What originally started in 1990 as founder Simon Monk’s travel blog domain, worldnomads.com, later became a travel in 2002. Since then, Australia-based has grown to cover travelers from over 130 countries with different travel options that are flexible enough to be purchased after a has already started and to be extended multiple times while on the road. offers travel , insurance, lost or stolen luggage protection, , , , , etc.
U.S. plans are underwritten by Nationwide Mutual Insurance Company, which has an AM Best Financial Strength Rating of A+ (Superior). Benefits are administered by Mate, which includes access to your records online through Global XPI, a records information system that brings your vital information with you, even when you travel.
Keep reading our World Nomads review for pros and cons of this company’s insurance and policies.
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- Adventure Travel and Extreme Sports
- Coverage Available Mid Trip
- 24/7 Customer Support
- Additional Media
Adventure and Extreme Sports
plans cover activities and extreme sports, without any add-on . The Explorer plan covers 200+ activities while the standard plans covers about 140 activities. It is hard to find a company willing to travel insurance for for , such as , rock climbing, and
Coverage Available Mid Trip
With , customers can a outside of their for a that has already started. This is hard to come by. Most require you to your a certain amount of time before your starts.
On top of that, customers can extend their online if travel plans are uncertain. Plans can be extended from 1 to 180 days, which is just about six months. This is a great way to peace of mind if customer's plans are open-ended (like backpackers).
This is a main emphasis for the company, originating from founder Simon Monk’s experience in the late 1980s, where he was in the middle of a and needed to travel insurance , but couldn’t.
24/7 Customer Support
Customers can reach out to customer support before or during their 24/7. Share with them if you need , , or if you just need general advice. World Nomad's customer support is provided by One Call Services Network. Customers can call toll free or collect for 24 hours a day. They can also email for help.
is available in many languages and professionals can help with the following:
- Arranging and paying for appropriate transportation to a hospital or treatment site
- Emergency cash transfer
- Language interpretation services
- Legal service
- Locating local medical providers
- Medical advice and referrals in emergencies
- Travel document and ticket replacement
- Trip interruption questions
World Nomads partners with global non-profits working on sustainable projects and community development initiatives. During the checkout process, customers are able to donate money to The Footprints Network and 100 percent of donations go to the non-profits.
Since the program started in 2004, over one million customers have helped to fund more than 200 community projects with over $3 million in donations. Current donations are helping to fund projects in the following countries:
- Costa Rica
- Papua New Guinea
With its roots as an actual travel blog, World Nomads still offers the following content to help its community:
- Destination and travel guides
- Diverse travel films
- Safety info and travel alerts sorted by destination
- The World Nomads Podcast
- Travel question forums
- Travel scholarships for budding photographers, writers, and filmmakers
- Travel writing
- Age Limits
- Pre-Existing Conditions
Certain products are available for customers up to 70. If you are an traveler looking for , but over 70, you may need to look into another .
One place where World Nomads’ policies have room to improve would be by adding a waiver for pre-existing conditions. Currently, the company doesn’t cover conditions occurring within 90 days prior to a start date. This isn’t the most stringent look back period, as other insurance companies can go up to 180 days, but most of them a waiver as an upgrade.
The Bottom Line
World Nomads offers travel insurance for travel lovers like backpackers, with an emphasis on flexibility. No matter which you choose, , evacuation, delay, travel interruption, baggage theft, loss, or damage, plus 24/7 global are covered. Customers can even extend their while on the road, up to about six months at a time.
While World Nomads is a backpacker’s dream, products aren’t going to cover pre-existing conditions or travelers over 70 years of . For the most part, most other travelers will be covered with an impressively comprehensive plan. The company offers for people in over 130 countries and whether you choose the Standard or Explorer plan, extreme sports are included in your . The Explorer plan adds additional hazardous sports and activities to its .