Chase Bank Logo
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5.8

Overall Score

Author: Kaitlyn Short

LAST UPDATED: November 7th, 2025

Chase bank has withstood the test of time. Since its founding in 1799, Chase has spread across the country to most of the 50 states and also has assets around the world. The New York-based bank offers several services from savings plans to business checking accounts. A U.S. consumer and commercial banking business of JPMorgan Chase & Co., Chase has assets of $2.6 trillion and operations worldwide. Customers can choose to go to any one of the 5,500 branches or visit Chase online or by phone to conduct their business. 

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The Good

  • Global Locations
  • Online Banking
  • Chase App

Locations Globally

Chase Bank provide information through their website and do have a chase bank mobile app for the phone. Found JPMorgan Chase community on Facebook as well as one Chase bank in Arizona, but due to the size of the bank I was expecting to find them on instagram, twitter, and facebook as a complete entity. There are not many ways to review customer complaints and resolutions on social media. They are a global bank so if you do a lot of traveling they are found in more than 60 countries. Services provided are:

  • banking for savings, checking, and CD accounts
  • investments and retirement plan
  • mortgage for homes
  • loans for automobiles, students, and home equity
  • consumer and commercial finance services

The New York-based bank also offers insurance protection and college savings plans.

Online Banking

Chase also offers online banking as well as mobile banking. Chase mobile banking is available for both Android and Apple users. Chase promises the following:

  • Secure access: Spend less time banking and more time living, with some of today's most advanced encryption technology.
  • User-Friendly: It takes just a few simple swipes to master the Chase Mobile App.
  • Flexible: Deposit checks securely from your mobile phone or tablet virtually anywhere.

Chase App

By choosing to use the Chase app, customers can take advantage of the several features including:

  • Pay bills
  • Deposit checks
  • Pay your Chase credit card
  • Transfer money
  • Pay others easily
  • Wire money
  • See account balances
  • See reward information

They have a feedback button on their page where consumers may list any complaints they have with the layout of the site. If there are any problems with accounts consumers must contact customer service. Can contact customer service 24 hours 7 days a week.

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The Bad

  • Various Fees
  • Maintenance Fee

Various Fees

Fees for checking accounts are as follows:

  • Account set up fee of $25 for 3 basic checking accounts and $100 for their premier platinum checking account.
  • monthly maintenance fee of $12, $25 or $35 (depending on what state you are in), or $6 (college students)
  • Overdraft fee of $34 dollars
  • Other common fees

Maintenance Fee

Two saving accounts offer different interest rates. For Chase savings there would be a $5 monthly maintenance fee unless you meet certain requirements of minimum deposit, minimum transaction, or age. The interest rate is only .01% for this account. For Chase plus Savings there would be a $20 monthly service fee unless again you have a minimum balance of 15,000 in account or have other premier services with the company. Interest rate for savings account changes with balance in savings account They also do not offer insurance as a service.

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The Bottom Line

Chase bank has proven that it can stand the test of time and adjust its services to meet the needs of today's customers. Since 1799, Chase has grown to provide a variety of services including online banking, mobile banking, auto loans and home loans. Chase's growth has led to increase in assets of $2.6 trillion and operations around the world. Customers who face difficulties when using Chase services may not find their issues resolved. Our recommendation: No bank stays in business for more than 200 years without services that are effective. Chase has withstood the test of time. If you're looking for a comprehensive service from loans to online banking, Chase may be your best choice. JPMorgan Chase is a global bank that offer services around the world. This bank would also be beneficial for commercial businesses that need services national and global. Provide high saving interest rates for those with high income and great services for those on chase premier platinum checking.
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Star Rating

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4.2

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226 Reviews

Review Breakdown

5 grade

56%

4 grade

23%

3 grade

9%

2 grade

4%

1 grade

8%

Sentiment Criteria

Value

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Quality

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Service

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Trustworthiness

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Jim Bullhead City, AZ

Use to have a checking account with them and they had great service. Then one day I tried cashing a check they told me I had to wait 2 days to clear. I went back and the teller and her boss joked the check and cashed it. Week later they told me I had to repay it that it was fake. Told them no because I did everything told and it was there fault. Finally had to take it to the Fed trade Commission because they were trying to put me in jail.

3 years ago

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Karen Torino Tallahassee, FL

I have used chase for about 7 years now. They have great staff who work with you and whatever you may need, but some of the services, as of right now, are not the best. I had to open another bank account so that I could have a savings account and not get charged if I needed to make transfers. Also, with a regular checkings, there is a $12 monthly fee if you don't make a deposit. It may not seem like one, but I am a college student and they changed my account to a checkings without telling me and I was charged.

5 years ago

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Jonny Hancock Draper, UT

I started a business a few years ago and Chase Bank helped me establish all of my business banking accounts. Chase Bank employees are friendly, easy to work with, and are extremely helpful. My only complaint with using Chase Bank for my business is the fees associated with all business accounts. If you are willing to pay more then other banks for good service I would recommend banking with Chase.

8 years ago

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Chaveli Tallahassee, FL

Had Chase from the beginning as a high school account, then as a college account and had to end it because they took money out of my account because my mom was on over draft and our accounts were linked. Without even a warning.

5 years ago

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mcinlv

They are mostly o.k.; have done couple of stupid, negative things in the past. No bank ever gets a '4' or '5' from me due to the fact that when they are good, they follow that up with something totally stupid so they do well with a '3'.

7 years ago

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rcb15D Tallahassee, FL

There are not Chase Banks in northern Florida. This is an issue for many students who wish to have services here. That is very discouraging. Other than that, I love chase, they look for friendly approachable workers.

5 years ago

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Eric Wilkinson Herriman, UT

Customer service is decent, offering competitive rates. They are a great company for all your banking needs. Watch out for fees for to many withdrawals in a certain time period.

6 years ago

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Vincent Duncan

Never really had any issues. Don't often need to go into the bank. Could use an additional ATM on the other end of town.

7 years ago

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PHILIP A TUCKER

Ridiculous overdraft charges. They also process debits before deposits, even if they arrive simultaneously- which results in fees.

7 years ago

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christopher

The bank side of Chase is good but their credit card side of the bank is intentionaly misleading and has poor customer service.

7 years ago

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Marie Ries

Service is disappearing, no longer any drive throughs, no longer any notaries, not always an accessible ATM.

7 years ago

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Leslie Cowart

Because they took the Drive Thru out. I am over 70 and dont like getting out of car to do transactions

7 years ago

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Denise H. Mona, UT

I like their credit card service; I have never had any problems with them and their customer service is great.

8 years ago

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Kip Fowler Pleasant Grove, UT

I have used Chase Bank for business accounts and they have been a reliable company to work with.

7 years ago

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Douglas Owen

love their technology incl up-to-date and beyond ATMs. customer service at local in-store branch.

7 years ago

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Spencer Hodgson Salt Lake City, UT

They offer great service and I feel like my money is well guarded with them. I just don't like having fees every month.

7 years ago

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Alexander Ferenczy

Local branch is knowledgeable, helpful friendly and efficient.

7 years ago

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KEVIN POSEY

Unless you are really wealthy, you are just a Number

7 years ago

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Michael Schulz

No available Internet, no info from the tellers

7 years ago

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Bill Haney

Bad Car loans,Bad Car LoansBad Car Loans For Me.

7 years ago

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Shelly Zollinger Kaysville, UT

Only concerned about making money. Bad customer service.

8 years ago