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LAST UPDATED: March 18th, 2020

Allstate provides vehicle service contracts that last up to eight years through Allstate Dealer Services. Allstate Dealer Services works primarily with car dealers interested in providing customers with extended car warranties.

Allstate’s contracts include trip interruption, rental car assistance, and towing.

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The Good

  • Six Types of Vehicle Service Contracts
  • Vehicle Service Contract Features

Six Types of Vehicle Service Contracts

Allstate offers six vehicle service contracts (VSC) or extended car warranties:

  • VSC New
  • VSC New Wrap
  • VSC Pre-owned
  • Classic (High mileage VSC)
  • Certified Pre-owned Wrap VSC
  • Premier Car Plus VSC

The VSC New plan provides coverage for 60,000 to 150,000 miles or 36 to 120 months. It offers Premier Care, Preferred Care, and Basic Care coverage. To be eligible for this plan, cars can have up to 50,000 miles and can be no older than four years.

The VSC New Wrap plan is like the VSC New plan except that it only offers Premier Care Wrap coverage and cars cannot have an excess of 24,000 miles to be eligible.

The VSC Pre-owned plan offers Premier Care, Preferred Care, and Basic Care with term ranges of 10,000 miles to 100,000 additional miles or 12 to 72 months. Eligible cars have up to 150,000 miles and are no older than 12 years.

Allstate’s Classic plan provides Gold Care, Silver Care, and Basic Care for 12,000 to 60,000 more miles or 12 to 60 months. The eligibility requirements for cars are like the ones for the VSC Pre-owned plan except that the car must have between 12,000 and 150,000 miles on it.

The Certified Pre-owned Wrap VSC offers Premier Care Wrap coverage with terms and eligibility that varies by car. For more information on this plan, interested consumers should contact Allstate directly.

The Premier Care Plus plan provides Premier Care and replaces some worn car parts for 24,000 to 60,000 additional miles or 24 to 48 months. Cars can have up to 10,000 miles to be eligible for this plan.

Vehicle Service Contract Features

Each of Allstate’s plans include these additional services:

  • Trip interruption assistance
  • Towing
  • Rental car reimbursement

These additional features are nice benefits to have in case your car needs to have covered repairs.


The Bad

  • Only Available Through Car Dealers
  • Missing Information

Only Available Through Car Dealers

Allstate’s car warranties or vehicle service contracts are only available through Allstate Dealer Services. Customers may only be able to access these contracts through a dealership.

Missing Information

Allstate does not specify which parts of the car are covered by each plan. Allstate does provide a generic list of covered parts on its website, but does not indicate what exclusions there may be.

Allstate also does not define the difference between Premier Care, Premier Care Wrap, Preferred Care, Basic Care, Gold Care, Silver Care, and Bronze Care. This information would be helpful to consumers. Interested consumers should contact Allstate Dealer Services directly for more information.


The Bottom Line

The vehicle service contracts offered through Allstate Dealer Services cover several different kinds of car situations and conditions. This is great versatility to have. The additional benefits of trip interruption, towing, and rental car reimbursement are also a plus.

However, information concerning specifics about what each plan covers is limited to a general list. Interested customers should contact Allstate directly for more information.

Allstate’s vehicle service contracts may also only be available through car dealerships. Customers interested in purchasing an extended warranty independently should consider other providers.

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They have responded promptly; they were well informed and they took care of my needs

4 years ago