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LAST UPDATED: July 11th, 2023 offers nationwide credit restoration services on a monthly fee basis. The company has served thousands of clients and claims an average of 18.7 removals of inaccurate credit report items in a span of four months for its customers. abides by all laws and provisions of the Consumer Credit Protection Act. The company strives to utilize those laws to remove and repair questionable negative items for each client's report with Equifax, Experian, and TransUnion. also does not charge advanced fees to clients.

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The Good

  • Money-Back Warranty
  • Plan Options
  • Dedicated Credit Repair Service
  • Attorneys on Staff
  • Certifications
  • Facilitated Legal Services provides clients with the opportunity to see an increase in their credit scores through their dispute process. The company's certified and knowledgable staff will help each client move through the credit repair process. Other benefits of the service include:

Money-Back Warranty provides a full money-back warranty for all customers.

Plan Options charges customers a starting monthly fee of $79.95 for its Fresh Start Service. This monthly fee is significantly lower than the majority of monthly fees that other credit repair companies charge. According to the company's website, the following are the three credit repair services that offers: 

  • The Comprehensive Service $99.95 per month and includes unlimited credit bureau disputes, unlimited personal summary information disputes, unlimited inquiry investigation, assistance from a FICO certified credit advisor, 24/7 access to an online client portal, an in-depth budget expenditure spreadsheet, and access to an online education library.
  • The Fast Trac Service $349.95 per month and includes everything from the Fresh Start and Comprehensive services but also includes in-depth specialty credit repair. also does not charge any advanced fees. 

Dedicated Credit Repair Service offers free credit analysis consultations, intensive online credit education, unlimited disputes, unlimited deletions, a licensed attorney on staff and anytime progress updates for clients through its online portal.

The credit restoration company provides 24/7 customer services with customized credit repair plans for its clientele. The company website gives clear and comprehensive information to consumers regarding their federal credit repair rights. 

Attorneys on Staff

Unlike many other companies in the credit repair industry, does have licensed attorneys on staff that assist company clients. 


Credit1Solutions has FICO-certified experts on staff and has also completed the Fair Credit Reporting Act (FRCA) certification.

Facilitated Legal Services

Since 2017, Credit1Solutions has faciliated over 3 million in lawsuit settlements and debt forgiveness for it’s clients. The company can review your credit report and help facilitate either a state or federal case against violators who may be damaging your credit.


The Bad

  • One-Time Fee

One-Time Fee requires a one-time administrative fee of $114.95. According to the company, the one-time administrative fee will be processed within 3 to 10 days from the first day of service activation with the opportunity of a 100% refund.


The majority of companies in the industry require similar one-time fees. This fee also enables Credit1Solutions to train and certify credit counselors and staff to adhere to its company's strict ethics. So, although the company does require a non-advance administrative upfront fee, it's a modest one that ensures you'll receive a top-tier service. There is also a refund policy if you are in any way dissatisfied, as the company backs its services and staff. 


The Bottom Line offers a dedicated nationwide credit repair service for consumers in need of legal credit restoration. The company provides three credit repair plans to choose from, has online educational resources, licensed attorneys on staff, and allows clients to cancel services at any time.

Its impressive 18.7 average item removal rate in a 6-month span may also be a good reason for consumers to choose its services. Potential clients are encouraged to read customer reviews and visit the company's website to learn more about what facilitated legal services have to offer.

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