Not only is eCredit Advisor focused on helping its clients with credit repair, but the company assists in improving a client's overall financial situation, helping them with home loans, car loans, and credit card rates.

The credit repair company has different payment options for its clients, providing more choices than other companies. In addition to this great financial perspective, eCredit Advisor has many other bonuses, such as:

Free Credit Consultation

The firm offers potential credit repair clients a free credit consultation, which involves the evaluation of the client's current credit situation.

After clients create an account with eCredit Advisor, they will be assigned a personal credit coach who will meet with them twice per month or more depending on the clients' needs.

100% Money-Back Guarantee

Clients are offered a 100% money-back guarantee by eCredit Advisor. It's important to note that this type of refund is not offered by all credit repair organizations.

24/7 Online Portal

eCredit Advisor provides its clients with an online portal that can be accessed 24/7. Clients can use the portal to obtain updated information regarding the credit repair process.

According to the company's website, it typically takes clients around four to five months to finish eCredit Advisor's credit repair program.

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The Bad

Credit Repair Cost
High Setup Fee

Even though eCredit Advisor has many great benefits to their many services, they do have a few drawbacks. Their main drawbacks are reflected in cost, such as:

Credit Repair Cost

eCredit Advisor charges $165 per month, for up to five months, for their services. Clients can choose between 1 Cycle to 5 Cycles for their credit repair needs.

This monthly price is quite high for credit repair services, but if eCredit Advisor can fix clients' credit situations in five months as they state, then this is a much shorter period of time than most companies, making eCredit Advisor's price overall not as expensive.

High Setup Fee

The firm charges a high setup fee to new clients and couples wanting their services.

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The Bottom Line

eCredit Advisor provides its clients with several great services and resources. Clients can choose from five different credit repair options, stated as cycles. In addition, clients have 24/7 access to an online portal. And the firm offers a 100% money-back guarantee.

However, eCredit Advisor has a large setup fee and charges a pretty high monthly rate for their services. Depending on how long you use their services, the total amount a client will pay can be quite high. We recommend researching the top-ranked credit repair companies to compare before making a decision.

View Best Credit Repair Companies

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User Reviews

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4.1

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62 Reviews

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Steve Buck Charlotte, NC

I tried several companies in the past and no results they just took my hard earned money. This company however, assured me results and they delivered! After my divorce I ended up with a credit score of 530 and struggled for years. I followed their advice and my scores sky rocketed to 680 and now I'm on the path to home ownership again. You just have to be patient and trust the process. Thank you

3 years ago

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Roheem Roten Aston Mills, PA

Ecredit Advisor more specifically Denise was amazing. Right from the start she made her self accessible to me, answered all of my questions, and supported me every step of the way. When ever something came up she always made sure to communicate with me about any and everything. Whatever I was unsure off she would help understand to make sure I understood everything that was going on. Thank you Ecredit for helping me improve my credit and my life!!

4 years ago

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Oscar Aguilar Jr Houston, TX

I enjoyed working with eCredit was a very professional approach. I’d have to admit at first I was skeptical of it even working the way it was explained to me. However within the time frame and following eCredits advice I saw my score rise to the levels and above from what was promised. After 9 months working with eCredit I was able to secure my mortgage and moved into my new home. I’d recommend and would continue working with my advisor great work and overall a great experience.

4 years ago

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Matt New Port Richey, FL

It was a very easy process and they are extremely informative. They are always there to answer any questions you may have. This was an excellent experience. They helped me tremendously with my credit score. I would recommended this company to anyone who is serious about fixing their credit. They are honest and up front with you about the process. If you listen and trust their suggestions, you will be happy with the outcome as your credit score will increase tremendously.

4 years ago

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Stayjlo Midland, TX

The 2-cycle program was wonderful and definitely improved my credit score where it needed it to be in order for us to purchase a home. My adviser Anna was wonderful she kept in full contact with me and let me know what I needed to do for things to run so smoothly. I would definitely recommend this program to anyone wishing to increase their credit scores.

5 years ago

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Alexis Dawn Howard Spartanburg, SC

The team there was very helpful. They listened to your plan and they made sure each month they kept in contact. Or if you had any questions they were available to help. By the end of the program almost everything that I wanted off was just about off and my credit score shot up about 50 to 60 points. I enjoyed speaking with Denice she made the process so easy to understand. I would definitely use them in the future.

5 years ago

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Dmariejohnson Waynesboro, VA

I was looking to buy a home on June 7th, but my middle credit wasn’t high enough, I enrolled in eCredit Advisor and was the best decision to make, within days they explained what to expect via phone then emails and got me started on their program! It took from June until Sept, to build my middle score up enough to make a difference! I’m so very thankful for Denice who was right there in whichever way of communication to answer any questions and to make this all possible! Thank you so much, greatly appreciated!

