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State Farm ID Protection

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LAST UPDATED: July 5th, 2022

Since its inception in 1922, State Farm has provided insurance policies covering homes, automobiles, life, and much more. Now, for $25 per year, State Farm also covers the cost of identity restoration following identity theft. Since State Farm is not an identity theft protection company, the company does not offer preventative measures such as credit monitoring and alerts. Rather, the company provides insurance that covers the cost of restoring identity information.

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The Good

  • Low Cost
  • Easy Add-on

Low Cost

State Farm's identity protection services cost $25 per year, which equates to just a little more than $2 per month. This protection covers identity fraud expense reimbursements, including the following:
  • Cost of obtaining credit bureau reports
  • Fees when reapplying for loans and grants
  • Phone, postage, and shipping fees
  • Notary and filing costs
  • Certain legal fees
  • Up to $1,000 for deductibles or service fees from financial institutions and other costs to recover control over your personal identity
  • Up to $5,000 combined for lost wages and child/elder care expenses

Easy Add-On

State Farm's identity protection service is easy to add on to an existing State Farm policy.
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The Bad

  • No Prevention Services
  • Only Available to State Farm Customers

No Prevention Services

State Farm only covers restoration after an identity theft event. This means that the company does not offer basic prevention services such as credit monitoring, internet scanning, and suspicious activity alerts.

Only Available to State Farm Customers

State Farm's identity protection service is only available to its existing policyholders. 

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The Bottom Line

State Farm is an insurance company that offers identity protection services as an add-on to existing policies. For $25 per month, the company offers identity restoration services and expense reimbursement. However, State Farm does not offer identity theft prevention services. 

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Dwayne Holland Charlotte, NC

We have state farm now on our home, car and id protection and one thing that was super great was that I got laid off from my job and the payments on the policy was paid through my id protection. I'm so happy I have this coverage and would recommend it to anyone

2 years ago Edited July 6, 2022

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Frank Rivera Lynnfield, MA

I secured state Farm ID coverage to insure against costs associated with identity theft. The sales staff completed a comprehensive policy at an affordable premium. I hope I never need to exercise coverage but happy it's there.

2 years ago

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Cynthia Landing Forest City, IL

State Farm operation of identity theft gives you a secure feeling and a peaceful mind in todays world identity theft is a ongoing problem and it can be challenging for ordinary people this is when State Farm ID steps in given you the protection to ward off the criminals from stealing your life information

2 years ago

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David Drake Shelbyville, IN

Nice friendly purchases competitive in prices give them a try don’t be shy

2 years ago

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Cheryl Goodall

Very helpful and they look into any problems that come up and resolve them

2 years ago