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Best Egg

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9.9

Overall Score

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Ismael Velez New York, NY

This is and was the absolute best customer service experience ever. In addition, the ease of applying was a blessing. Best Egg has clearly took the time to understand how to work with individuals like myself and it is obvious Best Egg Underwriters are the best in the industry. I chose Best Egg over a lender with a lower APR solely based on the customer service experience. Thank you! I will use Best Egg now and forever no matter the cost.

2 years ago

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Reply from Best Egg

We're over the moon to hear that Best Egg has been a life-changer for you! Thanks so much for your review.

Oct. 18th, 2021

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Debra Sullivan East Providence, RI

I found Best Egg had the best offers and interest rates. I was able to get the money needed to pay for unexpected expensee. I would recommend Best Egg to anyone who is need of help and doesn't know where to turn for it. I will return for my next loan to Best Egg, never mind going to a bank. Everything on Best Egg is simple to fill out and your money is available to you within 3 days. Who wouldn't want to use this way for a loan? Thank you Best Egg.

2 years ago

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Reply from Best Egg

Thanks for sharing and spreading the word about Best Egg!

Oct. 18th, 2021

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Kim Gonzales Warsaw, VA

Allison helped me through the whole application process. She was absolutely awesome and made everything so much easier! She's amazing...very professional, yet, friendly, helpful, knowledgeable, kind and patient. She represents Best Egg in the BEST way possible. And Colin was excellent at helping navigate through the approval process. Excellent staff, Best Egg! It gives me great confidence in getting a loan with you! I was approved the same day I applied!!! Thank you!

2 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Oct. 11th, 2021

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kathy Brown La Junta, CO

The entire experience was really easy and I was not particularly worried about how secure their website was when answering the more private questions. Also, plenty of choices on how best for YOU to make the monthly's. I'd recommend Best Egg for anyone who finds themselves I'd recommend Best Egg for anyone who finds themselves in fast need of a loan.

2 years ago

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Reply from Best Egg

Thank you for your glowing recommendation!

Oct. 11th, 2021

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Deborah Robinson Jacksonville, FL

I was in a Crunch at the time and I check my credit score and they was out there to apply for a credit and at the time I was in desperate need to help with an emergency bill that I couldn't get no help with at that time. I reached out to them and they approved for a loan to cover a bill, they approved me funded my account within 24 hours. There customer service is awesome they reach out to you to make sure everything is okay with your loan and if your payment dates are good for you making payment on time.

2 years ago

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Reply from Best Egg

We're over the moon to hear that Best Egg has been a life-changer for you! Thanks so much for your review.

Oct. 11th, 2021

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Vikki Chappelle Maple Valley, WA

Best Egg personnel treated me like a real person and not just another account number linked to a low life. I have had a sudden negative event happen that caused me not get paid for over a month due to having to take a temporary leave from my job. I am single so had no one else's income to help. Every other financial institution just looked at numbers and refused to help at all. Not Best Egg, they cared and made a humiliated about to give up on life person feel as though I DO matter. Thank you Best Egg, you saved me in more ways than just financially!!

2 years ago

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Reply from Best Egg

We're over the moon to hear that Best Egg has been a life-changer for you! Thanks so much for your review.

Oct. 5th, 2021

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John Giordano Las Vegas, NV

They are the best friend you never had in the business.You really are a life saver, your online line app was not at all taxing like alot of apps are it was simple to the point and your questions were pretty simple and straight forward. Thank you for a great experience and the whole process was so fast I thought it would take a long time but it was fast and efficient for my needs. Thank you for your help when I needed it. Sincerely John G.

2 years ago Edited September 29, 2021

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Reply from Best Egg

We're over the moon to hear that Best Egg has been a life-changer for you! Thanks so much for your review.

