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Credit Karma

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7.8

Overall Score

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Tiffany I Gaithersburg, MD

Very easy to use. No fees connected to the site and I like having the updates amount my credit score every now and then. They don’t send too many emails and provide recommendations when appropriate.

3 years ago

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Jared Provo, UT

I use Credit Karma regularly and have been nothing but impressed with their services! It's nice to be able to check my credit score without having it count against me. I'll continue to use them in the future.

3 years ago Edited September 14, 2021

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Rocio Diaz Tallahassee, FL

Credit Karma helped me find my FICO score for free in a quick amount of time and gave me peace of mind. This is a great service to check your FICO score and look for any mistakes.

4 years ago

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Msindoni Pembroke Pines, FL

I recently started using Credit Karma to keep track of my credit score. I like how they send me credit score updates explaining what caused it to change and how I can improve it.

4 years ago

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Daisy Ramos , FL

I am definitely a credit monitor. Credit Karma allows me to check my credit often, and it doesn’t hurt my score. It is most definitely helpful, and makes me more conscious of my spending.

4 years ago

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JDWain Tallahassee, FL

I use Credit Karma to keep an eye on my credit score and it works great, I have been able to raise my credit score 100 points by just doing some easy things that I wouldn't have realized I needed to do without credit karma!

4 years ago

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Dwhoush Slidell, LA

I’m not sure about the 100% accuracy of Credit Karma, but it’s a very quick and easy way to look up your credit score. I like also the suggestions it gives me on different credit cards and loans if I ever needed one.

4 years ago

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Nichole Hiatt Eagle Mountain, UT

CreditKarma has been a great credit tracker for me. I like that the service is free, and it has been so helpful when shopping for loans to know what my score is without having to do a hard check on it.

4 years ago

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Chantell Filiaga South Jordan, UT

Love Credit Karma. Shows me exactly what I need to Improve has all my accounts and gives me an update every month. I have gotten alerts when my payment was late and it helped me keep on track and pay it so my score wouldn’t be effected.

4 years ago

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Jamaar Nelson Tallahassee, FL

Credit Karma is one of my favorite companies when it comes to monitoring our credit. It not only allows me to keep up with my credit score but it implements other methods that allows me to keep my credit score up.

4 years ago

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DAVID HADAWAY Long Beach, MS

Love the ability Credit Karma gives me to keep an eye on my credit score. The tools they provide allow me to better monitor my financial habits and enable me to make more intelligent decisions.

4 years ago

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Deanna Bernard Miami, FL

Great way to see your credit score without it lowering. There’s also a mobile app for credit karma which you can just check on a daily how your scores is doing and what inquiries you’ve made under your name.

4 years ago

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Ashley Smith Jacksonville, FL

It is completely free and allows to keep track of your score. It does not change your score. And once you start making progress, they help build on that growth with helpful tips.

4 years ago

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Juan Beaver, PA

I love credit Karma! They are free and you can see and track your credit score. It also tells you how certain things affect your score. I highly recommend for anyone that wants to keep their credit in the green..

4 years ago

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Michelle W Coraopolis, PA

I love Credit Karma because it links to my credit card account, so with a click of a button I can instantly see my current credit score and that last six months. It's a wonderful tool to have.

4 years ago

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Melanie Rio Rancho, NM

Love everything about credit Karma! I get a monthly email so I remember to check my credit score, notices on any changes, and this has enabled me to improve my credit over the past three years.

5 years ago

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Jeffrey Salas Gilbert, AZ

I currently monitor my credit score through credit karma, I believe this service is genius. They provide 2 credit bureaus for me and give me the ultimate confidence to go into any situation knowing where I will qualify and negotiate with power.

6 years ago

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Mallory Millett Lindon, UT

LOVE Credit Karma. It let's me see an estimate of my credit score any time I want to and gives me pro tips for how to make my credit go up. It has really helped me get on top of my credit.

6 years ago

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Spencer Hodgson Salt Lake City, UT

This is the best tool in my opinion for checking your credit. They check your credit on two of the three credit bureaus and you can check your credit as much as you want for free and it won't damage your score.

6 years ago

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Doom Truong Lehi, UT

Have had credit karma for more than 6 years. Always very close to actual credit report. Best free report out there that doesnt affect your credit. Accounts are usually updated within a week.

6 years ago

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Nini New York, NY

Credit Karma is free and easy to use. Also, I get suggestions on how to improve and increase my credit score.

9 months ago

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Sharon Las Vegas, NV

I use Credit Karma to monitor my credit report and credit scores. This site has helped me stay on top of my credit.

10 months ago

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Dee Blackstone, MA

I'm so happy with this site. They keep my on track with improving my credit and have recommended great sources of credit when I've needed it.

