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    What Is the Average APR Range for Personal Loans?
    If you are considering applying for a personal loan, there are many factors you will want to take into consideration. As is the case with any loan or installment plan, prospective borrowers need to take into account the amou...
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    What If I Miss a Payment on My Personal Loan? What to Do Next
    Let's say you've been approved for a personal loan through a local lender of your choice. You agreed with the terms, rate and loan amount, and you're thrilled to have some available funds to finance whatever it is you need o...
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    What Is the Average Minimum Credit Score Required for Personal Loans?
    Credit score: Hopefully, hearing this term elicits confidence, but for some of us, these two words can cause our heart to race and our palms to get sweaty. Your credit score is a numeric measurement of your history with loan...
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    How Long Does It Typically Take to Receive Personal Loan Funds?
    When using your credit card doesn't make sense or isn't feasible, a personal loan could be the boost you need. Life can throw curve balls at any of us. Medical bills can come unexpectedly, your home may need renovations, or y...
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    Can I Get a Personal Loan No Matter What State I Am In?
    Perhaps you've found yourself in this very scenario: You have a mortgage that seemingly won't be paid off forever; you have an auto loan that still has a couple of years left; your credit card limit is dangerously close to b...
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    Is There a Limit on What I Can Use My Personal Loan For?
    Everyone is familiar with the concept of working with a lender to secure a loan for a home or a car. For just about all of us, this is simply the best and perhaps only option when we want to make such a large purchase. So wha...
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    What Is APR?
    Interest rate and annual percentage rate: two terms that often get tossed around when discussing loans and credit. Both are important to understand, and both are critical to the process of securing and paying off a loan. Whet...
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    What Is an Interest Rate?
    No matter what type of loan or source of credit you are seeking to secure-be it a mortgage, auto loan, student loan, credit card or personal loan-there are certain components you examine and pay attention to. Clearly, the am...
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    What Are Unsecured Loans?
    The need to borrow money might start in childhood or adolescence when you ask your parents or friend to spot you a couple of bucks to see a movie or to buy a toy or popular game. As an adult, borrowing money is required for l...
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    What Are Secured Loans?
    It's reasonable to say that just about everyone needs a loan at some point in life. Whether you're looking to mortgage a home, purchase an automobile, pay for college tuition, or even finance a large-scale home improvement, w...

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