Sep. 30th, 2021

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SS Plano, TX

Very thoughtfully designed and efficient invitation ( via US postal mail )--> then the invitation to fill on web online form --> then the information verification process --> then the suggestions to pay off cards --> the whole process was smooth, efficient, reassuring at each stage and creates confidence to do business (again) with Best Egg. Thanks a lot for your help in managing -- better -- my financial matters. SS

2 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Sep. 30th, 2021

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Bob Seattle, WA

First time customer. Everyone has been a pleasure to talk with! I have nothing but positive things to say! I was able to get more than I wanted! So I’m getting a new computer! Thank you, appreciate everything all of you have done! If you do get disconnected for some reason, don’t worry about it! (LOL) Things like that happen! I didn’t pay attention to Best Egg about the incentive for a review, because I have already received the incentives. Thank You for the wonderful customer service!!!!

2 years ago

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Reply from Best Egg

Thank you for your glowing recommendation!

Sep. 30th, 2021

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Leah Oakland, CA

The hardest part about the cycle of having less than stellar credit is that often times you are not able to get the help you need to get yourself out of debt. Best Egg is the first company that gave me an opportunity to consolidate my debt and move forward with building myself back up. Each person I've worked with at this company had been genuinely willing to answer my questions and willing to help.

2 years ago Edited August 17, 2022

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Reply from Best Egg

Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

Sep. 29th, 2021

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Tony Simone Midland, MI

My experience with Best Egg was so smooth and fast! Best Egg has their online experience down pat! It was the easiest online application, approval and funds deposited within 3 working days experience I have ever had. Unlike credit unions, you have to meet with the banker etc, Best Egg takes all that hassle out of the process! I recommend Best Egg!!!!!

2 years ago Edited September 22, 2021

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Reply from Best Egg

Thank you for your glowing recommendation!

Sep. 29th, 2021

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Jeremiah Pryor Columbus, IN

I have bad credit. I won't deny that. I searched 19 different company's and my APR would have been nearly 130%. Then I stumbled onto BestEgg on Credit Karma and applied. I was approved for the money I needed quickly and everyone genuinely cared about getting me back on track. With an APR of less then 30% too. I received my approval in about 16 hours and money within 48 hours. Literally cried my eyes out when I was told I was approved. This loan basically changes my life's current path into a brighter future. My wife will no longer have to worry. Thank God for BestEgg!

2 years ago

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Reply from Best Egg

We're over the moon to hear that Best Egg has been a life-changer for you! Thanks so much for your review.

Sep. 29th, 2021

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Penelope Sanchez Littleton, CO

I received an excellent offer for a loan. It was easy to apply and took little time to get approved. The interest rate was fair. I have peace of mind that I was able to consolidate my debt at a much lower interest rate. The loan term was what I was looking for and my monthly payment is manageable. I received my funding very quickly. I've worked very hard to maintain my good credit rating and with this loan, my credit rating will improve.

2 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Sep. 29th, 2021

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Marty Miller Chicago, IL

How generous and efficient these folks are. They have exceptionally professional and courteous partners over at Strategic Counseling and the process was about as easy as possible. Blessed people doing blessed things I’d say. They just made it more likely for me to be able to move to California to be near my elderly grandparents, if it is God’s will. Thank you all. May God bless you with what your hearts desire and also with His divine blessings in your lives and in the lives of all your loved ones. Amen.

2 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Sep. 28th, 2021

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Brit NJ Matawan, NJ

I had a great experience with my first Best Egg loan! Excellent and quick communication, zero surprises, and it really did help boost my scores back up. Of course now because of...*looks around*... EVERYTHING that's been going on in the last year or two, we've had some financial setbacks. I was able to easily apply for and get a second loan to help pay off some of the emergencies and keep my cards free and scores up. Can't recommend Best Egg enough!

2 years ago

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Reply from Best Egg

This review is totally amazing! Thanks for taking the time to share it with us!

Sep. 28th, 2021

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Wayne Jacobs Gloucester, VA

This was one of the easiest and fastest offers i have ever received. The process and application was so easy and simple. This takes a big weight off of my shoulders to be able to pay off a very high interest credit card. You guys are amazing and hope to do more business with your company in the future and i will definitely be telling friends and family about your business.

2 years ago

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Reply from Best Egg

Thanks for the recommendation !

Sep. 17th, 2021

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Robert Ryan Middleton Seattle, WA

I had a great experience setting up this loan! Very clear, efficient and streamlined process. The guidance to help make decisions were so valuable. My whole experience from a UX and the content provided established my trust in your website and company, which made this experience so friendly and enjoyable. Literally, took me less than 10 minutes to apply and get approved. Thank you for the thoughtful design and saving me time in my day.