5 years ago

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Tony Baker WA

We advocate the use of eCreditAdvisor for all our clients needing a credit repair solution. The ECreditAdvisor platform works for our company for a number of reasons: - They only enroll clients that they feel they can help - Their online communication platform allows us to see updates when it is convenient for us - They show a sense of urgency with clients who need short term help to get a desired credit score. This helps us fund more loans for our clients. - They guarantee their work and offer refunds if they don't perform Anthony (Tony) Baker Sr. Loan Consultant Corporate Office Acceptance Capital Mortgage Corporation

11 years ago

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Roberta Profitt Marcus Hook, PA

Wow, what a great experience. Justin and Ana are the best at what they do. My husband and I are amazed at the progress they're doing. They know what they're talking about and it's worth 10 times the money. I would rate them a "10" if I could. My husbands and my credit are almost perfect. Roberta and Jimi P

3 years ago

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Clifton Ross III Alexandria, VA

Denise was absolutely amazing! I really felt like she cared about building my credit. She encouraged me along the way and gave me great insight on how to maintain good credit. I now have more financial confidence and it feels GOOD! Thanks eCredit!

4 years ago

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Vnica Vancouver, WA

Working with eCredit was great!! The communication was very clear and anything that I didn’t understand they took time to explain. I recommend eCredit to anyone who wants a company that will improve your credit and change your life for the better!!

4 years ago

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Morgan Austin, TX

They were very responsive and attentive to my case and always kept me well informed and updated as to the process. They were also very successful at getting results--I was surprised at how much they were able to resolve on my credit report!

4 years ago

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Claudia Dumas, TX

eCredit Advisor helped us get our credit where we needed to be in order to purchase our home. They have different programs to fit any budget. Also depends on how long of a program you need. Our personal advisor always responded in a timely manner.

5 years ago

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Shelley Stapleton Las Vegas, NV

I was looking to repair my credit in order to qualify for a home loan, and I needed to see results QUICKLY. I was referred by a friend who had a great experience with the company - agreed, exceptional customer service! My score improved 60 points in 3 months and I will be in a new home by Christmas. Amazing company, truly caring associates.

8 years ago

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Dale Seifert CA

I tried two credit repair companies with little to no success and then a friend referred me to Ecredit. From start to finish I was impressed with their attention to detail, communication and best of all the results. I'm now a proud home owner and my kids finally have their own back yard to play in. Thanks again Ecredit!!!

11 years ago

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Mindy Brandon, FL

Patti and her team of professionals are absolutely TOP NOTCH!! They know their trade inside and out and are great communicators. They keep their clients best interest in mind when making decisions and applying action to help make the greatest impact, in the quickest time! HIGHLY RECOMMEND them!!

11 years ago

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Angela Williams Las Vegas, NV

eCredit Advisor was referred to me by my loan officer and they improved my scores within 60 days. I went from a 597 mid score to a 707 in that time frame. I would advise enrolling with them if your goal is to get your home loan funded quickly. -Angela

11 years ago

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Velma Midlothian, VA

We started with scores that were frowned upon. Now, I am so happy to see the scores increase. Our current score is even higher that what we were seeing on an app that we use!! Thanks Denise!!!

4 years ago

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Tracey Jones Alexandria, VA

Denise was extraordinarily helpful at all times. She answered my questions as if it were the first time I had asked. She returned phone calls immediately or on her next scheduled work day.

5 years ago

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ashley Katy, TX

Ecredit was able to assist me in raising my score to buy a home however they were not successful in raising my husbands score. They just send out letters to all the credit bureaus disputing the debts. this is something you can do on your own and save hundreds of dollars. If I could go back and choose to do it on my own or hire them I would have done it myself. We spent $1,200 to have our credit repaired to the scores required and only mine was repaired to their guarantee. From the beginning they tell you that they will be in contact with you every step of the way but we had to call them every time to receive an update. I was not satisfied with their service. Todd was nice but the lady that was supposed to be dealing with our account was terrible and never, ever contacted us about anything after the initial phone call.

5 years ago

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Home buyer in Louisiana Shreveport, LA

Ana is very informative and helps one deal with some unfortunate situations that everyone deals with now and then. I've used their service twice now. Both times they have helped my credit score.

5 years ago

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Christina Lumpkin Olive Branch, MS

My advisor Ana M. was awesome. She emailed me constantly and called to give me updates. She was very encouraging and truthful about what needed to be done to improve my credit.

5 years ago

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tamara gordon Pearland, TX

I had a great experience with this company. In less than 90 days they took my credit score from 550- 620. They were through and honest about what they could and could not do. I like that they don't take everyone when they know that some people are in situations that they are unable to fix. They provide free advise to those ineligible.

6 years ago

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Robert Acosta ,

Very pleased with customer service as Ana took the time to fully explain each step of the process! I will certainly recommend credit advisor to friends and family!

4 years ago

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MaTayia89 , FL

My credit advisor was prompt with helping me with my credit, she was knowledgeable with the information and made sure I understood everything as it was happening.

4 years ago

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John Clay , NC

This is my second time using ECredit Advisors and we love them. My advisor Ana Murillo was always very informative and I felt like I had a partner working for me.

4 years ago

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Molly McInelly Redmond, OR

Ana was amazing to work with. She helped boost my credit score as well as advising me on the best practices to use while moving forward. Highly recommend!

