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American Dream Auto Protect

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7.7

Overall Score

Author: Kaitlyn Short

LAST UPDATED: September 27th, 2026

The professional staff at American Dream Auto Protect has helped car owners for decades extend their car warranties by offering comprehensive protection plans. These car warranty solutions are designed to provide clients with the peace of mind they are looking for. 

With repair and replacement part prices rising annually, providers like American Dream Auto Protect are helping people find ways to cover unexpected vehicle-related expenses without breaking the bank. 

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The Good

  • Wide Variety of Plans
  • Roadside Assistance
  • Certified In-Network Mechanics
  • Provider Benefits

Wide Variety of Plans

Through American Dream Auto Protect, clients can construct a customized protection plan that covers as much or as little of the vehicle as desired. Customers also have the option of selecting one of the following plans: 

Platinum  Gold  Silver 
  • Engine
  • Transmission
  • Cooling
  • Electrical
  • Drive axle
  • Brakes
  • Fuel delivery
  • Steering
  • Navigation/GPS
  • Air conditioning
  • Seals and gaskets
  • Suspension
  • Engine
  • Transmission
  • Cooling
  • Electrical
  • Drive axle
  • Brakes
  • Fuel delivery
  • Steering
  • Engine
  • Transmission
  • Cooling
  • Electrical
  • Drive axle
  • Brakes
  • Fuel delivery

Not all extended car warranty providers can compete in terms of comprehensive coverage that American Dream Auto Protect covers. Depending on the vehicle needs, clients will have the option to choose what works best for their particular situation. 

Roadside Assistance

When most people think about extended car warranties and what is covered, protection from inflated car repairs and replacement work typically comes to mind. And for the most part, that is what extended car warranty providers will offer clients.

American Dream Auto Protect goes above and beyond to provide that peace of mind for its clients. Roadside assistance is available to American Dream Auto Protect consumers, regardless of the plan a car owner enrolls their vehicle in. 

Certified In-Network Mechanics

Through American Dream Auto Protect, any certified and trained mechanic that has been recognized by the American Society for Engineering Education can do repairs on the vehicle. A common complaint of users with other extended car warranty providers is that it is difficult to find a mechanic in-network to do the repairs. That is not the case with American Dream Auto Protect as any ASEE-certified mechanic qualifies and is in-network.

Provider Benefits

The features and services available through American Dream Auto Protect set the company apart from the competition. Customers who enroll in an extended warranty program through American Dream Auto Protect can take advantage of the following benefits:

  • Transferable — A vast majority of American Dream Auto Protect contracts can be transferred should a customer decide to sell the vehicle to another person. 
  • Consumer-friendly service contracts — Regardless of the plan, American Dream Auto Protect clients will have access to a cancellation option, affordable monthly payment plan, free towing, rental cars, and a money-back guarantee.
  • Pre-owned and used vehicles — Some extended warranty providers raise rates or disqualify customers with pre-owned or used vehicles. That is not the case with American Dream Auto Protect.
  • Multi-car discounts — While multiple cars cannot be put on the same service contract, American Dream Auto Protect will discount monthly costs for clients who enroll multiple vehicles.
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The Bad

  • Undisclosed Pricing
  • Make and Model Restrictions

Undisclosed Pricing

Even though clients can customize their extended warranty plan, there are cut and dry coverage solutions available through American Dream Auto Protect. These plans, more often than not, meet the needs of consumers looking for comprehensive coverage in an extended warranty.

Despite disclosing plan and coverage specifics, American Dream Auto Protect has not publicly released its monthly costs for these coverages. Other providers can give more specific pricing information, but those interested in what American Dream Auto Protect offers will have to obtain a quote. 

Make and Model Restrictions

Not all cars qualify for warranties available through American Dream Auto Protect. While other extended car warranty companies may cover any vehicle (at an increased cost), American Dream Auto Protect has some restrictions in terms of makes and models of vehicles accepted under its plans.

Additionally, American Dream Auto Protect has a year cut-off date in terms of qualifying vehicles. Cars older than 2007 will not be eligible for any of the extended car warranty plans offered by American Dream Auto Protect. 

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The Bottom Line

American Dream Auto Protect provides a number of comprehensive extended car warranty solutions to car owners looking to extend protection measures. Clients who decide to utilize American Dream Auto Protect can take advantage of a number of protection plans that best suit their needs.

All American Dream Auto Protect clients can take advantage of roadside assistance services as well as enjoy access to certified in-network mechanics. Getting an extended warranty through American Dream Auto Protect also means that clients will have access to a number of provider benefits including transferable policies, user-friendly service contracts, and qualification for used and pre-owned vehicles.

Despite offering a number of consumer-friendly benefits, there are limitations to what the American Dream Auto Protect extended warranties offers. Even though there are standard plans available, there are no publicly disclosed costs so prospective customers will have to obtain a quote in order to get an idea of what these extended warranties will cost. There are also restrictions in terms of what cars qualify for American Dream Auto Protect extended warranties. 

View Best Car Warranty Companies

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American Dream Auto Protect Frequently Asked Questions

What is extended auto warranty?