2 years ago

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Reply from Best Egg

We really appreciate the detailed feedback Robert !

Sep. 16th, 2021

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Stephanie Mouapi Beltsville, MD

Very easy to apply. Feel in your details, validate your bank account, submit 4 documents to verify your identity and income and that's it. Literally the easiest thing I have done since the pandemic. I decided to set up automatic payments for the peace of mind which was done with ease: A checkbox. There is a 6% fee untop of the interest which is fine by me. Also amazing customer service!! No probing and silly questions. They helped me out of a bind and I am happy to pay for that help. Thank you Bestegg! You have a forever customer! Highly recommend!

2 years ago

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Reply from Best Egg

We really appreciate you taking the time and also for the recommendation Stephanie !

Sep. 16th, 2021

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M Bagley Clermont, FL

This was the BEST experience. From the time that I spoke with the agent and gave her my information, she pulled a soft credit check. She was able to give me what offers that Best Egg was offering me then I picked one. Once I clicked on the offer I wanted they sent me a WELCOME EMAIL...and told me I was APPROVED! THE money would be in the bank 1-3 days. This company is truly a BLESSING! I wanted to consolidate some credit card debt into one payment. Best Egg..allowed me to do that..THANK YOU FOR HELPING ME!

2 years ago

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Reply from Best Egg

We are so happy we could have had an impact !!

Aug. 24th, 2021

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Stuart Marshal Buckingham Kansas City, MO

This will be my 2nd loan with Best Egg . The 1st loan process was a very easy and the much needed funds were available in a few days. I paid that loan off early and a few years later I am in need of quick financing again. Best Egg has been prompt and very easy to work with. A great company to have available and will help with short notice financing needs.

2 years ago

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Reply from Best Egg

We are happy to have you Stuart !

Aug. 24th, 2021

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Dianne Perrin Gainesville, TX

I had COVID the whole month of July. I did not get paid from my job. I needed money to get caught up, and after being turned down by another company, BEST EGG came through with flying colors!!! I feel truly blessed to have made this transaction with them! You gotta try them. And the customer service lady who verified my phone number was the nicest and most professional person I have had the pleasure of dealing with in a long time. Kudos to you BEST EGG!!!

2 years ago

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Reply from Best Egg

We are so happy we could be there for you !

Aug. 24th, 2021

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Todd Fogleman Orlando, FL

Easy process, especially for returning customers. Apr's are reasonable for a personal loan, autopay is easy too. I like the feature of logging into your bank to confirm account details to make sure funds go to the right account as well. I will definitely keep using Best Egg for future personal loans as easy financing. No early pay off penalties or anything like that. Just read everything so you know what to expect taking a personal loan.

2 years ago

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Reply from Best Egg

That is wonderful ! Thanks for the feedback !

Aug. 10th, 2021

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Larry Washington Phoenix, AZ

Best Egg was extremely professional and genuinely motivated to assist me financially when I needed help the most. The loan process was simple, direct, expeditious and most informative through all steps. I thoroughly enjoyed my interaction with Best Egg and will highly recommend their services and offerings to my family, friends and business associates. Sincerely, Dr. Larry L. Washington

2 years ago Edited January 10, 2024

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Reply from Best Egg

Thank you for the kind words Dr. Larry !

Aug. 24th, 2021

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Lisa Buckhanan Oak Forest, IL

This is my 2nd loan with Best Egg!! I am so excited about our new journey!! Best Egg has excellent customer service!! They send payment reminder text & email in case life gets busy. They don’t force direct payment from bank account. They only require your diligence to pay on time. They are professional, thorough & a blessing. I’m proud to be a part of the Best Egg Family. Your making a wise choice in your consideration of Best Egg as your lender. Lisa B

2 years ago

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Reply from Best Egg

Thanks for sharing, that is great to hear everything went so well!

