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4.9

Overall Score

Author: Kaitlyn Short

LAST UPDATED: October 27th, 2024

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Star Rating

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4.1

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74 Reviews

Review Breakdown

5 grade

53%

4 grade

23%

3 grade

14%

2 grade

4%

1 grade

7%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Kevin Ortiz

This credit card has quickly become the one I use the most. Since Walmart has been running a 5% cashback promotion, I have taken advantage of this by buying every day items in several department. Only issue I find is that they do not have other. benefits aside from the cash back. Other similar companies offer additional benefits, which entice the shopper to not only go to the place and buy but receive bigger discounts and become a returning customer. I do like that the payment method from the Walmart credit card can be added to the Walmart app making it easy to use the Walmart credit card as a payment method through the iOS app.

2 years ago

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Leonard J Balon

I am using Walmart Plus delivery service because I do not own a vehicle . Its a very convenient way to order food to be delivered the very same day and if you use the service you do not have to pay delivery charges so it is an efficient way to keep getting the necessities at the Walmart great prices they offer without needing to walk around their huge stores. I also like their pharmacy as they offer vaccines and medical necessities immediately if you should somehow gain access to a vehicle and in times of need Walmart always has great inventories of goods so they will most likely have what you need in an emergency, Its nice to have such facilities available should you need them.

1 year ago

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Surf Farmer Washington, DC

My Walmart credit card is the best surprise. For years I was led to believe they were not a good company. But now that I shop at their store using my Walmart credit card, I can vouch for a very easy experience . Not only do they have practically anything I want from grass fed beef to almond flour tortillas. But they have great prices and incentive to gain points for cash back. Walmart is doing something right!

2 years ago Edited July 28, 2023

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Joseph Tempe, AZ

This is a convenient credit card, as I shop at Walmart weekly. The credit card has a good limit and decent rate. I had an issue once, called customer service and they handled it, good customer service

2 years ago

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David Adrian Morales Weslaco, TX

I have the Walmart Credit Card from Capital One. Good introductory offer. Good cash back rewards. Compatible with Walmart Pay. Decent credit line.I use it on a weekly basis. Credit line is difficult to increase though.

2 years ago

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Michelle Thomas Anaheim, CA

Walmart has made it an easy process to shop with convenience of easy quick pay with the Walmart credit card. I just recently applied, and I was accepted. I realize that the more Walmart Services I use I reap better benefits. I have nothing bad to say since I am new.

2 years ago

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Jowara Morgande

The Walmart card has helped us to build credit and also helped at the end of the month when we were short on cash. We love the customer service, they are always so helpful. The billing cycle is catered to our needs making things much easier.

2 years ago Edited October 5, 2023

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Alexciz

When you have good credit and do what you are supposed to do, this card is amazing! You get all kinds of extras when you use it as well like discounts on other products for using Walmart Credit Card or being able to check out with a barcode which is SUPER RAD!!!

2 years ago Edited July 28, 2023

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Sherran Nutson Atlanta, GA

I am/have been a Walmart customer, credit card holder and shopper for too many years to count. Walmart is a one-stop-shop where I can find just about any and everything I need. I hate most Walmart's are no longer 24/7, but they still have decent hours.

2 years ago

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Bunny Garlington Weatherford, TX

I like everything about Walmart and their credit cards. They carry the best items and are less expensive than many other stores. I like having a Credit Card as it simplifies my life. I make it a habit of paying my credit card bills every month to save on interest.

2 years ago

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Juliann Mecham Managua, MN

Walmart credit works fantastic. My friend wanted to donate to my humanitarian trip, and through Walmart credit they were able to transfer money from Texas to Utah with no hassle at all. I have only had good experiences with Walmart credit.

5 years ago

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Annie Hickey

I love my Walmart credit card! I use it for groceries or going out to dinner. I pay it off every month and that's my basically free cash flow for the month.

1 year ago

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Clar lau

Walmart cards are acceptable everywhere else Mastercard is accepted and are easy to be redeemed on Walmart. I also redeemed my Walmart reward cards for flight and it worked for me.

1 year ago

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Janery Astacio-Marrero

The Walmart credit card offers convenient and cost-effective shopping with its competitive rewards program, allowing users to earn cash back and enjoy various benefits while making purchases at Walmart and affiliated stores.

