Name: Credit Karma
Rating: 4.8

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Mandy Pesce

Credit Karma is always very easy to log into and review and manage my credit in all areas to keep on top of things. They make recommendations for everything from personal and auto loans to credit cards to help me build my credit.

2 years ago Edited January 3, 2022

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Mandi Colorado Springs, CO

I use Credit Karma to keep an unofficial eye on my credit score. Having this service available has allowed me to better manage and improve my credit score on my own. I have also applied for two credit cards through CK and it is very accurate on your approval odds for the cards it recommends. I love how it helps you to compare different cards and how they might best benefit or hurt you in one place. You can also use CK to contest things on your credit records and they keep you updated throughout the whole process if you dispute through them.

2 years ago

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Sirdriz77 Fairfield, CT

I love credit Karma and have been using them for years to monitor my credit. It's easy to navigate and keep an eye on my credit score. I check it regularly to look for fraud. It's also a good place to look for credit offers if you need them .

2 years ago

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Corryn Moore Richmond, VA

Credit Karma has been wonderful with keeping my credit score up to date. It really breaks it all down for me to understand and helps find me ways to improve my scores. I get updates almost daily, which is super helpful and even get offers right through the app. Easy to use!

2 years ago

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Karen Torino Tallahassee, FL

I like Credit Karma because it will tell me when there has been suspicious activity on my account. For example, it notified me when I opened a new credit card to confirm that it was me. It is also really see to see your credit score and they give you tips.

3 years ago

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Jade Knowles Tallahassee, FL

I love credit karma! I’m trying to raise my credit score as much as possible before I’m on my own and credit karma let’s me keep track of my spending and even my credit scores lowers or rises. I have the app on my phone, so it’s way easier.

3 years ago

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Tommy McCarlie Chicago, IL

I like the goofy little graphics that tell me I'm a responsible adult and my credit would allow me to qualify for loans with great interest rates. Still, I wonder how accurate the scores are at times. What is your secret Credit Karma?

3 years ago

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Mary Talladega, AL

Been using Credit Karma as my credit monitoring service for a few years now. Its simple, easy to figure out and best of all FREE! Can't ask for much more than that! Also alerts me to any new credit accounts or if there has been any security breaches I should be aware of. I have had no issues at all with Credit Karma.

4 years ago

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Mark Park City, UT

I really like Credit Karma. I have even used them for submitting taxes online the last couple years, because it's FREE! The four stars instead of five is for the following: I tried to set up a savings account with them, but it never would link to our bank properly, even though I followed all their instructions. I contacted customer service, and they never were able to resolve it. I guess Credit Karma is good for just a couple things: checking your credit, and taxes (did I mention it's FREE!)

4 years ago

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Andrea Mora Simpsonville, SC

I get alert emails informing me of anything that affects my credit. When I want a quick look at my balances on my accounts, they're listed and I don't have to login to each account. They give a fairly reliable credit score. I wish they would go back to being able to refresh each account to get the balance as of that day.

4 years ago

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Breyanna Odenton, MD

I enjoy using Credit Karma since I can monitor my credit for free. I love their notifications I receive for their app that notifies me immediately of changes to my credit score. Even though credit karma is free is offers great value to its customers.

4 years ago Edited September 14, 2021

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Brandon San Diego, CA

An easy interface that accurately tells you what your credit score is. Using Credit Karma is so helpful to see where my credit is currently at and they provide methods for you to increase your score. There is no reason not to get it.

4 years ago

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Karen Torino Tallahassee, FL

I started using Credit Karma because I opened up my first credit card and within the first statement, they had updated me on my credit score. I also opened up an account with credit karma before my credit card and they even notified me that a new card showed up under my name. Everything has been great so far!

4 years ago

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Jeremy Webb Dallas, TX

Credit Karma is a great way to find out your credit score without pulling your credit that could possibly hurt your score. Weekly updates of your credit score makes it easy to keep an eye on your credit and the user friendly websites make finding it a overall great experience.

