BlueCross BlueShield is a well-known health insurer and offers health insurance in many states across the United States through subsidiaries. BlueCross BlueShield offers Medicare Advantage, prescription drug coverage, and Medicare supplement insurance plans.
Whether you are interested in Advantage plans, prescription drug coverage, or want to purchase a Medigap plan to supplement Original Medicare, BlueCross BlueShield offers plans to meet your needs.
BlueCross BlueShield offers Medicare Advantage (Part C) plans, Prescription Drug (Part D) plans, and Medicare supplement insurance. Medicare beneficiaries can enroll in these plans through any insurer that carries these plans.
Original Medicare only covers Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). You enroll in these plans through Social Security. Purchasing a prescription drug plan will provide coverage for your medications. Medicare supplement plans help pay for out-of-pocket expenses (coinsurance or copay) from Medicare Parts A and B.
Medicare Advantage plans cover the same services Original Medicare does. Most of these plans also have qualifying prescription drug coverage and out-of-pocket limits to help you control costs.
For more information on Medigap coverage, Advantage plans, prescription drug coverage and premium amounts, you should contact BlueCross BlueShield directly.
BlueCross BlueShield has several subsidiaries across the United States. Some of its subsidiary companies focus their services in a certain area. If you're not sure which BlueCross BlueShield branch serves your area, you can go through BlueCross BlueShield's website. The website will direct you to the service provider in your area after you input your zip code.
BlueCross BlueShield's website offers good information on how Medicare works and its parts. Medicare shoppers can learn from this information without pressure to purchase a plan through BlueCross BlueShield.
The BlueCross BlueShield website also allows visitors to view and compare Medicare plans online. This comparison tool can make it easier for people to find a Medicare plan that meets their needs. Medicare shoppers can also enroll in a plan online.
Some Medicare Advantage plan specifics may vary depending on your location. They may also vary plan to plan. While there is some variability, Medicare Advantage plans offer both medical and hospital insurance. Prescription drug plans can change what medications are covered. Medicare Advantage plans can have network changes.
Medicare is run by the government, so as the government makes changes, some offerings may be discontinued or new offerings rolled out. It's a good idea to look out for how Medicare is changing and review your Annual Notice of Change letter.
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The coverage that we had through BlueCross and BlueShield was great. It was nice to be able to go to the Dr when needed and not worry about cost. The timeliness of some of there explanation of benefits and paying of benefits was sometimes extremely slow.
I have Medicare and a Blue Cross Regence Supplement. I have enjoyed their service for over 40 years. I have called in a few times and they have an excelling caring staff who try to answer every question. I am glad I have a policy with Regence.
MIN S REYNOLDS
it was not a bad experience when needing assistance from them. I just think that the benefits could be a bit better.
Always confusing the website needs updating very confusing to check who is in your network. Not very easy for a new person doing insurance for the first time.
I didn't love the lack of choices in doctors with BlueCross. Their customer service wasn't that great either, they didn't seem understanding or sympathetic to me.
Do not like. They don’t set regulated amounts for doctors to bill so you end up paying all over the spectrum.
I ve had to have discussions with them re tests they would not cover from my medicare annual visit..
Be aware of blue cross blue shield Medicare advantage. Bad news if you get sick. My dad had cellulitis in his leg and needed to go into a nursing home rehab. The plan was to keep him there for 30 days of rehab. After 12 days the insurance discharged him . He barely can walk, both feet are completely swollen where he can't get his shoes on and he lives alone most of the time. He's so weak. How can they do that? Horrible and dangerous. Oh, he will get a nurse and therapy once a week. Big deal. What about the rest of the hours in the week. So unfair. The doctor didn't release him, the insurance did. He's paying a nice premium every month. Be very careful.