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Achieve Personal Loans

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7.8

Overall Score

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Steven Thomas Portales, NM

Everyone I spoke with was friendly, helpful, and tolerant of my questions and mistakes. No pressure, no hype. Straight forward and accurate representation of all information. It was a pleasant experience working with this team.

7 years ago

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Angel Rodriguez Woodbridge, VA

FreedomPlus treat me excellent throught all the process. Always looking for the best loans for me. All the process was easy, clear and in my favor. Been Ozzy bilingual give more comfort to me, even that, we did all the process in english. Responds and followup were in minutes. Excellent company to do bussiness.

8 years ago

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Susan M. Smith Dover, DE

Procuring a loan was quick and easy and, best of all, they only charge simple interest on one's loan. The person assisting me was very helpful, respectful and knowledgeable. The process was quick and easy and I especially liked the way they had set up an electronic signature which automatically sent you a copy of the contract you had just signed.

8 years ago

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Marie Greenwell Louisville, KY

Wow, a loan in less than 2 hours. I am grateful for the entire process from your quality team of professionals who helped make this happen. A big Thank You to Anthony for his telephone patience, and guiding me through electronic signing process.

8 years ago

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Anthony Virginia Beach, VA

Randall was excellent from start to finish got a great rate, had the loan approved in a day, very professional. Answered all my questions called me on my phone to assure me all was going well, even came in on Saturday finish up my loan. I WILL be using Randall again.

8 years ago

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Kim Caldwell, NJ

This was a great experience for us. We were approved very quickly and everything was explained to us in very great detail. If I could do it all over again I would pick this company again for sure. I am very happy with this loan and would highly recommend to anyone that is shopping around.

8 years ago

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N. Otieno Belmont, MA

Ozzy was excellent and efficient Loan Officer. He got me approved for a personal loan in a very short time period and answered all my questions in a quick and detailed fashion. He was very helpful throughout the entire process and it was a very favorable experience.

8 years ago

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Jeanne Wesley Chapel, FL

I worked with Amanda and she was very professional and a pleasure to work with. The process was extremely easy, there was quick communication, an understanding of my position as well as helping me determine the best option for my situation.

8 years ago

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Vladimir Saratoga, CA

Took the credit card debt consolidation loan. Smooth experience, process was reasonably fast. Very professional and courteous service, did not have my sales pressure or the like. Seem very reasonable. My APR was reasonable as well, lower compared to some credit cards. I would recommend their services to those looking for short-term loans.

8 years ago

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Taylor Strecker Liberty, MO

Alan did a great job. He was respectful, helpful, friendly and caring through the entire process. He guided me well and I appreciate his support in consolidating our debt. I will highly recommend you. Also Ryan who handled our welcome call was great as well. Good people. Thank you all.

8 years ago

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Catherine South Dennis, MA

Very friendly and easy to work with---their "simple interest" will help save tons of money and I can pay off the loan in 3 years versus 18 if I pay just the minimum on my c/c---Basil was very attentive and courteous in his explanation of process and kept me informed daily as to progress--will recommend to friends and family!

8 years ago

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Fredal Washington, DC

FreedomPlus is awesome. Surprisingly, their interest rate was less than some of the banks and their process was faster and less intimidating. I felt very comfortable using an "online" loan company. Also, their customer service is great. I highly recommend their service.

8 years ago

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Gino Wilkes Barre, PA

My experience with Freedom Plus was all positive, from beginning to end, nothing bad at all to say about it. Dajuan was my loan officer and his professionalism and courtesy was outstanding throughout the process. Thanks again Dajuan!

8 years ago

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Lisa Fairfield, CA

I had a very high interest loan that I needed to pay off and Freedom Plus saved me! They were wonderful to deal with, so kind and polite. Very fast service. The whole entire loan process funded and everything took 4-5 days. Thank you again Freedom Plus!!! Saved me hundreds of dollars a month!

8 years ago

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Heather IL

Scott was patient and professional throughout the entire process. He clearly explained all terms and conditions so that there was transparency throughout the process. He always answered the phone and got back to me in a timely manner. Funds approved in about a day. Highly recommend. Thank you Scott.

8 years ago

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Herman Jones Gladewater, TX

We had an excellent experience with Alan, in the process of being approved for the loan and all the way to the end of electronically signing documents. It was a very thorough and quick process in obtaining the loan. Thank you Freedom Plus for your excellent help.

8 years ago

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Brian Allendale, NJ

An amazingly pleasant and simple application process. Paul Stewart was a pleasure to work with, highly professional and knowledgeable. The entire process took less than a day. Rates are very fair and reasonable. Would definitely use them again should the need arise.

