BlueCross BlueShield is a well-known health insurer and offers health insurance in many states across the United States through subsidiaries. BlueCross BlueShield offers Medicare Advantage, prescription drug coverage, and Medicare supplement insurance plans.

The Good

  • Medicare Plans Offered
  • Plans Available in Many States
  • Online Resources

Medicare Plans Offered

BlueCross BlueShield offers Medicare Advantage (Part C) plans, Prescription Drug (Part D) plans, and Medicare supplement insurance. Medicare supplement plans help pay for out-of-pocket expenses from Medicare Parts A and B.

For more information on Medigap coverage, Advantage plans, prescription drug coverage and premium amounts, you should contact BlueCross BlueShield directly.

Whether you are interested in Advantage plans, prescription drug coverage, or want to purchase a Medigap plan to supplement Original Medicare, BlueCross BlueShield offers plans to meet your needs.

Plans Available in Many States

BlueCross BlueShield has several subsidiaries across the United States. Some of its subsidiary companies focus their services in a certain area. If you’re not sure which BlueCross BlueShield branch serves your area, you can go through BlueCross BlueShield’s website. The website will direct you to the service provider in your area after you input your zip code.

Online Resources

BlueCross BlueShield’s website offers good information on how Medicare works and its parts. Medicare shoppers can learn from this information without pressure to purchase a plan through BlueCross BlueShield.

The BlueCross BlueShield website also allows visitors to view and compare Medicare plans online. This comparison tool can make it easier for people to find a Medicare plan that meets their needs. Medicare shoppers can also enroll in a plan online.

Get Quote

The Bad

  • Plan Offerings May Vary or Change Year to Year

Plan Offerings May Vary or Change Year to Year

Some Medicare Advantage plan specifics may vary depending on your location. They may also vary plan to plan. While there is some variability, Medicare Advantage plans offer both medical and hospital insurance. Prescription drug plans can change what medications are covered. Medicare Advantage plans can have network changes.

Medicare is run by the government, so as the government makes changes, some offerings may be discontinued or new offerings rolled out. It’s a good idea to look out for how Medicare is changing and review your Annual Notice of Change letter.

The Bottom Line

BlueCross BlueShield is a good option when looking for a Medigap plan or private Medicare plans. As plan options may vary based on your location, work with BlueCross BlueShield directly to learn more about coverage options, benefits, monthly premium costs, and out-of-pocket expenses. As you evaluate plans, pay attention to what each plan covers and costs to find a plan that best meets your needs. If you've already enrolled in Medicare, pay attention to how your plan has changed to make sure you have coverage the meets your financial and medical needs.

We'll Introduce You!

Call our recommended rep over at BlueCross BlueShield below.

1-(877) 298-8394

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User Reviews

Star Rating

3.5
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12 Reviews

Review Breakdown

5 star
33%
4 star
25%
3 star
17%
2 star
8%
1 star
17%

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Molly Keogh

February 19th, 2020 Ogden, UT DETAILS arrow_drop_down
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The coverage that we had through BlueCross and BlueShield was great. It was nice to be able to go to the Dr when needed and not worry about cost. The timeliness of some of there explanation of benefits and paying of benefits was sometimes extremely slow.

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Annie Robbins

February 18th, 2020 Pleasant Grove, UT DETAILS arrow_drop_down
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The website was easy to use to find information for finding doctors and also tracking my claims. I frequently recieved flyers in the mail about promoting healthy living. My son has asthma and I am grateful they recognized the care he was getting for it and sent me information to help with his symptoms and flare ups.

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GrandpaRod

February 14th, 2020 Lehi, UT DETAILS arrow_drop_down
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I have Medicare and a Blue Cross Regence Supplement. I have enjoyed their service for over 40 years. I have called in a few times and they have an excelling caring staff who try to answer every question. I am glad I have a policy with Regence.

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marco

February 11th, 2020 Munford, TN DETAILS arrow_drop_down
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Always confusing the website needs updating very confusing to check who is in your network. Not very easy for a new person doing insurance for the first time.

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MIN S REYNOLDS

February 11th, 2020 San Antonio, TX DETAILS arrow_drop_down
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it was not a bad experience when needing assistance from them. I just think that the benefits could be a bit better.

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David T

February 11th, 2020 Draper, UT DETAILS arrow_drop_down
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I didn't love the lack of choices in doctors with BlueCross. Their customer service wasn't that great either, they didn't seem understanding or sympathetic to me.

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Camille

February 10th, 2020 Lynnwood, WA DETAILS arrow_drop_down
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Do not like. They don’t set regulated amounts for doctors to bill so you end up paying all over the spectrum.

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Audrey Mitchell

February 10th, 2020 Managua, MN DETAILS arrow_drop_down
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Blue Shield has been a great insurance company for my family of 6. The customer service is amazing with any questions relating to your coverage.

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Amanda

February 7th, 2020 Montebello, CA DETAILS arrow_drop_down
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I’ve had great experiences with Blue Cross Blue Shield. Through my plan with work, I have a lot of options for health care providers and competitive insurance rates.

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Bryndie

February 6th, 2020 Managua, MN DETAILS arrow_drop_down
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Pretty good coverage based on my experience. It’s accepted at quite a few places and the customer service people are great to work with.

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Steph H

August 16th, 2019 Boise, ID DETAILS arrow_drop_down
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I ve had to have discussions with them re tests they would not cover from my medicare annual visit..

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Margaret Lynn

August 2nd, 2019 Alsip, IL DETAILS arrow_drop_down
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Be aware of blue cross blue shield Medicare advantage. Bad news if you get sick. My dad had cellulitis in his leg and needed to go into a nursing home rehab. The plan was to keep him there for 30 days of rehab. After 12 days the insurance discharged him . He barely can walk, both feet are completely swollen where he can't get his shoes on and he lives alone most of the time. He's so weak. How can they do that? Horrible and dangerous. Oh, he will get a nurse and therapy once a week. Big deal. What about the rest of the hours in the week. So unfair. The doctor didn't release him, the insurance did. He's paying a nice premium every month. Be very careful.

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