1 year ago

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Arooj Naeem

I recently decided to apply for and use the Walmart Credit Card, and it has proven to be a convenient addition to my financial tools. The application process was straightforward, and I appreciated the quick approval.

1 year ago Edited December 11, 2023

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Valerie Collom Kansas City, MO

I have been a Walmart card holder for 10+ years. I love being able to use my Walmart card to pay for the groceries and household items my family needs all while earning credit to pay myself back! Excellent rewards program!

2 years ago

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Luke Swierczynski Waterford, MI

Great card if you shop at Walmart, 5% back cant be matched in store. Ended up grabbing this when I started using there online service a lot more. On par with amazon and might just convert me.

3 years ago

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TheOne AndOnly Gibsonia, PA

Walmart saved my lifestyle with it CC. Details were pretty clear and contacting customer service was just as easy. I had a great time with my card. Walmart is a one stop shop for me.

3 years ago Edited April 7, 2022

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Billi Lynn Holt Rochester, NY

Walmart credit card service was really good to use. I qualified for the basic credit card but they have credit cards with Visa as well. I liked that I qualified for Walmart credit and it really helped me out in hard times

3 years ago Edited April 4, 2022

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Randi Nelson San José, SJ

I love Walmart’s credit system because it can be used a crossed any walmart. It is easy to transfer money, and they have great customer service. I have never had a problem with them. I would recommend.

5 years ago

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Funbi Atokose

The Walmart credit card offers some great benefits for me as a frequent Walmart shopper. I love the Cashback they give it's quite nice and no annual fee.

1 year ago Edited April 2, 2024

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Allen Carlson Lehi, UT

Walmart has really stepped up their game since COVID-19 hit. They have great products and the stores in my area are clean. The workers are helpful and know where things are.

2 years ago

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cindy g Victorville, CA

I’ve had a Walmart credit card and I’ve had no problems whatsoever with them. They have been great. Their staff is courteous and very professional.

2 years ago Edited May 24, 2023

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Sheila Burns Dickson, TN

A Walmart credit card is so helpful to have. It makes purchasing easy and convenient. You can shop multiple times in a month and pay only once. Very helpful!

2 years ago

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Myken Salt Lake City, UT

I have a Walmart Credit Card and use is regularly for my purchases at Walmart. I have benefitted from the rewards the card initially offered and the terms of the card.

5 years ago

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David franklin Miami, FL

With my Walmart credit cards I earn cash back everything I buy everywhere and everyday and their credit card is very easy to use

1 year ago

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Otim Jordan Entebbe, 113

Walmart cards easily top up the Walmart account and provide the easiest way of shopping for the Walmart platform with discounts.

1 year ago

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John Baylor Jr Richmond, VA

Great card to have! Comes with great benefit, like building cash back towards future purchases or paying down your balance!

2 years ago

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Carol Ross Warsaw, IN

A woman Cathy W was very helpful at check out in teaching how to use the lane for checking out and helping me get my groceries in a cart.

3 years ago

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Hannah Barth Tallahassee, FL

I do all of my shopping at Walmart with my credit card. They always have the best prices and the cash back feature is great.

4 years ago Edited November 12, 2021

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Robert Horn II Pahrump, NV

I love using my Walmart credit card since they give me a 5% discount on everything purchased from Walmart.

2 years ago

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Sonya Parker Mesa, AZ

Excellent customer service, convivence, competitive pricing, and a wide variety of products.

2 years ago

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kristina Pearland, TX

Easy to use and pay in app. Products are always there when I need them and at a great price.

2 years ago

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Kathie Bowman Lakeside, CA

I have a walmart card which makes it easy to buy groceries and build credit at the same time

7 years ago

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Barb Christensen Cathedral City, CA

I like the money I get back on groceries, gas

8 years ago

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Don Thigpen Kansas City, MO

Pretty decent service with added perks. Easy to qualify for.

2 years ago

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Candice Allen Houston, TX

makes shopping easy wonderful customer service and hassle free

3 years ago Edited October 5, 2022

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SandraHoutz Philadelphia, PA

Super interest rates, awesome customer service!

2 years ago

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Fierson Divine Ocala, FL

Lovely service, great deals and benefits.

3 years ago