Globe Life Family Heritage Division

• High Financial Strength Ratings
• Coverage for Entire Family Available
• Simplified Underwriting
• Quick Policy Issuing
• Additional Insurance Products

High Financial Strength Ratings

Globe Life Family Heritage Division has earned high financial strength ratings from A.M. Best. Individuals purchasing insurance coverage from Globe Life Family Heritage Division can trust that the company will be able to pay its claims.

High financial strength ratings are common for the insurance industry, particularly among top insurance carriers. Globe Life Family Heritage Division's high ratings help make it competitive.

Coverage for Entire Family Available

Globe Life Family Heritage Division offers two life insurance plans: one for adults and one for children. Offering a life insurance plan for children makes Globe Life Family Heritage Division stand out from other insurers. Many insurance companies don't provide life insurance for people under 18.

The policies Globe Life Family Heritage Division offers are permanent life insurance plans. These policies accrue cash value and the coverage lasts a lifetime. The money accrued in the cash value of the life policy can be used while the insured is living and is considered an asset. It can also be used to supplement retirement income.

If you want to cover your whole family, you can benefit by exploring Globe Life Family Heritage Division's policies further.

Simplified Underwriting

Part of the application process for purchasing a life insurance policy includes underwriting. Through this process, life insurers determine the risk of insuring an applicant and the premium rate at which they'll offer a policy.

Underwriting considers personal information of the person being insured. These factors include health, family member's health history, lifestyle, and a few other factors.

Fully underwritten policies typically require a medical exam. Globe Life Family Heritage Division does not require a medical exam as part of its underwriting process, but applicants may have to complete a health questionnaire.

This simplified underwriting process makes applying for a Globe Life Family Heritage Division life insurance product easier.

Quick Policy Issuing

The simplified underwriting process also makes it faster to purchase a policy from Globe Life Family Heritage Division. Issuing fully underwritten policies can take more time because the underwriting is more thorough and usually requires a medical exam.

Globe Life Family Heritage Division's ability to issue policies quickly is an advantage of choosing this insurer.

Additional Insurance Products

Globe Life Family Heritage Division also offers insurance policies for cancer, intensive care, heart attack and stroke, hospital indemnity, and accident. These additional policies offer coverage for specific conditions and situations. A cancer policy, for example, offers additional coverage for cancer-related health services and other expenses.

If you're looking for additional types of insurance, Globe Life Globe Life Family Heritage Division Division can meet your needs.

• No Online Payment Estimator
• Limited Online Information
• Insufficient Customer Reviews

No Online Payment Estimator

To learn more about premium rates and coverage, you are directed to meet with a company representative in order to obtain specific information about policies.

While you may be able to find online quotes and estimates from another company, agency, or through third party providers, you'll only know the final cost once your application is submitted and underwriting completed.

Limited Online Information

While Globe Life Family Heritage Division's website gives good general information about the coverage and benefits its policies offer, potential customers will need to contact the company directly or meet with a representative to get more details on premium rates, coverage levels available, benefits, and the terms and conditions.

Insufficient Customer Reviews

Best Company has not received many Globe Life Family Heritage reviews, so conclusions about the customer experience are not available.