Extended auto warranty protects you from the unexpected. When your vehicle warranty ends, it covers for costs that can arise.

Does my car qualify?

The company typically assists customers who own vehicles from the year 2000 or later. American Dream Auto Protect will locate the best plan for your needs while taking into account a variety of criteria such as your budget..

Do I really need extended warranty?

Having a vehicle can be aggravating over time, especially as the vehicle ages. An extended warranty will ensure that any unexpected costs are covered by your insurance policy. It has the potential to save you hundreds of dollars in the long run.

What is covered under my plan?

Our plans help with parts, labor and roadside assistance that you may need on your vehicle.

What does extended warranty really do?

You can save money by purchasing an extended warranty. This means you may drive your out-of-warranty vehicle with confidence. This peace of mind will ensure that thousands of dollars are saved.

What part types are covered under my plan?

Various sections that you need to fix are covered depending on the plan you choose. Again, it varies on the plan type, but the most crucial aspects are covered.

How do I file a claim?

The coverage usage is easy. When you are on a plan and a breakdown does occur, the company can deal directly with a certified shop. American Dream Auto Protect can work out the situation with them and can pay directly.

When can I use my policy protection plan?

If there is a breakdown, your policy will kick in. This is why purchasing an extended warranty can save you thousands of dollars in the event of a vehicle breakdown.

Can I keep renewing?

Yes, your plan will be renewable and will be notified with the terms of renewal.

What people are saying on Google

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Joshua Simons

Ty Rinee Mitchell is a rock star. As great and smart questions and deep the required deep dive on my account. She is to be complimented and congratulated. A great representative of American Dream!

1 day ago

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Belita Lee

I just got the warranty a week ago, so I cannot give an honest opinion on how I feel about the coverage. I called in concerning a login issue and Ashley was able to help resolve the issue quickly.

5 days ago

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Margo Clendenning

Ms. Ashley was so professional and kind in allowing me to call my bank and transfer my funds to make my payment to my new account. I explained that I was a victim of identity fraud, my purse was stolen with my wallet and all my identity. Ms. Ashley was very empathetic to me situation. Thank you so Ms. Ashley for all your help and understanding. Sincerely, Ms. Margo Clendenning 🌸

5 days ago

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Laura Botsford

Today I spoke with Ashley T with American dream auto insurance. She was so professional and very informative with all the questions I asked. She explained everything in detail. Thank so much for all the help today. I know I made the right choice with this company.

6 days ago

Star Rating

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2.9

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295 Reviews

Review Breakdown

5 grade

69%

4 grade

4%

3 grade

2%

2 grade

1%

1 grade

23%

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Verified Customer

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Marce B

Claim submitted Tuesday & Wednesday, 10/17-18, was told under review.m. We’d I called and spoke with CS, was told claim not covered because was for repair of “Hose” and pipe not considered part of. Covered items”. Informed CS that part needing repair was Radiator itself, NOT hose to radiator. CS said repair claim submitted said was for ‘Hoses’. Informed CS would speak with repair center. Repair CT said did not even mention word “Hose” in claim submitted, will resubmit and call & speak with CS & make sure understands. This was Wednesday, on Thursday he called and was told ‘ claim under review’. No word by Friday, called again, CS again said ‘Claim under review’. So has taken 3 days after clarified repairs needed and still no word. On Tues, I stressed to CS I need vehicle repaired ASAP because having surgery coming week and need vehicle to drive to hospital 80 miles away. Guess he could not care less how important it’s for me to get this done. Won’t be recommending services to anyone after receiving service like this!!! Marcia Boyne

2 years ago

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Reply from American Dream Auto Protect

Thank you, Marce! We value our customers and would like if you can contact us to resolve this matter, please send an email to Info@americandreamautoprotect.com

Oct. 23rd, 2023

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Verified Customer

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Douglas Almiron Los Angeles, CA

I recently had my air conditioner go out and took it right away to the dealership in which they communicated with American Dream Auto Protect. After waiting a few days for the approval the dealership was able to complete the job. I would have rated American Dream much higher for this issue, but unfortunately my first interaction or need did not go as smooth. I took my car in for what needed up being a transmission issue. After the adjuster came in they denied my claim stating this was already a preexisting issue. Dealership and multiple mechanics confirmed that there was no way to know that it was preexisting. I paid thousands of dollars for the warranty and then to top it off had to pay an additional $5,000 for the new transmission.

2 years ago

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Reply from American Dream Auto Protect

Thank you, Douglas! We value our customers and would like if you can contact us to resolve this matter, please send an email to Info@americandreamautoprotect.com

Oct. 17th, 2023

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James Fancher

Car broke down on 9/27/23 and as of October 23,2023 still waiting for repair approval on a turbo charger repair that is approximately $10k. Platinum coverage lists Turbocharger as covered part

2 years ago

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norman hubbard Riverside, CA

Hard to work with and like to pay min Everything is pre existing will pay some of it .

2 years ago

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Reply from American Dream Auto Protect

Thank you, norman! We value our customers and would like if you can contact us to resolve this matter, please send an email to Info@americandreamautoprotect.com

Oct. 17th, 2023