Aug. 5th, 2021

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Dansimon222 Belleville, IL

What a change this will be to have the stress of multiple cards consolidated to 2 payments. Bless you! Best Egg, helped me consolidate multiple credit cards into one easy payment at about 1/3 of the interest rate I was paying. I had to remember multiple due dates and never knowing which card to use. Now, I have one easy payment on the same day and zero stress. Thank you!

2 years ago Edited January 10, 2024

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Reply from Best Egg

Thanks for taking the time to inform you about your experience !

Aug. 24th, 2021

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good egg Carmel, IN

Received invitation and am awaiting closing of property in order to cancel all debt. Best Egg was helpful several years ago when in basically same situation and I knew I could trust it and decided to use this loan to cancel some debt and help with finances through the waiting period. Intend to pay off within next 6-12 months and Best Egg has no prepayment penalties which is also helpful.

2 years ago

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Reply from Best Egg

Thanks so much for sharing!

Jul. 25th, 2021

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JFKHottie 69 Belvidere, IL

I can't believe they actually approved me with a very good interest rate for my credit score 10,000 with just my signature this is going to change my life my credit score is going to go way up now because I'm going to be able to use this money to pay off all my credit cards instead of paying 29.999% interest on all my credit cards best egg is going to save me a lot of money and interest thank you thank you so much

2 years ago

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Reply from Best Egg

Thanks so much for sharing your experience with us!

Jul. 20th, 2021

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SNEZANA BANJAC Westmont, IL

The application process with Best Egg is really easy to get started, works by taking a quick application from you online, then presents you with several pre-qualified offers for you to choose from. Interest rates are somewhat lower than is typical for online lenders. Best Egg is a great option for getting a personal loan, to get you the money you need to get back to your life.

2 years ago

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Reply from Best Egg

Quick and easy is what we like to hear!

Jul. 20th, 2021

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Cflanagan Midland, TX

Amazing service and turn around time for the approval. Other loan companies set on the approvals for days, Bestegg got back to me in less than 24 hours with the approval! Now just waiting on the funds to be deposited. If the deposit is as efficient as the approval process then this company is 5 stars all the way around! Thanks for the fast and friendly service!

2 years ago

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Reply from Best Egg

The pleasure is all ours :)

Jul. 20th, 2021

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melrose1989 Marion, IL

Extremely quick and great rates! I was with lending club for years but this time they played games with me and took almost a month to only continue telling me my application was in review. I decided I was tired of waiting (especially since I was a customer with them for YEARS already). So glad I canceled with them and researched Bestegg! Highly recommended!

2 years ago

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Reply from Best Egg

Thanks so much for sharing!

Jul. 20th, 2021

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Deborah Gillick Brooklyn, NY

Best Egg is a real blessing. I spoke to a lovely representative who followed up with me after I made an inital online inquiry. She pointed out the benefits to consolidation rather than just trying to pay off my debt myself. When I decided to do it, the process could not have been easier. I feel like I am getting my life back. Thank you Best Egg!!!!!

2 years ago

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Reply from Best Egg

The pleasure is all ours :)

Jul. 15th, 2021

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jill ann pasechnick Ridgefield Park, NJ

This is my second loan with Best Egg, and all I can say amazing. From the process to customer service. When I lost my job at the beginning of the pandemic they worked with me and postponed payments for three months until I got back on my feet, and and could payments. A easy fast way to consolidate debt, home improvements or have some extra cash on hand for emergencies. A company worth the 5 star rating!

2 years ago

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Reply from Best Egg

We are glad to have you back! Thanks so much for sharing!

Jul. 5th, 2021

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Rick Flowe Manassas, VA

Well, THAT was painless. Terms easy to understand; apparently the loan will appear in my business account in 3 days; We'll see. Interest rate is what I'd expect for an unsecured loan. I'll pay this off early to save money, but as an independent contractor, these bridge loans with minimal documentation are a real life saver. The line between liquidity and bankruptcy following the pandemic is quite sheer. A quick loan without usurous interest rates is a godsend in this new normal. Let's see what happens when the money lands in my account.

2 years ago

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Reply from Best Egg

Thanks so much for sharing your experience, Rick!