8 years ago

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Javier Hernandez Laredo, TX

Everything went as expected, i would have rated your company a 10. The only thing that could have been done different is that instead of mailing out checks to creditors, to deposit the money in my account. I will have to maybe make two more payments if the checks that are suppose to go out in two weeks are late. If whomever was in charge to pay them out would have contacted me i would let them know i have payment access to all my accounts to be payed off.

8 years ago

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Helen Fernandez Clark, NJ

I totally enjoyed the process in obtaining a loan with Freedom Plus. My Personal Loan Representative was very thorough, very knowledgeable and was in constant contact during the process. All my questions were answered and I look forward to paying off my loan!

8 years ago

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Debbie Crown Point, IN

This was the easiest time I ever had getting a loan Scott was the best very helpful and no pressure explained everything no hidden costs. Was hoping for a better rate but you get what you are given. If you need help try Freedom Plus.

8 years ago

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Jennifer Leesburg, FL

Sandra was extreemly helpful in what was a stressful situation, working through debt consolidation, working to get the best loan rates. She was pleasant to speak to and was willing to answer all questions that I had during the process.

9 years ago

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David Clemons Pleasant Hill, CA

From the beginning online application process, to the quick response from the sales team and the follow up from the loan servicing, literally this has been the best experience. I will reach out exclusively to Freedom+plus for all future loans. Thank you all very much!

9 years ago

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Garth Rogers Dallas, TX

This is the place to get your loans people. A 10 STAR rating. Bobby Neal was fantastic to work with and helped me get through the process without any hiccups. Never a hassle and great communication. A very personable experience. If I ever need funds for ANYTHING in the future. I will call Bobby. Thank You FreedomPlus

9 years ago

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Jamie Opelousas, LA

Jermaine Jordan was very helpful and answered all my questions concerning my loan. I was approved and documents signed in less than 24 hours. I rated Freedom Plus a 8 because of the interest rate, a little steep, especially for someone who has good credit! Overall professional, quick loan approval, and spent time answering my questions. Negative, interest rate too high!

9 years ago

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Douglas Fairfield Spring, TX

Jermaine Jordan was extremely helpful & completed approval & loan in less than 24 hrs. Easiest loan we ever received. I rated the company a 9 because of the interest rate. The advertising shows a much lower rate, but upon receiving docs I was shocked at the rate. I will try to pay off early to maybe save a little in costs. I've read the other reviews and find that if one needs a loan and can't get it any place else.........thus the high interest rate, but it got approved.

9 years ago

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Teri McIntosh Boston, MA

Our loan representative did not listen, but constantly interrupted our questions. It was not made clear that we did not have 3 days to rescind the loan. And when we tried we could not get to a person for 3 days, only emails and left phone messages. Will never use again.

4 months ago

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Beverly Coop Cerritos, CA

Tyree was very helpful... explained everything clearly and answered all of my questions to my satisfaction.

4 months ago

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Christine Grant-Akploh Brooklyn, NY

I like the personal touch, the honesty and the promptness. The rep was very personable and easy to talk to.

5 months ago

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Dennis Hatcher

Kathi was very good at consolidating all our debt into a loan. I wish the interest rate were a little lower, but it still beats the rates from the credit card companies.

6 months ago

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Col O'grady Perry, NY

I was worried I couldn't afford the payments but I had nothing to worry about. Achieve got me lower payments and I felt so relieved.

7 months ago

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Patricia Owens San Bernardino, CA

My sales person was courtesy of day I called but have not heard anything since, despite leaving messages more than twice. The time it is taking to pay off loans has been extreme to say the least and is causing me even more financial hardship. I have do e consolidation loans in the past and has never taken more than a week. I am expected to make a payment on my loan on the 10th when I am still paying creditors that have been paid. Overall I can say not totally feeling secure and follow through seems to lack.

8 months ago Edited August 29, 2023

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jazzbasket

Great, painless process and knowledgeable people. I would recommend them for anyone trying to streamline their payments to creditors.

8 months ago

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Katharine Cohen Middletown, NJ

After buying a house and a few unexpected expenses, I needed a personal loan. Melissa H from Achieve was prompt and professional, she took care of everything.

10 months ago

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Jana Withers Tampa, FL

Extremely satisfied and still can't believe how easy it was to process our loan. We needed funds to help a family member and could not he more pleased. Thank you

11 months ago

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Anne Dougherty Havertown, PA

Achieve took over my loan within a month of having it with a different company. I took out a 3 year loan, and made an early payment of 90% of the loan within the first 6 months. I assumed that this loan was like every single loan other I've ever taken out in my life and that I would have lower or no payments for a bit because I still had several years left to the loan term. Less than 12 hours after my next 'due date ' I had received 6 harassing phone calls (in less than 8 hours) because I hadn't paid the "full amount due" and I "was behind". When I called I was told that my loan end date was just moved up with the amount of payments I had left instead, with literally no change to the loan term end date online at all and was told my new end date was in 6 months with the full 3 years of interest attached to pay that I doubt will "be refunded" at the end as it should be. I could "try to refinance with them if I wanted lower payments". A month later, I STILL can't verify any of the information I was told as my online account STILL doesn't reflect any of this. Customer service is very nice. That's the only good thing about them. I'll never use this horrible company for anything ever again.

