USAA knows that anyone — no matter their income or age — can get hit with a lawsuit. USAA’s umbrella insurance provides members additional liability coverage that goes above the limits of their home and car insurance. An umbrella policy with USAA also provides coverage for other types of claims such as libel, slander, and invasion of privacy.
USAA’s Umbrella Insurance FAQ Section offers useful information. Each question and answer is easy-to-read and explains the benefits of an USAA umbrella policy. The site explains why umbrella insurance is useful, how much coverage is needed, the different coverage limits, and whether or not umbrella insurance covers businesses.
Probably the most helpful information USAA has on its FAQ is examples of when an umbrella policy is needed. For example: a member accidentally causes a five car collision and has an auto policy with bodily injury limits of $300,000 per person, $500,00 per accident, and $100,000 in property damage liability. If this member hurt 10 people with a total injury amount of $750,000 plus auto repairs, the policy might not cover everything.
The umbrella policy would help cover anything the auto policy did not.
USAA members can log into their account and receive a free quote.
USAA’s umbrella policy covers the member, their spouse, and any resident relatives in the household — anywhere in the world.
In order to purchase an umbrella policy with USAA, members are required to maintain the following coverage and limits:
Members cannot make any changes to their policy online. USAA states that this is because some umbrella transactions are too complex and require help from a customer service representative.
Best insurance company! They truly make you feel like they are there to serve you. Very friendly and helpful. Great products and services! Cost is reasonable.