Jun. 27th, 2021

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Kate Athens, GA

You get a better interest rate if you allow them to directly pay off some of your credit cards before depositing the rest of the loan into your bank account. That was awesome since I am using the money for that purpose anyway. They were able to verify my income and approve me immediately by linking them into my bank account where my paychecks are directly deposited. No need to fax income verification docs if your pay is directly deposited. Best Egg is the best!

2 years ago

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Reply from Best Egg

Thanks so much for sharing your experience, Kate!

Jun. 15th, 2021

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Tanya Salas National City, CA

A recommended loan off CK, decided to apply since I had 90% chance of getting approved (according to CK) I called before submitting application to ask about interest rates and they were so friendly and helpful, explained everything clearly, I'm glad I spoke with them before I applied, they're customer service was so great it convinced me to submit the official application. I was approved with a less than 600 CS and used the funds to pay down some credit cards to improve my score. Plan to payoff the loan within 6 months! I would love to use this service in the future.

2 years ago

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Reply from Best Egg

Thanks for sharing your experience, Tanya!

Jun. 17th, 2021

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Robbin Burrell Portland, OR

We obtained a loan with best egg before when we needing funding fir a wedding. Smooth and easy as can be. Because we have always made on time payments with them best egg rewarded us with a new loan opportunity to pay off some other debts. We went thru the same incredible easy process as the first time. Will always choose best egg first fir all our loan needs. Thank you!!

2 years ago

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Reply from Best Egg

The pleasure is all ours :) Thanks for sharing your experience with us!

Jun. 8th, 2021

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Send It CA

Wow! Very Impressive! Very prompt and easy, I am now waiting for the fund to be deposited in my account and I got approved pretty much in less than 2 minutes. The customer service was very helpful but I talked to this lady (forgot her name) and she was very professional and helpful. She took care of business right away for me. This is the best of the best company! Thanks 🙏 - S.Lim

2 years ago

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Reply from Best Egg

Thanks so much for sharing your expereince!

Jun. 2nd, 2021

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O TheHorror Forest, VA

I was exceptionally used to being turned down for "pre-approved" loans so I wasn't expecting any different from Best Egg.... Man, was I wrong!! Not only did they approve me for nearly $1000 more than I requested, the entire process took less than 10 minutes and did not I require me to take photos of identification or documents; everything was verified through my bank's online site! Highly recommended!!

2 years ago

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Reply from Best Egg

Thanks so much for sharing your experience with us!

May. 26th, 2021

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Suzy Scott Ocean Springs, MS

It was so convenient to do everything online. The one time I did have to call in was due to my error and the representative was very polite and helpful! I got it corrected right then and within 1 day the funds were on their way to my account. I also loved the fact that they paid off my designated credit cards for me. I will definitely use Best Egg in the future and recommend to anyone.

2 years ago

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Reply from Best Egg

Hey Suzy! Thanks so much for sharing your experience with us! We are pleased to hear you are pleased!

May. 23rd, 2021

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Marcia West Roswell, GA

I am an independent insurance agent and most of my commissions arrive in the first quarter. My credit card balances had approached maximum limits and I didn't think I could get a new loan until I paid them down.. I was surprised to have a loan approved in no time with a quick online application. This is my third loan with Best Egg. I would recommend them to anyone who needs quick cash.

2 years ago Edited January 5, 2022

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Reply from Best Egg

We are glad to have you back, Marcia! Thanks so much for sharing your experience with us!

May. 23rd, 2021

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Rebecca Adams Hope, ME

Best Egg made the process seamless and easy to obtain my loan. Just when I thought it was going to be impossible to get the loan I needed, my second company I applied for a loan was Best Egg. Not only did they come through with a loan, they offered more money than I was asking for and I was accepted. They needed a bit more information but it was easy to get to them and I got an answer within minutes. It was a relief! Thank you Best Egg :-)

2 years ago

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Reply from Best Egg

We are pleased to hear we made it easy for you! Thanks so much for sharing!

May. 23rd, 2021

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Jessica Fisher Portland, OR

Thank you Best Egg for the $2k personal loan! It is perfectly helping me consolidate my credit card debt and open a new chapter in my life. I feel peace of mind with this company, and am so happy to have found them. 21% APR considering my credit works just fine for me, and is a much better offer than some of the pay day loans out there. I will do right by your service, thank you again!

