One Reverse Mortgage Logo

One Reverse Mortgage

Is This Your Business?
star star star star star
LAST UPDATED: July 5th, 2021

One Reverse Mortgage (A Quicken Loans Company) is among the leaders in the reverse mortgage industry, becoming one of the largest reverse mortgage companies in the nation. What makes One Reverse Mortgage so popular is because it is one of the lenders that offers a wide variety of reverse mortgage options. Its specialty proprietary reverse mortgage loan called Home Equity Loan Optimizer (HELO) is a great option for those that may not qualify for a normal reverse mortgage.

Check out our full review of the company or skip down to the One Reverse Mortgage reviews section to see what customers have said about their experience.

Top Ranked Companies


The Good

  • Flexible Borrower Requirements
  • Wide Selection of Reverse Mortgage Products
  • Reverse Mortgage Payout Estimate

Flexible Borrower Requirements

One Reverse Mortgage has a unique loan called the HELO. It is a proprietary reverse mortgage designed specifically to help those who have had a difficult time qualifying for a traditional reverse mortgage. Its unique features include the following:

  • Higher lending limits
  • No mortgage insurance premiums
  • No property restrictions
  • 100% immediate access and flexibility of your funds
  • Use your funds to consolidate debt

There is no other reverse mortgage product out there that offers all of these unique benefits in one lump sum. If you have certain government regulations, housing restrictions, and lending limits that is making it difficult for you to get a typical FHA reverse mortgage, then One Reverse Mortgage is a great option for you to consider.

Wide Selection of Reverse Mortgage Products

What is great about One Reverse Mortgage is that is offers traditional and specialty reverse mortgage loan options, making it easier for nearly any kind of borrower to find the right kind of loan. The current loan products that it offers includes:

  • Adjustable Rate HECM
  • Fixed Rate HECM
  • HECM for Purchase
  • HELO

One of these loan options will be able to meet your needs of providing financial flexibility, paying off debts, paying for living expenses, buying a house closer family, and more. One Reverse Mortgage representatives can help you and your family decide which loan option is the best for your situation. It is rare for a reverse mortgage lender to offer this many options, making it a great place to compare loan options if you do not already know what kind of loan you want.

Reverse Mortgage Payout Estimate

One Reverse Mortgage offers a number of tools and free resources to help you feel more informed and educated about the reverse mortgage process. One of those tools is a Reverse Mortgage calculator. With this special online calculator, you'll be able to easily receive a free estimate of what your potential payout and retirement income may be.

The calculator will ask you about your current home value, mortgage balance, location, and more. Within a matter of seconds you'll have a good idea of what One Reverse Mortgage may be able to do for you. It is common for a traditional mortgage lender to have this kind of tool but when it comes to reverse mortgage lenders very few offer this free tool.

If you are in the process of comparing lenders, One Reverse Mortgage makes it easy for you to get an idea of what your retirement income would be from your house before ever having to speak with on of its representatives.


The Bad

  • Cannot Sign-Up Online

Cannot Sign-Up Online

At One Reverse Mortgage you cannot begin the loan process online, you must talk to one of their representatives over the phone. For those that are hoping to have a more digital experience, One Reverse Mortgage does not currently offer that benefit.



The Bottom Line

One Reverse Mortgage should be considered when choosing your reverse mortgage lender. It has a variety of loan options that make it ideal for the majority of homeowners. If you have had difficult qualifying for a loan in the past, then the HELO reverse mortgage loan is a great option to look into.

If you don't mind having a less digital reverse mortgage experience then consider contacting one of One Reverse Mortgage's representatives today.

Check out the One Reverse Mortgage reviews section below to see what customers have said about their experience.

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating

star star star star star

1 Reviews

Review Breakdown

5 grade


4 grade


3 grade


2 grade


1 grade


Sentiment Criteria


star star star star star


star star star star star


star star star star star


star star star star star

Filter by:


Sort by:

star star star star star

seanth57 Columbus, GA

I was informed of every step of the loan process, my questions were answered very quickly. The fees were the lowest of similar and comparable loans.

2 years ago