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MetLife Defender ID Protection

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LAST UPDATED: April 28th, 2020
As of February 2016, MetLife Defender is no longer accepting new enrollments. The information contained in this review is a reflection of the company's offerings when it was still accepting new customers and may be inaccurate or out of date. 

MetLife, Inc., also known as Metropolitan Life Insurance Company, was founded in 1869. Since then, the company has grown to become a global provider of insurance and other financial services. MetLife offers free identity protection services to its home and auto policyholders.

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The Good

  • Family Plans
  • Recovery Services
  • No Cost for Existing Customers

Family Plans

MetLife allows individuals to add family members onto their identity protection plans at no extra cost.

Recovery Services

MetLife Identity offers a number of identity recovery services. In the event of identity theft, the company will provide the victim with one year of free credit monitoring and reports from all three major bureaus (Equifax, Experian, and TransUnion). Additionally, MetLife helps with medical and criminal identity theft recovery and offers limited power of attorney.

No Cost for Existing Customers

MetLife's identity protection services are free for its existing home and auto insurance policyholders.
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The Bad

  • Lack of Prevention Services
  • Limited Availability

Lack of Prevention Services

MetLife's identity theft prevention services are not very extensive. While the company does offer legal protection, it does not offer credit monitoring (previous to an identity theft event), social security monitoring, bank account monitoring, or internet scanning.

Limited Availability

Not all products and services offered by MetLife are available in all states. The company's identity protection services are currently unavailable in New Hampshire and North Carolina. 

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The Bottom Line

MetLife offers family identity protection plans and recovery services at no extra cost to its existing home and auto customers. However, the company's prevention services are limited and identity protection is not available in all states. 

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8 Reviews

Review Breakdown

5 grade

50%

4 grade

13%

3 grade

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2 grade

0%

1 grade

38%

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Jessica Las Cruces, NM

Don't ever sign up for this!!! I left my job and now I cant cancel and get out of it! They just keep sending me in phone number circles and now im getting bills!

8 years ago

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dont trackme Wexford, PA

This product is isnt what I expected. Not sure if they really do anything but inflate numbers. #houseoversight

9 years ago

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Watcher Pittsburgh, PA

This product is filled with lies. #ftc #ladmd

9 years ago