1 year ago

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Lara Antonucci Pittsburgh, PA

Credit karma gives you up to date credit monitoring and ideas on how to improve your credit. They also offer a savings plan to help improve your credit.

1 year ago

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Ashley Young

always keeps me in the loop on my credit. Sometimes it seems to be off by a bit but for the most part it's been able to help me gauge to see where my credit stands.

1 year ago

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Shanna Bird Longview, WA

Credit Karma is the reason that I was able to get a loan that I really needed. I always check it when I get an email from them. They are great

1 year ago

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Mike Shabanowitz

Credit Karma makes keeping track of my credit easy and I was able to build my credit score with the help of there credit card recommendations.

1 year ago

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Mindy Clarke Tacoma, WA

I used to use credit Karma all the time until I realized the info they had for me was not up to date and my score was always wrong. I think they are best to use for Credit Card deals and getting approved but, not for checking your score.

1 year ago

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Gracie Adorno Randolph, MA

Checks your credit on a daily basis. Great helpful hints on what you should do to establish a good credit score. Monitoring is fast and easy to use.

1 year ago

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Jeremy Summa Inverness, FL

I am always trying to work on my credit and credit karma is amazing they have tons of information related to your credit. I highly recommend it.

1 year ago

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Sheila Burns Dickson, TN

I have used Credit Karma for many years. It helps me keep my credit on track. I trust Credit Karma with my personal information.

1 year ago

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Thawkes2017 AL

Credit Karma helped me dispute several things on my Credit Report. I was so happy when those came off of my credit report. My score went up 25 points.

2 years ago

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Jim Bullhead City, AZ

They are a honest company at credit moderating but a little slow on letting you know when something changes. Pretty good company

2 years ago

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Noureddine Lalami Brentwood, CA

Pros: You get free credit scores from both Equifax and Transunion. Cons: Too many ads and offers trying to get you to sign up for or apply for credit.

2 years ago

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Ashphile Baptiste Tallahassee, FL

Credit Karma is the safest way to check my credit. They do not ask for too much information and it is free. I love credit karma.

4 years ago

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Madison Kneiss Gulfport, MS

I love getting emails from my account when my score goes up or down. They are sure to notify you as soon as a change has happened.

4 years ago

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Laurie Massie Lakeland, FL

Credit Karma has helped me keep an eye on my credit score for the last year- after I did some major restructuring. Really beneficial.

4 years ago

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Michael Burkett Norcross, GA

Free credit checker. Trustworthy, no virus, and amazing provider for people who couldn’t get a checkup on their credit score.

4 years ago

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Karen S Priest Pleasant Grove, UT

I love Credit Karma. It is really accurate and helps me keep appraised of my score. It gives me reports on a regular basis and is up to date.

6 years ago

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therealkhandij@gmail.com Riverside, CA

The credit karma is the next best tool I have for changing my credit future and I am glad that it is around and I will continue to share and speed the word.

10 years ago

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Maria Memphis, TN

This site has helped me so much. I'm so glad I decided to try it. Maybe soon I'll be able to bring my score up thanks to you guys.

10 years ago

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Kaitie Plymouth, MN

Amazing! It has truly helped me raise my score 100 points! Showing me my score, report, and best areas to work on for maximum improvement!

10 years ago

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Cassie Banuelos St. Petersburg, FL

I love this free site to monitor my information. It is very correct with the information that I have as far as what’s on my credit. The only thing is I’ve heard the actual score is off by 30 points.

2 years ago

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Paula Pili Provo, UT

For free it’s ok You can make disputes You can get a snapshot of your credit You can’t see notes It constantly offers Loans and credit cards etc Not a super best It’s a “it’ll do”

2 years ago

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Jodianna Maitland, FL

Free and reliable is what I like about Credit Karma. I like how I can log on through a phone or other device to check my credit score. It is always accurate!

3 years ago Edited September 14, 2021

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Jarrett Ingram Newport News, VA

Excellent way to monitor credit for free. Only downside is the scores are usually a little off from your official credit scores. Gives you a good idea where your credit stands, for free.

3 years ago

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Whitney Wilkins West Valley City, UT

Credit Karma makes it so easy to monitor your credit right from your phone. There's no reason to ever worry or stress. It's super easy to use and clear to understand.

3 years ago

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Bria Daley Tallahassee, FL

What I like about Credit Karma is that I am able to periodically check my credit score daily, without having to worry about my credit score decreasing every time I check.

3 years ago

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Joannetta Jarman Secaucus, NJ

It's nice to know where my credit is sometimes if we need to apply for a loan. this free service has helped me so many times. We really like the easiness of the website.

3 years ago

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Esmeralda C Sylmar, CA

This app is my best friend. I want to purchase a home within the next two years and this is what helps me continue improving my score to its best potential! Very helpful!

4 years ago