Overall Score

20 User Reviews

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Credit 1 Solutions offers nationwide credit restoration services on a monthly fee basis. The company has served over 7,000 clients and claims an average of 18.7 removals of inaccurate credit report items in a span of 4 months for its customers.

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20 User Reviews

The Good

  • Regular Report Updates 
  • Dedicated Credit Repair Service

Credit 1 Solutions provides their clients with the opportunity to see an increase in their credit scores through their dispute process. Their certified and knowledgable staff will help each client move through the credit repair process. Other benefits of the service include:

Regular Report Updates

After an initial $12.99 fee for getting your credit reports from the major bureaus. Credit1Solutions offers a secure online portal for tracking which items have been repaired, removed or are under investigation. This can also be accessed by calling of emailing the company. They also provide regular credit score updates.

Dedicated Credit Repair Service

Credit 1 Solutions offers free credit analysis consultations, intensive online credit education, and anytime progress updates for clients through its online portal. The credit restoration company provides 24/7 customer services with customized credit repair plans for its clientele. The company website gives clear and comprehensive information to consumers regarding their federal credit repair rights

The Bad

  • Average Monthly Rates 
  • No Licensed Attorneys 
  • Website Difficult to Navigate 

While Credit 1 Solutions provides professional credit repair services to their clients, there are some drawbacks to their service as well. Prospective clients should be aware of the following limitations prior to enrollment:

Average Monthly Rates

The credit repair company charges consumers an initial $99.95 credit profile setup fee and the standard $12.99 to obtain necessary reports from the credit bureaus for analysis. After that, consumers are responsible for paying per month for ongoing credit restoration services, depending on the package.

No Licensed Attorneys does not have any licensed attorneys on staff. While it is not a requirement for credit repair companies, having attorneys on staff provides another level of help for customers.

Website Difficult to Navigate

While having a user-friendly website is no reflection of a company's service. Visitors who come to the company's website may find it difficult to navigate. After clicking on any particular link, the visitor has to go back to the homepage to access any other site links. Plus, some pages have a lot of information put onto a single page that it can get difficult to read.

The Bottom Line

Credit 1 Solutions offers a dedicated nationwide credit repair service for consumers in need of lengthy credit restoration. It's impressive 18.7 average item removal rate in a 4 months span may be a good reason for consumers to choose their services. Credit 1 Solutions does not provide any attorneys to assist in a client's service. If that is important to you consider comparing to our top rated companies. 

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