4 years ago

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Bianca Jyotishi DeLand, FL

I've never been so excited about checking my credit score. It's very user friendly and I look forward every week to see my updated score. I can see all of my accounts in one place and I appreciate the tips on how to increase my score.

4 years ago

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Nicole Jones Sandy, UT

I have been using Credit Karma for many years to monitor my credit score. I love that Credit Karma notifies me immediately of any change to my credit report. I also love that it's free and simple to use. It just works! I highly recommend Credit Karma.

4 years ago

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Ben Pipes ,

I use Credit Karma all the time and find it is helpful when I want to know what my score is but also to get alerts when there has been a change. This helps give me peace of mind to know I can track changes in my credit more readily.

4 years ago

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Kaitlyn Rios Ogden, UT

Credit Karma is the best credit monitoring site out there. It is industry leading helping me keep good tabs on changes to my score and alerting me of issues as they happen. They also provide a ton of good tools to address common issues with my credit.

4 years ago

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RodrigoRamirez Austin, TX

The absolute best at what they do. They have created a service that shows all of my accounts currently open, ways I can save and it's all provided free of charge. This service has helped me raise my credit score and I can't thank them enough.

4 years ago

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Erika Shumway Managua, MN

I love credit karma! It allows me to check my credit score at anytime of the day with no charge. It also gives me suggestions of how to improve my credit score and shows me new credit cards I can get approved for. It is very helpful and reliable.

4 years ago

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J. Whelan Long Beach, MS

The best credit monitoring and it's free! I get emails letting me know when my score has changed, Information on how to get better my score, offers from likely financial companies. It even let's me know when a due date is coming up. I can't believe it's free. I highly recommend Credit Karma.

4 years ago

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Tom M Holmdel, NJ

I signed up with Credit Karma and I am very happy I did. For years I was not sure if should. I was concerned that it could affect my credit score. I find it to be an easy way to monitor my credit score. They have a lot of helpful tips on the website.

5 years ago

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bailey jo Orem, UT

Love Credit Karma. They've helped us to be able to build and monitor our credit once we got married and got our first credit card and bought our first card. They were very helpful to suggest cards that were best for us and very easy to use.

5 years ago

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Matthew Carbaugh Herndon, VA

Best free credit monitoring app in my opinion. I use it along with a paid credit monitoring service but atcually receive updates sometimes faster through credit karma, and i really like the user friendly & intuitive displays.

5 years ago

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Dee Farquharson Washington, DC

i love tracking my credit with credit karma. They make it easy and less scary. Also, I appreciate how they break down what's hurting and what's helping your credit. It assists in letting me know how best to pay off my credit cards and reach my goals.

5 years ago

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Fernando Delgado Tempe, AZ

Love using credit Karma it provides your credit rating and list of accounts open very easy to track and alerts you if their is any new activity. They also provide you other options to get a car loan or credit car where they think they can save you money. love their service.

5 years ago

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Sam Anders Orem, UT

Credit Karma has been extremely useful, especially when I first started working on the goal to get my credit back on track. Being able to see what factors that have negatively impacted my credit really helped me in making a plan. I also love that the service is free.

6 years ago

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Tony's Babygirl Staton MO

I really enjoy having the app for it tells me if my score changes and how and lists my debts and offers to help lower insurance and what credit cards I can get with my credit score

1 year ago

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Clemmie & Mandy Johnson San Jose, CA

Credi kharma has been a great way to track my credit score and credit history. It’s pretty easy to use and even offers suggestions on how to improve my credit history!!

1 year ago

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Teresa Bills

I really enjoy this company, it keep me informed and I can always check my credit or look into charges on my credit. Easy to navigate and free. You can't get better then that.

1 year ago

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C B La Puente, CA

Credit Karma shows you everything you’ve used that involves your credit and the site is easy to use. I love using Credit Karma whenever I have to keep track of my credit.

1 year ago

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Amanda George IL

Helpful for tracking my credit report, although it's not always accurate. Customer service is hard to get a hold of an actual person, but they offer help to build your credit back up

1 year ago

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savannah cleary Havelock, NC

Checking credit has never been easier than it is with Credit Karma! Always getting updates so that you can stay on top of your finances and credit score.

