GEICO ID Protection Logo

GEICO ID Protection

Is This Your Business?
star star star star_half star_border

Author: Kaitlyn Short

LAST UPDATED: February 27th, 2022

GEICO, which stands for Government Employees Insurance Company, is a widely-known insurance company that was founded in 1939 in Washington, DC.

GEICO has developed a partnership with Generali Global Assistance to provide its customers with identity protection services.

With GEICO Portfolio Identity Protection services, customers can get 24/7 credit report access, various monitoring and alert services, and can choose between individual, couple, or family protection coverage.

Keep reading to learn more about GEICO's identity protection services. 

Top Ranked Companies

thumb_up

The Good

  • Competitive Monthly Rates
  • Identity Monitoring Services
  • Identity Resolution Services
  • CISSP Certified

Competitive Monthly Rates

GEICO offers identity protection plans that start as low as $7.99 per month or $79 per year. The company gives customers the option to make payments on a monthly or annual basis.

The company's individual plan, which starts at $7.99 per month, is significantly cheaper than what many companies in the identity theft protection industry offer.

Additionally, GEICO offers a variety of identity theft plan coverage options including individual coverage, couple coverage, and family coverage. Each plan comes with access to an online data protection suite, identity theft resources, 24/7 customer service, up to $1 million in identity theft insurance, and more. 

Identity Monitoring Services

GEICO provides its customers with a number of monitoring services, including three-bureau credit monitoring, internet monitoring, and social security number monitoring. The company also offers alerts and credit freezes to better prevent identity fraud and theft.

Identity Resolution Services

GEICO offers several resolution services including identity theft insurance, identity theft affidavit assistance and submission, 24/7 access to certified identity resolution specialists, lost wallet assistance, medical identity theft assistance, and more.

The company's staff will also contact the police/legal authorities on the behalves of customers who fall victim to identity theft. Additionally, GEICO will also provide emergency cash advance and travel arrangements for victims and translation services.

Despite the company's lack of financial and criminal restoration services, GEICO has more to offer in terms of identity resolution services than many other companies in the industry. 

CISSP Certified

GEICO is a Certified Information Systems Security Professional. To earn this certification, companies must have several years of experience and pass the CISSP exam.

thumb_down

The Bad

  • Missing Recovery Services

Missing Recovery Services

GEICO identity protection recovery services are limited to medical identity restoration. The company does not assist with financial, criminal, or tax identity recovery like many other companies do.

That said, GEICO does offer many other noteworthy resolution services (mentioned above). 

gavel

The Bottom Line

Overall, GEICO Portfolio Identity Protection presents customers with competitively-priced, comprehensive identity protection plans that are designed for individuals, couples, and families.

The company also offers several monitoring services including credit monitoring, internet monitoring, and more. Additionally, GEICO offers various resolution services and is CISSP certified.

The downside is that GEICO is missing some recovery services that some other companies offer like financial, tax, and criminal resolution.  

If you are currently a GEICO customer and you do not already have identity theft protection, it may be worthwhile to try out the company's services, especially since they are fairly affordable. However, if you are looking for more comprehensive identity protection services and are willing to pay a bit more, you may want to look elsewhere. 

View Best Identity Theft Companies

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating

info
star star star star_half star_border

7 Reviews

Review Breakdown

5 grade

57%

4 grade

0%

3 grade

0%

2 grade

14%

1 grade

29%

Sentiment Criteria

Value

star star star star star_border

Quality

star star star star star_border

Service

star star star star_half star_border

Trustworthiness

star star star star_half star_border
cancel

Filter by:

arrow_drop_down

Sort by:

arrow_drop_down
info
star star star star star

Eric The Colony, TX

I've been using GEICO ID theft protection service for almost a year and I love it! This site's report is wrong when it says GEICO offers no insurance for ID theft and that it has only limited resolution assistance. The ID Theft coverage offers $1 million in ID theft insurance, and a certified resolution specialist is assigned to assist in restoring all ID theft cases, including medical, financial, criminal, and tax cases. In addition, using the tools provided in the online dashboard helped my wife and I improve her credit score by 40 points in one month!

6 years ago

star star star star star

Julia Rencoukos Ocala, FL

I absolutely love Geico! Best customer service of ALL time! I wouldn’t change to another company EVEN if my policy was cheaper! Start to finish and EVERYTHING in between they handle everything with a smile and I’m always left feeling happy! Thank you Geico!

7 years ago

star star star star star

Randy Hardin Washington, DC

I have GEICO ID Theft Protection and am very satisfied with it. I receive regular updates and can log in and quickly review any activity. They do provide antivirus protection software, contrary to the review says above, but only for Windows computers--they don't have anything for Macs. It's a great service and a great value.

8 years ago

star star_border star_border star_border star_border

Mike Steeles Tavern, VA

I tried to cancel the Geico ID Protection plan, one month later I got a letter in the mail saying somebody use my ID and cashed a check in another city. They used my brand new drivers license that I just got a month earlier. The person who used it went to a parts place that did not have a camera and the manager could not describe him. Up until then I have never had any problem My ID, I had to call Geico ID to get back my plan but as soon as I did the person I talked to said before I had a chance to say anything that they would not cover anything after I canceled.

5 years ago

star star_border star_border star_border star_border

Sheila Veasley Denver, CO

I was due for renewal for the ID protection. I contacted GEICO to cancel ID protection before the deadline. I was charged $79 anyway. I was told it would be reversed but it takes 7-10 business days! Unacceptable!!!! They should not have taken it out of my account in the first place, now I have to wait for the funds to be reversed! Poor customer service!!!

8 years ago

check_circle

Review Source

star star star_border star_border star_border

Steven Shimmin

I was never happy with Geico, always hard to get in contact with them and to talk to a real person was almost impossible. Had a few close calls, where I had noticed some strange activity on a credit card, when I tried to talk to them they were not aware of the problem and did not do much to help fix the problem. Finally spent some time and the bank with a person and we cleared it all up. Geico was no help

2 years ago

check_circle

Review Source

star star star star star

Jennifer Palmer, AK

Great customer service and very educational

2 years ago