Regions Bank has simple straightforward banking solutions to assist you with all of your financial needs. Their website easily lets you navigate to manage credit, loans, retirement, and savings all in one simple place. They even give you tips for the best financial solutions depending on your stage of life. Regions is focused on informed, straightforward, and honest banking.

Rank Chart
Loan Amount
Term Length
Our Score
36-75 months
$5k-No Max
12-84 months
36-72 months
30-72 months

The Good

  • Transparent website
  • Discounts
  • Regions Auto Center

Great Services

Regions has a very intuitive online auto loan application that allows you to see exactly what their auto loan program entails. Their auto loan home page is so simple to understand and easy to use. Firstly, they openly display their APR rates, available loan amounts, and additional important information like mileage limits. Then, when you apply for your loan they give you the lowest APR rate they have available based on your credit score. Also, if you’re a participant of Regions Checking accounts they do offer rate discounts when you sign up for automatic payment.

Regions Auto Center

The most unique feature is Regions Auto Center. Regions supplies no hassle online car buying so you can avoid the haggling at a dealership and find a certified car with their TrueCar price reporting system. This intuitive program allows you to find your car and your loan all online from the convenience of your home.

The Bad

  • Higher interest rates
  • Mileage restrictions
  • Year restrictions


Regions does advertise higher interest rates than other companies. Depending on your credit score, you might receive a better rate from them; however, their lowest advertised rate is higher than other companies. Regions is also one of the few companies that not only has mileage restrictions, but it also has an age limit on the car. So even if you have a low mileage car that is in great condition, if it’s more than seven years old it won’t qualify for the loan.

The Bottom Line

We would recommend Regions as an auto loan option; they have a commitment to safe and responsible lending and have a policy to make sure their customers receive fair and informed service. Their years of experience combined with their straightforwardness make them a reliable source for information.

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