CRE Credit Services


Overall Score

57 User Reviews

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CRE Credit Services don't just do credit repair.  In addition to credit repair, they offer credit restoration services, credit building services, and credit education services. They have only been in business for 6 years, but in that time have created a 7-Stage Repair Process for clients.  James Charlet, a former member of Experian's legal and compliance department developed this process.

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The Good

  • Money-Back Guarantee 
  • Free Consultation 
  • Seven Step Process
  • Educational Resources 

Not only does CRE Credit Services operate in full compliance with the Federal CROA and Texas State CSO regulations, they are registered and bonded for clients' protection. Some additional highlights about CRE Credit Services are as follows:

Money-Back Guarantee

CRE Credit Services stands by their promise to produce results with a 100% money-back guarantee.

Free Consultation

Potential clients have the option for a free consultation during the signup process. During this, each client gets an in-depth analysis of their credit reports, with no obligation to work with the firm.

Seven Step Process

As stated above, CRE Credit Services has a unique 7 Step System used to repair clients' credit. It is designed to be used over 6 months but the firm has stated that some clients see results in as little as 30-45 days.

Educational Resources

The CRE Credit Services team provides a ton of information on credit repair, credit education, credit support, credit reports, etc. They have an informative blog, FAQs, and more providing insights on these topics.

The Bad

  • Time in Business 
  • Hours of Operation 

CRE Credit Services has many great benefits to their services, such as their unique 7 Stage Repair Process, developed by a former member of the Experian team. However, they do have a few drawbacks to note:

Time in Business

CRE Credit Services has only been in business 6 years, making them relatively new to the credit repair industry. Some companies have been in business well over 10 years, giving them more experience.

Hours of Operation

CRE Credit Services operate 8 am to 7 pm Central Time while some companies operate until 9 or 10 pm. This can be somewhat limiting to clients.

The Bottom Line

Overall, CRE Credit Services has a unique 7 Step Process for improving their clients' credit. The firm states that on average clients will see 50+% of deletions removed in 30-45 days and 75+% within 6 months. In addition, they are staffed with licensed attorneys and have a money-back guarantee. And although their price is quite high, they are transparent about it.

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