Bestow is a life insurance startup created to offer life insurance policies to help with financial protection after the loss of a loved one.

Bestow specializes in term life insurance coverage with terms of ten, and twenty years. Bestow partners with top life insurers with high financial strength ratings to ensure that its clients claims can be met. Its online quote and application process is simple, quick, and data-encrypted. This makes applying and buying life insurance convenient and secure for shoppers.

Bestow offers good products and services for individuals interested in purchasing a term life insurance coverage.

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The Good

  • Good Term Length Options
  • Simple Application Process
  • Trustworthy Professionals

Good Term Length Options

Bestow offers two term length options: ten and twenty years. The monthly premiums start at $8.

The maximum coverage available with these term policies is one million dollars. If you want a higher coverage amount, you'll need to consider another company.

These term lengths offer good life insurance options for potential clients interested in a term insurance policy. These term policies offer exceptional value at good prices and can be canceled at anytime.

Simple Application Process

It’s quick to get a quote from Bestow by inputting your age, weight, height, and location online. After you see the quote, you can decide to continue with the application process. Comparing quotes among term lengths and considering the benefits offered by the insurance coverage can help you find an affordable plan and save money on premiums.

Because the application process requires more detailed information for underwriting, the monthly premium rate may be adjusted.

The process is fast and convenient for applicants. It does not require a medical exam for the underwriting process. Instead, the company uses the health information from your application to complete the medical underwriting. Bestow puts the information provided in an algorithm to determine premium costs for the insurance policy term length and death benefit coverage requested.

The online application process is also secure and the data you input is encrypted, which helps protect your information from being stolen as you apply for a life insurance policy online.

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Customer Review: Zhenzi W. from Plano, Texas

"The application took me about 6 minutes, it was straightforward, and I got $1M of coverage for about $20 a month."

Trustworthy Professionals

Bestow works with life insurance companies with some of the highest financial strength ratings. These high ratings indicate that these insurance companies are financially stable and able to meet their claims obligations. You can confidently work with Bestow because it will sell you an insurance policy from a trusted life insurance company.

Bestow also offers its clients access to customer support and licensed insurance agents. This service allows clients to have their questions answered well and receive good advice. Bestow’s customer support team are not paid on commission, which means that clients don’t have to worry about being pressured to buy a life insurance policy.

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The Bad

  • Limited Coverage Options

Limited Coverage Options

While Bestow is a great resource for buying term life insurance, that is currently the only type of insurance policy it offers. Those searching for permanent life insurance coverage, like universal or  whole life insurance, will need to look at other insurance carriers with a broader range of life insurance products.

However, if you're interested in a term policy, Bestow is an excellent choice because it specializes in term life insurance policies.

The Bottom Line

While people interested in a universal or whole life policy will need to purchase life insurance from another insurance provider, Bestow is a good company for people interested in term insurance coverage.

Bestow allows you to see online life insurance quote estimates for term lengths of ten and twenty years. Its policies are backed by top life insurance providers. A high financial strength rating offers clients confidence that claims will be met by the insurance company.

Its customer support professionals are not paid on commission, so there is no sales pressure when clients call in with questions.

If you’re looking for a term life policy with a simple underwriting and application process, Bestow life insurance is a great option.

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User Reviews

Star Rating

4.7
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13 Reviews

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Zhenzi W.

November 21st, 2019 Plano, TX DETAILS arrow_drop_down
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The application took me about 6 minutes, it was straightforward, and I got $1M of coverage for about $20 a month.

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Omar C

October 15th, 2019 Shreveport, LA

For healthy people. People with little health problems look elsewhere.

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RJ

August 11th, 2019 Los Angeles, CA DETAILS arrow_drop_down
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The easiest experience I’ve ever had while searching for and buying life insurance. It was literally a breeze.

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Julie

August 2nd, 2019 Dallas, TX DETAILS arrow_drop_down
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I’m a stay at home mom and this was perfect. Got my policy while the kids were sleeping and it only took a few minutes. Definitely provides peace of mind!

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Shannon

August 1st, 2019 Austin, TX DETAILS arrow_drop_down
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Could not have been easier- checked it off my to-do list in 5 minutes.

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Liberty Hangca-Barros

July 29th, 2019 Snoqualmie, WA DETAILS arrow_drop_down
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Easy and affordable I like that. I'm so very busy that it worked into my schedule.

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J Y

July 24th, 2019 Argyle, TX DETAILS arrow_drop_down
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I first heard about Bestow when they popped up on StrictlyVC, a newsletter that follows the hottest startups around the world. This company sold life insurance that was easy to pick and purchase. I got $500K in coverage in minutes and pay very low prices given my excellent health. I was very pleased with the entire process and would recommend them to anyone!

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Brennan Wallace

July 15th, 2019 Summerville, SC DETAILS arrow_drop_down
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I checked several different companies online for term life insurance rates and Bestow was competitive. Their application process was quick and easy as was the approval process; the whole thing took about 15 minutes. I didn’t want the hassle of phone calls with sales reps; Bestow’s online process is simple and doesn’t require sales calls

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Grant

July 15th, 2019 Grand Prairie, TX DETAILS arrow_drop_down
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Was quick and easy to get life insurance. All done online, no medical exam, comparable rates.

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Warren

July 15th, 2019 New Roads, LA DETAILS arrow_drop_down
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Quick & easy No physical exam needed Much better pricing & amount of coverage than State Farm

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Johnnie Jackson

July 15th, 2019 Heiskell, TN DETAILS arrow_drop_down
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My experience with bestow was a good experience I got online fill out an application customer service called me right away no Health screenings no runarounds everybody else that I got online price life insurance was 10000 20000 or $200,407 a month besto I got $500,000 for $55 a month no questions asked wonderful people best people to deal with on life insurance so if you need life insurance call besto

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Radonna

July 15th, 2019 Victoria, TX

I had a wonderful experience getting life insurance. The website was easy to use and I got an immediate response without any follow up ‘consulting/sales’ from the staff! Highly recommend.

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Mike

July 15th, 2019 Fort Thomas, KY

Super fast, super easy. I wouldn't have finished it if it took awhile so it was nice that it was so efficient.

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