5 years ago

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Josephine Curtis, WA

Ana was amazing as difficult as i was she still managed to get me to do see the ways. I was bitter. But i appreciate all her help. And listening truly worked great.

5 years ago

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Sharon Ellicott City, MD

ECreditAdvisor is a very good company if your trying to rebuild your credit Justin an Ana are the best . They both show me some results on my credit.

3 years ago

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Kathy San Antonio, TX

My experience was not what I expected. I was told my credit would bounce back since what I had on my report were so old. I spent $500 for my credit to just plummet dramatically. I did everything ecredit suggested for me to do and my credit is in worse shape. No old reports fell off I feel like I wasted my time and money. I would like to know if there is a way to receive a refund since so much money was wasted as well as my time.

4 years ago

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Desiree Montecino Lacombe, LA

The advisors were very helpful in every step if the way and I always knew what was to happen and what was happen throughout the whole process.

4 years ago

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Deitra Wilson Eastlake, OH

I joined this credit advisor organization hoping that the credit advisor would assist me with my credit. Denise the ecredit advisor was rude each time she called and was not assistance to me. I paid the fee each month but she was no help to me. She did not give me any suggestions or support. She asked for letters and a copy of my credit report. This program was a waste of my money. I could have paid my bills instead of paying for program that did nothing for me or my credit.

4 years ago

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Ovadis J. Cheathams Angola, IN

Denise S was pleasant and professional at all times. Would recommend her and Ecredit to anyone which is looking to improve credit reports.

4 years ago

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Eric Willis Pearland, TX

I had a very good experience with using this service. Although I am not at the score that I need for an approval right now. I see a big improvement

5 years ago

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Sulema Acuna Yucca Valley, CA

Great Customer service skills and Follow up!

5 years ago Edited September 14, 2021

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Lola

Please don’t waste your money!!! Horrible credit repair company that just want your money$$$ After >10 months my credit score was not improving enough to close on our home. My husband and I had to seek advice of “google” and other knowledgeable loan officers who gave us better advice than these people. Now we are close to closing on our home but definitely NOT because of eCredit advisor!!! Do your homework and know what your getting into before signing up with this company!!!

5 years ago

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Rosalinda Ruiz Harlingen, TX

We paid so much money for my husband and I to get help with helping buy our home. Ecredit guaranteed us that in 6 months they would have our our credit where it needed to be. It has been almost a year now and nothing has been done. I few baby collections were deleted but absolutely nothing at all near where we need to be. DO NOT WASTE YOUR MONEY OR TIME ON THIS COMPANY! THEY ARE NO GOOD AND DO NOTHING BUT LIE!

5 years ago

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emmanuel okeke Cordova, TN

Very bad experience. If I could give this firm and its manager a ZERO STAR, I would. Dishonest, lacks transparency and shady in their approach. I would never recommend this company to anyone. Poor customer services, after they payment from customers, they never answer their phone. They lied about offering $99 in the first month. This company should be investigated for fraud and extortion. STAY AWAY AND AVOID eCREDIT ADVISOR BECAUSE IT'S ALL LIES.

6 years ago

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Felicia Aliso Viejo, CA

As a lender and also customer, I have to say this is the WORST credit repair company I have EVER dealt with. Their CEO Todd Archambault is a jerk who makes promises he can't keep and is extremely rude. I absolutely have made sure no one at my company uses them and have luckily been successful. There are better ones out there. Service goes both ways and so does reputation. They can't do both. Avoid

6 years ago

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Ellen Patsch New Port Richey, FL

One of the best companies and has helped me Tremendously with my report and getting me to where I need to be

4 years ago

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Christopher McAllister San Antonio, TX

I wouldn't have gotten the boost I needed without ECredit Advisors. Could not recommend them enough.

5 years ago

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Lisa San Angelo, TX

Ecredit has helped me with repairing my credit. They are friendly and have excellent customer service.

5 years ago

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Les

Ana is professional and knowledgeable about the credit repair process. She was easy to get in contact with.

5 years ago

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Corina Alcantar San Angelo, TX

Very knowledgeable and courteous and we accomplished what they said we would if we did a their plan stated.

5 years ago

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Joyce Windsor, PA

Ecreditadvisors is horrible. Save your money, and pay down your debt because they do nothing to fix your credit. They put in disputes that you can do yourself easily. In the end they removed nothing from my credit report and communicated nothing to me.

9 years ago

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Marlon M John Lafayette, IN

The communication was excellent. Instructions given were easy to follow. Would use again, if ever need be.

4 years ago

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Lenore spence Princess Anne, MD

Denise was wonderful....returned calls did the work....I really appreciate it...

5 years ago

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C.Roth Las Vegas, NV

I was able to by a home after using Ecredit! I have recommended it to all my friends!

11 years ago

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KIERA REID Clayton, NC

They charged me 200 a month for 6 months me to be dissatisfied. I would never use this company again. What they did I could have done for myself. What a waste!!!

1 year ago

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Lauren Sand Newport, KY

Justin G was wonderful. He gave us great and wonderful advice.

3 years ago