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Globe Life Insurance

Is This Your Business?
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LAST UPDATED: October 14th, 2023

Over the years, Globe Life has gained a reputation for being a reliable insurance company. It has earned high financial strength ratings, which means policyholders can have peace of mind for their life insurance purchases.

You'll also benefit from a wide selection of life insurance policies that focus on families' needs. Globe Life offers term and final expense policies for adults. It offers whole life insurance for children and adults.


Attention: Globe Life also offers life insurance through its affiliate Globe Life Family Heritage Division.

In 2012, Globe Life added Family Heritage Life Insurance Company of America, now known as Globe Life Family Heritage Division, as an affiliate. Learn more about the life insurance Globe Life Family Heritage Division offers by reading our profile.

Top Ranked Companies


The Good

  • Reliable Insurer
  • Policies Geared for Families
  • No Medical Exam or Waiting Period

Reliable Insurer

Founded in 1900, Globe Life has stood the test of time. These many years of industry experience combined with its current high financial strength ratings makes Globe Life a trusted choice when buying a life insurance policy.

Financial strength ratings indicate an insurer's ability to make claims payments. High ratings indicate that Globe Life is likely to be in a position financially to make these payments, which is important when you're purchasing life insurance.

Policies Geared for Families

Globe Life's policies are created with families' needs in mind. You can purchase term, whole, and final expense insurance from the insurance carrier.

Globe Life offers coverage for parents, children, grandparents, and grandchildren. Whoever you want to insure can be insured with a life insurance policy from Globe Life. It even offers a family life insurance coverage option.

Family life insurance is a combination of policies or a policy with riders that offers protection to multiple members of your family.

If you're looking to protect your family, Globe Life's focus on families is a great benefit.

No Medical Exam or Waiting Period

Globe Life's policies do not require a medical exam. Not needing a medical exam makes it faster and more convenient to apply for a life policy.

Once you're approved and purchase your policy, your coverage starts. You don't need to wait a certain amount of time before you'll be covered, which is especially important if you're looking for quick coverage.


The Bad

  • Must Call or Provide Contact Information for Policy Details
  • Limited Customer Reviews

Must Call or Provide Contact Information for Policy Details

Globe Life only offers general information about the policy types it offers. To learn more about term lengths, coverage levels, and the insurance provider's rates, you'll need to call or share your contact information with Globe Life.

Keep in mind that your life insurance rate is determined through underwriting, so your rate will depend on health history, age, etc.

If you're in the early stages of life insurance shopping, you may not be ready to share your contact information with companies. However, if you're interested in Globe Life, it's worth getting additional information.

Limited Customer Reviews

While the most important things to consider when choosing an insurer are financial strength and types of policies, you should also understand the customer experience.

Unfortunately, there are a limited number of customer reviews on Best Company for Globe Life, which makes it difficult to evaluate the customer experience at Globe Life.


The Bottom Line

While it would be nice to have more insurance product details available online and more Globe Life insurance reviews, Globe Life is worth investigating further because of its industry experience and high financial strength ratings. 

You can find permanent life insurance and term life insurance policy options, which makes it easier to find a life insurance product that meets your needs. 

If you're interested in buying life insurance coverage for your family, you'll benefit from Globe Life's focus on family coverage needs through its policies.

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