stuff works
Even though i was not financially able to stay with the firm, Amber gave me a discount that made it possible for me to continue the journey of getting my credit on a good track
very nice ,polite and nice that get the job done...
I am with this firm from 10/19, until now they did "0" even there are few paid off collections they didn't removed., and still they are unable to access my Equifax file (they saying some geographical error, but when i contacted Equifax there is no error and even i got letter from Equifax forwarded to Lexington) still they can't access my file, talk to several times to Customer Service, they are repeating same bs ! If i didnt see any result within few months, i am going to cancel the service.
Someone stoled my identy in 2015 Lexington Law has able to take care of the negative report . thay are very good at keeoing you aware of the negative an the posative reports that have been removied from my credit report. thank you for a job well done Lexington Law !!!!!!!!
Lexington Law has given me great relief! They fight for you regarding things we are unaware of. Peace of mind financially is the greatest gift!
Claudia A Cruz
the parelegal answer all my question. And she always was willing to help me.
Gwynne K Bolton
Lexington Law has always been there for me, treated me with respect and offered good advise.
Lexington law has been a great service. They resolved issues I couldn't do alone. I appreciate all of the people who work on my case.
They take there time and explain everything as need to , they’re wonderful thanks
*******PLEASE READ****** Lexington Law will tell you there are no fees to cancel. You can cancel at any time. I signed up on April 2nd made 1st payment. the first letter went out on April 14 called to cancel April 28 because we got a pre-approval for a mortgage and you can't have open disputes. they had the ”NERVE” to call it a final invoice. But when I asked before signing up it was clear you only pay what you're billed if you cancel before the due date. When you cancel they will say it's in the email contract. They should make that clear upfront! Very disloyal
There's not much to dislike. They have great customer service and their trustworthy. You actually see results, unlike other companies.
My experience with Lexington Law was amazing. From the kind, courteous, professional and knowledgeable paralegal I spoke with and the up to date emails detailing the progress of my case were on point with outstanding results for me!! So thank you everyone at Lexington Law for all your efforts and may you and all your family be safe and healthy during these very hard times! Hands down an Excellent rating from me.
I went through Lexington Law Firm when they first started years ago and they did wonders!! I’m anxious to begin working with them again!
Very professional and courtesy ...explain every detail without try to rush of the phone.
I started with them maybe 4 years ago. They started with the little things cleaning up. Then the larger things. Some just took time. In the end my credit spiked to 803. I started with horrable credit which was not my fault. Couple people in my personal life attack my personal life. Credit and home was some of it. My credit plummeted from 786 to like 490- 510. In 10 years i struggled to bring it to 803. With Lexington this would not of happened Sincerly David P. Bloyed
Thanks Lexington for all that you do I am going to get my new home soon you guys is fixing my credit and I'm loving it I thank you so much not only are you getting mine right but my husband and some of my friends it has been great you guys are the best !! I give you 10 thumbs up!!
They always keep me informed of my situation.
Andrew Joel Fonte
All the conversations I have had with the paralegals at Lexington law have always been a pleasant conversation and very helpful. The knowledgeable paralegals have positive attitudes and realistic perspectives to accomplish goals in a reasonable time. The paralegals spend the necessary time to understand the situation I am dealing with currently in life. I look forward to continuing work with Lexington Law which I know is necessary and has already had a direct impact on the task at hand. I am thankful for the work accomplished and the work that will continue because of the flexible attitude and excellent service demonstrated by all the helpful paralegals that I've had contact with from Lexington Law. Thank you, Andrew Joel Fonte
I am new this law firm. I have only been with them a couple of weeks but so far they have given me good friendly service.
The paralegal was very helpful and understanding my needs and goals.
Theresa L. Farmer
Thanks to Lexington Law my credit score has improved tremendously.
How understanding and they listen to what your concerns are. I would never go to any other company. There my number one
LeRoy Paul Purvis
Best thing I like about Lexington Law they help me get my credit score back up to where it need to be so I can financially live life
Absolute trash! Disgusting! They claim that because they are a law firm they can do it better not true at all! I reported them to the FTC for charging upfront when they are not allowed to and for taking my money and not helping me out. I paid this trash of a company for 9 months and nothing absolutely nothing changed on my credit report. I started to do it on my own and what do you know? things immediatly started to fall off my report. BEWARE they will sucker you!
I love Lexington they is some very good people to work with thank you. An they make shore everything is done perfectly.
Very professional and quick to start the process..
Very so happy with your Professionalism. I will let my friends know how this Company is very HELPFUL...
Very professional, extremely friendly and courteous.
Victoria L Moorman
What I like best about LexingtonLaw, how quickly they started working on my behalf. Seeing continual results on a regular, and on a monthly basis. Thanks so much. God bless
Lexington Law is a great experience for anybody repairing your credit. It is my go to choice. I would say improvements need to be made in response time. Always I have to wait at least 15 minutes until somebody answers. Also I don’t really get details about specifically what’s going on with my cases. It’s always general comments so Lexington Law does not make it quite simple whether I need to continue or stop fighting
They help out with my credit and give you discounts on the first monthly payment when you refer someone. Great deal.
Lexington Law continues to be diligent in handling my case. I enjoy seeing discrepancies on my credit be removed. I do not have the patience or knowledge to go about doing the work Lexington Law does on my behalf. I can continue to do the things I know how to do. I highly recommend the service Lexington Law provides.
The courtesy, professional skills, a will to help to the Customers, experience and good team.
Lexington law made me feel special and like an individual person that they was only dealing with me, prompt and on time is handling handling my case very thoughtful to call me and keep me up to date about my account
They work diligently to get things removed from your credit that doesn't belong there.
They get things done rapidly and consistently communicate the progress made.
Excellent service! Excellent customer service and they really try to with with you concerning payments. They made fixing my credit less scary and faster, easier, less stressful. Very informative along the way!
Lexington law helped me in the past improve my credit. They are helpful and understand and always willing to work with you.
Liars!!! I repeat liars!!!! They told me misleading information from the time I started to the time I canceled my service with them . Not only are they not really paralegals they are rude and the customer service all the way to management is terrible. Don’t go through them !! They tell you all these lies to get you to bite but they honestly don’t really do anything at all
I just signed myself and my son up a few days ago, therefore jury is still out at this time. I will say this, Cody the man who took my information and signed me up, was more than personable and professional, that made all the difference in giving this a go. That man deserves a raise.
I have dealt with companies I have found on line. Stupid as it sounds. But I found LL and did research them and called to get further information. They are totally above board from all the scams out there. Ive already recommended them to several friends requiring their services. You DO get more than your money worth. Absolutely. If you want a trustful lawyer who is on your side, dedicated no matter how large or small your problems are and will go above and beyond to accomplish the impossible, Lex Law is your company. Sincerely, Gail T., NJ
Lexington Law did an amazing job helping me raise my credit score. My credit score was in the 500 because I didn't have credit and had negative remarks on my credit report from many years back. They worked to get those negative remarks removed and got my credit score to come up in 3-4 months time. I was able to buy a car in less than a year. The process was super easy and they communicated with me the entire time. I have referred them to everyone I know.