One Reverse Mortgage
Is This Your Business?5.0
5.0
Author: Kaitlyn Short
One (A Quicken Loans Company) is among the leaders in the industry, becoming one of the largest companies in the nation. What makes One so popular is because it is one of the lenders that offers a wide variety of options. Its specialty called Optimizer (HELO) is a great option for those that may not qualify for a normal .
Check out our full review of the company or skip down to the section to see what customers have said about their experience.
Top Ranked Companies
The Good
- Flexible Requirements
- Wide Selection of Products
- Payout Estimate
Flexible Requirements
One has a unique called the HELO. It is a designed specifically to help those who have had a difficult time qualifying for a traditional . Its unique features include the following:
- Higher lending limits
- No premiums
- No property restrictions
- 100% immediate access and flexibility of your funds
- Use your funds to consolidate debt
There is no other product out there that offers all of these unique benefits in one . If you have certain government regulations, housing restrictions, and lending limits that is making it difficult for you to get a typical FHA , then One is a great option for you to consider.
Wide Selection of Products
What is great about One is that is offers traditional and specialty options, making it easier for nearly any kind of to find the right kind of . The current products that it offers includes:
- Fixed Rate
- for Purchase
- HELO
One of these options will be able to meet your needs of providing financial flexibility, paying off debts, paying for living expenses, buying a house closer family, and more. One representatives can help you and your family decide which is the best for your situation. It is rare for a to offer this many options, making it a great place to compare options if you do not already know what kind of you want.
Payout Estimate
One offers a number of tools and free resources to help you feel more informed and educated about the process. One of those tools is a . With this special online calculator, you'll be able to easily receive a free estimate of what your potential payout and may be.
The calculator will ask you about your current home value, , location, and more. Within a matter of seconds you'll have a good idea of what One may be able to do for you. It is common for a to have this kind of tool but when it comes to lenders very few offer this free tool.
If you are in the process of comparing lenders, One makes it easy for you to get an idea of what your would be from your house before ever having to speak with on of its representatives.
The Bad
- Cannot Sign-Up Online
Cannot Sign-Up Online
At One you cannot begin the process online, you must talk to one of their representatives over the phone. For those that are hoping to have a more digital experience, One does not currently offer that benefit.
The Bottom Line
One should be considered when choosing your . It has a variety of options that make it ideal for the majority of homeowners. If you have had difficult qualifying for a in the past, then the HELO is a great option to look into.
If you don't mind having a less digital experience then consider contacting one of One 's representatives today.
Check out the section below to see what customers have said about their experience.
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seanth57 Columbus, GA
3 years ago
