Speedy Cash

6.8

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Speedy Cash opened its financial business door in 1997. Speedy Cash is one of the largest, fastest growing providers of short-term loans and financial services in the United States, Canada, and the United Kingdom. The company offers a variety of convenient, easily-accessible financial services, such as payday loans, title loans, installment loans, lines of credit, check cashing, cash for gold, and prepaid cards. Speedy Cash is proud to serve their customers in physical locations, online, over the phone, and via a mobile app.

The Good

  • Loan Options 
  • Customer Service Contact Information 
  • Security Center Page 

Loan Options 

Speedy Cash provides several types of loan options to borrowers. The type of loans available and their associated costs and fees are dependent on the state in which they are issued, and include the following:

  • Payday loans 
  • Instalment loans 
  • Title loans 
  • Online loans 
  • Fast cash loans 
  • Cash advance loans 

Customer Service Contact Information 

Speedy Cash provides many way to contact customer service for customers who have questions about their loans. You have the option to search for your local representatives on their website by simply selecting the state that you are currently residing in. Each customer can contact the general customer service by phone or email to receive answers to questions. Additionally, you can contact different departments based on questions and concerns that might arise. 

Security Center Page 

At Speedy Cash, the privacy and security of your personal and financial information is their top priority. The Speedy Cash Security Center provides you with resources to help you maintain your security. From this page you can learn how to safeguard your money and your identity. 

The Bad

  • Availability 
  • Additional Fees

Availability 

Speedy Cash has broad availability across the U.S. but it should be noted that they are not available in all states. Currently they are available in 27 out of 50 states, mostly on the west side of the United States. Make sure to check if they are available in your state before beginning your loan application. 

Additional Fees 

When applying for a loan with Speedy Cash, you will be faced with additional fees. With a Speedy Cash line of credit, fees are based on daily interest. Your minimum loan payment will be 2% of the principal, plus the accrued interest at 0.9863014% daily interest (which corresponds to 30% per month, or 360% annually). Because the loan terms vary from state to state, customers should be prepared to read the terms of their specific loan very carefully before signing.

The Bottom Line

With Speedy Cash you have the option to select from a wide range of loans that will fit every financial need. Also, the security center page helps the borrowers to practice a more safe way to receive loans that are eligible and fraud free. With high attention on security and safety you will know that your personal information with Speedy Cash is safe. However, Speedy Cash is not available in every state. Also, you might face additional fees when applying for a loan with them. Every borrower should check if Speedy Cash is available in his or her state before applying for a loan with them. 

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