error This company may not service all states.

BlueCross BlueShield is a well-known health insurer and offers health insurance in many states across the United States through subsidiaries. BlueCross BlueShield offers Medicare Advantage, prescription drug coverage, and Medicare supplement insurance plans.

Whether you are interested in Advantage plans, prescription drug coverage, or want to purchase a Medigap plan to supplement Original Medicare, BlueCross BlueShield offers plans to meet your needs.

Read BlueCross BlueShield Medicare Reviews

The Good

  • Medicare Plans Offered
  • Plans Available in Many States
  • Online Resources

Medicare Plans Offered

BlueCross BlueShield offers Medicare Advantage (Part C) plans, Prescription Drug (Part D) plans, and Medicare supplement insurance. Medicare beneficiaries can enroll in these plans through any insurer that carries these plans. 

Original Medicare only covers Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). You enroll in these plans through Social Security. Purchasing a prescription drug plan will provide coverage for your medications. Medicare supplement plans help pay for out-of-pocket expenses (coinsurance or copay) from Medicare Parts A and B.

Medicare Advantage plans cover the same services Original Medicare does. Most of these plans also have qualifying prescription drug coverage and out-of-pocket limits to help you control costs.

For more information on Medigap coverage, Advantage plans, prescription drug coverage and premium amounts, you should contact BlueCross BlueShield directly.

Plans Available in Many States

BlueCross BlueShield has several subsidiaries across the United States. Some of its subsidiary companies focus their services in a certain area. If you're not sure which BlueCross BlueShield branch serves your area, you can go through BlueCross BlueShield's website. The website will direct you to the service provider in your area after you input your zip code.

Online Resources

BlueCross BlueShield's website offers good information on how Medicare works and its parts. Medicare shoppers can learn from this information without pressure to purchase a plan through BlueCross BlueShield.

The BlueCross BlueShield website also allows visitors to view and compare Medicare plans online. This comparison tool can make it easier for people to find a Medicare plan that meets their needs. Medicare shoppers can also enroll in a plan online.

Get Quote

The Bad

  • Plan Offerings May Vary or Change Year to Year

Plan Offerings May Vary or Change Year to Year

Some Medicare Advantage plan specifics may vary depending on your location. They may also vary plan to plan. While there is some variability, Medicare Advantage plans offer both medical and hospital insurance. Prescription drug plans can change what medications are covered. Medicare Advantage plans can have network changes.

Medicare is run by the government, so as the government makes changes, some offerings may be discontinued or new offerings rolled out. It's a good idea to look out for how Medicare is changing and review your Annual Notice of Change letter.

The Bottom Line

BlueCross BlueShield is a good option when looking for a Medicare supplement insurance plan, prescription drug coverage, or a Medicare Advantage plan. 

As plan options may vary based on your location, work with BlueCross BlueShield directly to learn more about coverage options, benefits, monthly premium costs, and out-of-pocket expenses. 

As you evaluate plans, pay attention to what each plan covers and costs to find a plan that best meets your needs. If you've already enrolled in Medicare, pay attention to how your plan has changed to make sure you have coverage the meets your financial and medical needs.

While it's frustrating that information on BlueCross BlueShield's general Medicare coverage is limited, it's understandable because the insurance company has so many regional subsidiaries. To determine whether BlueCross BlueShield Medicare coverage is a good fit for you, you'll need to check with the subsidiary in your area.

We'll Introduce You!

Call our recommended rep over at BlueCross BlueShield below.

1-(877) 298-8394

Why Can I Trust Bestcompany.com arrow_drop_down

User Reviews

Star Rating

2.9
starstarstar_halfstar_borderstar_border

8 Reviews

Review Breakdown

5 star
13%
4 star
25%
3 star
25%
2 star
13%
1 star
25%

Sentiment Criteria

Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstar_halfstar_borderstar_border
Company trustworthiness
starstarstarstar_borderstar_border
search cancel
starstarstarstarstar_border

Molly Keogh

February 19th, 2020 Ogden, UT DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar_border
Customer service
starstarstarstarstar_border
Company trustworthiness
starstarstarstarstar

The coverage that we had through BlueCross and BlueShield was great. It was nice to be able to go to the Dr when needed and not worry about cost. The timeliness of some of there explanation of benefits and paying of benefits was sometimes extremely slow.

starstarstarstarstar

GrandpaRod

February 14th, 2020 Lehi, UT DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstar

I have Medicare and a Blue Cross Regence Supplement. I have enjoyed their service for over 40 years. I have called in a few times and they have an excelling caring staff who try to answer every question. I am glad I have a policy with Regence.

starstarstarstarstar_border

MIN S REYNOLDS

February 11th, 2020 San Antonio, TX DETAILS arrow_drop_down
Value for your money
starstarstarstarstar
Quality of product or service
starstarstarstarstarstar
Customer service
starstarstarstarstar
Company trustworthiness
starstarstarstarstarstar

it was not a bad experience when needing assistance from them. I just think that the benefits could be a bit better.

starstar_borderstar_borderstar_borderstar_border

marco

February 11th, 2020 Munford, TN DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstar_borderstar_borderstar_borderstar_border
Customer service
starstar_borderstar_borderstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

Always confusing the website needs updating very confusing to check who is in your network. Not very easy for a new person doing insurance for the first time.

starstarstarstar_borderstar_border

David T

February 10th, 2020 Draper, UT DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstarstar_borderstar_borderstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

I didn't love the lack of choices in doctors with BlueCross. Their customer service wasn't that great either, they didn't seem understanding or sympathetic to me.

starstarstar_borderstar_borderstar_border

Camille

February 8th, 2020 Lynnwood, WA DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstarstar_borderstar_borderstar_border
Customer service
starstarstarstar_borderstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

Do not like. They don’t set regulated amounts for doctors to bill so you end up paying all over the spectrum.

starstarstarstar_borderstar_border

Steph H

August 16th, 2019 Boise, ID DETAILS arrow_drop_down
Value for your money
starstarstarstar_borderstar_border
Quality of product or service
starstarstarstar_borderstar_border
Customer service
starstarstar_borderstar_borderstar_border
Company trustworthiness
starstarstar_borderstar_borderstar_border

I ve had to have discussions with them re tests they would not cover from my medicare annual visit..

starstar_borderstar_borderstar_borderstar_border

Margaret Lynn

August 2nd, 2019 Alsip, IL DETAILS arrow_drop_down
Value for your money
starstar_borderstar_borderstar_borderstar_border
Quality of product or service
starstar_borderstar_borderstar_borderstar_border
Customer service
starstar_borderstar_borderstar_borderstar_border
Company trustworthiness
starstar_borderstar_borderstar_borderstar_border

Be aware of blue cross blue shield Medicare advantage. Bad news if you get sick. My dad had cellulitis in his leg and needed to go into a nursing home rehab. The plan was to keep him there for 30 days of rehab. After 12 days the insurance discharged him . He barely can walk, both feet are completely swollen where he can't get his shoes on and he lives alone most of the time. He's so weak. How can they do that? Horrible and dangerous. Oh, he will get a nurse and therapy once a week. Big deal. What about the rest of the hours in the week. So unfair. The doctor didn't release him, the insurance did. He's paying a nice premium every month. Be very careful.

  • 1