11 months ago

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lattyb Brooklyn, NY

Can’t believe it was so easy I am so happy to be on this journey to financial literacy and making better money management choices thank you so much!

11 months ago

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Rita Perez The Bronx, NY

Achieve is a company that takes full advantage of consumers in need of a loan due to financial difficulties. This company should be investigated for “additional interest charges”. This company charged me additional interest even after I paid the full amount within my statement period. When I called to ask for assistance the customer service representative made me feel as if I was in no position to question the additional cost. This company should be under investigation and penalty charges should be given to them for falsifying information and charging consumers additional unknown charges. I will post this all over social media

11 months ago

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John Brooks Granbury, TX

Excellent place to do business with! Personal loan amounts are in the range of most needs of people and they understand that, If you do business with them, you will not regret it!

1 year ago

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Christi Elizabethtown, KY

This has been the best experience I've ever had taking out a loan. My advisor was so knowledgeable and kind and was quick to work everything out with me. I could not recommend anyone any better than this company!

1 year ago

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Kim Woodland Hills, CA

I can’t say enough about Affirm and the Loan Consultant (Brian A) who assisted me. Such a wonderful experience and he was quick and thorough. I’m Forever grateful! Highly recommend Affirm!

1 year ago

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Gary Secaucus, NJ

My original contact with this company was great and has been for the last year. However, in the last two months they have been hounding me with calls, emails, and text messages wanting me to refinance my current loan and add more money to a refinanced loan. They say, if I’m interested please call this number. Well…… I’m not interested in a refinance and I’m not interested in making the loan for a greater amount. I have replied to there emails and told them I’m not interested. I have responded to the voicemails they left. They kept calling me so I got tired of there annoying calls. I started blocking the number. However each time I block it they use another number and thus far they have used three different numbers. They. say to call them if interested! Do they not get it, if I were interested I would call them. If I were interested wouldn’t they figure out I would have answered the phone 2 months ago. So unless you want this company to hound you after a year with no end in sight, I would think twice about asking them for a loan. Go somewhere else, buyer beware!!!

1 year ago

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Marolyn Wagner Desert Hot Springs, CA

Thank you so much for helping us complete our process of debt relief. Will be making our last payment this month. What a relief and how good it will feel to have that money in our account every month now.

1 year ago

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David Summers Wills Point, TX

From the time I applied everything moved really fast. Ryan D called me within 15 mins to finalize. Final documents were complete in another 10 minutes. This was almost hard to believe how quickly this happened.

2 years ago

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Kade Hill Snellville, GA

Everyone that I spoke with was so pleasant and knowledgeable. They did exactly what they said they would do and even their customer service team is great. Highly recommended!!

2 years ago

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Allez Cancún, ROO

The loan process is quick and more or less straightforward. Rates are high even for good credit. The process includes talking to someone on the phone more than once, which is fine. There is, however, one serious problem with this company and it is that they systematically fail to email statements, presumably in the hopes of collecting late payment fees. Another minor issue is that payments are made via ACH and take 3 business days, which is unnecessary. Overall, I may recommend this company but surely they could improve their practices.

3 years ago

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Douglas Meeks Huntsville, AL

The process was fast but they made me feel like they did not trust me since THEY would pay my loan/credit card off, not me (as other competitors sent me the money). The rates were slightly higher and as far as I am concerned any financial entity that cannot be reached through Quicken is second class. ALL first class lending institutions can be managed through Quicken but not these guys.

3 years ago

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Cameron Putegnat Lakeland, FL

Amanda was excellent. Couldn’t have asked for a better sales person. However, I think the underwriting dept asked for an unusual amount of information for such an obvious good risk. Thank you Amanda

3 years ago

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Samantha Ghrist Columbus, OH

This was by far the easiest and most streamlined process that we have ever encountered while applying for a loan. Amanda is extremely knowledgeable and eliminated all the stress!

3 years ago

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Douglas C Meeks

The approval process was about average, nothing outstanding, the fact that THEY pay off your cards/loans/etc instead of giving you the money and letting you do it might be good business but left a bad taste for me since none of their competitors do it. The WORST thing is a company this large and no Quicken support so 3 Stars is about as good as I can give it. Add that to the upfront fees payment and 3 Stars is a high mark

4 years ago

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Sherry L. Reed Fayetteville, GA

The loan was process in only a couple of day. The representative was very knowledgeable of the process, very professional, and walked us through the entire process. Excellent service. Sherry Reed

4 years ago