1 year ago

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Emma Morrill

Credit Karma is a good way to teach your credit score. It can be a bit tedious navigating the website and app. I also don’t like that they advertise credit cards within the program. Most people looking for help with their credit score don’t need more credit cards to deal with.

1 year ago

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Heather H Sanford, FL

Credit Karma is a good tool to track your progress and credit scores. Credit Karma isn't very accurate though, as it's not updated as frequently as it claims to be and their calculations are sometimes off. The pop-ups from the ads are also an annoyance.

1 year ago

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AngeliaHuffman Flora, IN

Credit karma is awesome. It shows you your credit score daily and also shows you credit cards and loans you can apply for based off your credit score.

2 years ago

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scotty Saint Paul, MN

Credit karma is awesome they're on the ball they're accurate they give you a ton of features you normally wouldn't have at your fingertips cuz you can download the app on your cell phone and be on top of everything

2 years ago

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LeAnn Baytown, TX

I have been using Credit Karma for years. It allows me to really keep a close eye at my credit score. I like that it sends me notifications when my credit rating changes.

3 years ago

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Jesse Hennigan Baytown, TX

Credit Karma is a very convenient way to keep track of my credit score and to monitor my credit for fraud. The best part is it doesn't cost me any money to do so.

3 years ago

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MindyV Lubbock, TX

Credit Karma is a great website!!!! They allow you to look at your credit scores without it affecting your scores. And they offer ways to help improve your credit.

3 years ago

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Anita pea Dallas, TX

Credit karma is the best credit monitoring system out there. With them I was able to relieve my credit score by tons and the on call service was amazing.

4 years ago

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Gizem I San Mateo, CA

I have been a Credit Karma user for many years. So, when they announced their new Savings Account offering I jumped on it. Only to get an error at completion "We weren’t able to create your account. Sorry for any inconvenience. Please check that your account and application information is correct. Thank you for your interest in Credit Karma Savings!". I contacted the customer service department to get a better understanding of the error and what I might have missed in my application. Response I received "We do not have any specific details on the exact reason why; all we can tell you is that you will be unable to open a Savings account." If you do not have the infrastructure ready, do not release an offering.. This customer service interaction was insufficient and unhelpful. I am sure with a better question re-routing in place, I and the customer service rep could have wasted a lot less time.

5 years ago

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Subzero35 York, PA

Its free, keeps customers score as close to the actual number as possible, helps keep track of your school so you can see where your excelling and where it needs work. The only downfall is that it should update more often.

5 years ago

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Tanner Cook Gilbert, AZ

Credit karma makes it pretty easy to monitor your credit and they even have credit cards they recommend based on your credit. It makes montioring your credit pretty easy!

5 years ago

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Emerald Scott West Jordan, UT

It's a great tool to watch your credit score and get helpful tips for your credit. One thing that's not so great is that the score they give you can be up to 100 points off, which is a bit frustrating.

6 years ago

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Julie Firkins Orem, UT

credit karma was spot on for my credit report, great phone app, they found things on my credit that shouldn't have been their that i was able to correct, i would recommend them for sure

7 years ago

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Heather Saint Charles, IL

Credit score averages a little lower than the big 3 (which motivates me to improve it)and I have used a few of their offers and the credit building recommendations.

10 years ago

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Jenni Zollinger Aiken, SC

Credit Karma is fantastic! It lets me know if there is any activity on my credit. I love being able to check in at will and see my score. Also helpful hints to increase my score.

2 years ago

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Daniel Cebrero Henderson, NV

It’s a good starting point to know your basic credit score. It can be off by a few but at least you can see in depth anything that might be on your credit score. I like how it keeps track of your spending and suggest ways to improve your credit score

2 years ago

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Sydney Charleston South Jordan, UT

I have been using CreditKarma.com for over 2 years. This site is a great resource to learn how to improve your credit score. The site is free to use and is super easy as well!

3 years ago