2 years ago

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Reply from Best Egg

The pleasure is all ours :)

May. 14th, 2021

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robert abreu Littleton, CO

The service was amazing, customer service every interaction, I really appreciate how you take the time to make sure that your customers are 100% taken care of. I will recommend this company to all my friends and family. And I will continue to do business with you after I pay this loan off shortly. I hope everyone has an amazing blessed weekend and a wonderful blessed week as well. Thank you for everything.

2 years ago

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Reply from Best Egg

Thanks so much for sharing your experience, Robert!

May. 10th, 2021

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Melissa Simeon Pittsburgh, PA

This is my second loan with Best Egg. When I read the reviews the first time I couldn’t understand why I would ever need 2 loans but re-consolidating with them has saved me so much money. I payed my last loan off early and truly it was penalty free. This loan is the last step for me to be debt free and it saves me a ton in interest. They also have the best customer service. Anytime I’ve ever had to contact them the person on the phone was nice, professional, and resolved my call with no jazz or drama. Highly recommended company!

3 years ago

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Reply from Best Egg

We are glad to have you back! Thanks so much for sharing!

May. 4th, 2021

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Rick Ford Federal Way, WA

The application process for obtaining a personal loan from Best Egg. The process was straight forward, and I was able to download some of the related documents to my device. As the loan process continued, Best Egg told me ahead of time what kind of information they were gathering - which made me more comfortable with the online application process. All-in-all, my experience was very positive, and the Best Egg online process was simple and moved quickly to approval. Thanks Best Egg...

3 years ago

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Reply from Best Egg

The pleasure is all ours :) Thanks so much for sharing!

May. 4th, 2021

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Yvette Dorsey Baltimore, MD

I needed a loan to pay down my debt and based on the information from my credit report, Best Egg was recommended. I was skeptical at first because of the process, having to give my account information, but I conquered my fear and decided to apply anyway. I was approved within minutes and the funds were deposited into my account within hours. I am truly thankful!

3 years ago

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Reply from Best Egg

Thanks for sharing!

May. 4th, 2021

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Roberto Aloi Lake Worth, FL

The process literally took minutes. I wanted to consolidate some of my credit card debt and am only subject to an interest rate of 4.99APR for $5k. It's a no brainier compared to paying the outrageous APR on transitional credit cards. I'll have my money I'm the next 1-3 days and apply the amounts I want. I can also pay off the loan early with no penalty. This is a no brainier guys and girls!

3 years ago

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Reply from Best Egg

Thanks so much for sharing your experience with us!

Apr. 20th, 2021

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Larry Phillmore Chase City, VA

Applying was easy and they are doing most of the work with Direct Pay and Autopay. I only have to wait for the final payment date to arrive. Now that's really what I would call hassle free. Lower monthly payments mean that I will have more money in my pocket during these covid times. Etc., etc., etc.. I could go on and on. I just got my loan approved.

3 years ago

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Reply from Best Egg

Thanks so much for sharing your experience with us, Larry!

Apr. 20th, 2021

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Neuron EdGe Havertown, PA

Application was smooth and easy, without a lot of unnecessary details requested (which are in the credit report anyway). After the first few online steps, they were honest with the amount I was pre-approved to apply for, and approved the loan in the same online session. Probably most unique was the fair interest rate(s) and the itemized payback options, allowing me to choose the best rate vs payback schedule. I even had a chance to log out, think about the rates, log back in, and complete later. Fantastic, straightforward experience!

3 years ago

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Reply from Best Egg

Thanks so much for sharing your experience with us! Thanks for sharing!

Apr. 16th, 2021

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Karen Myhaver Charlton, MA

I just applied for my second loan with Best Egg because the first went so well. They are easy to deal with . The information is straight forward. On line live chat was really helpful when I had a computer glitch. Best Egg came through with a decent rate when banks and other companies I have had credit with for years increased by rates by ridiculous amounts. Now I can pay off the debt and actually PAY off the debt. Thank you Best Egg.

3 years ago

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Reply from Best Egg

The pleasure is all ours :) Thanks so much for sharing your experience with us!

Mar. 25th, 2021