Founded in 2013, EverSafe, which is a branch of Elderscan LLC, offers identity theft protection services that are specifically targeted at seniors but available to anyone.
After Howard Tischler, the founder of EverSafe, discovered that his mother was a victim of identity theft, he saw a need to protect senior citizens and their families from fraud.
EverSafe offers alerts via email, text, voice, or app for abnormal spending patterns, credit card charges, missing deposits, unauthorized cash withdrawals, dishonest telemarketers, changes in spending habits, credit bureau activity, and identity theft and fraud.
EverSafe offers a 30-day free trial service for each of its three offered protection plans.
Those interested in EverSafe should note that only two of the three plans the company offers include identity theft-specific services like identity restoration and a $1 million service policy.
Read on to learn more about EverSafe's identity theft protection services.
EverSafe gives interested consumers the ability to try out their services for 30 days. This 30-day free trial period is available to all three plan options that the company offers.
Those interested in this free trial can easily sign up via the company's website.
EverSafe offers three identity protection plan options at varying prices so that customers can select a plan that best meets their budget and coverage needs. The three protection plan options include the EverSafe Essentials plan, the EverSafe Plus plan, and the EverSafe Gold plan.
The plans offered range from $7.49 to $24.99 per month. Enrollees who are 60 years or older can receive a 10 percent senior discount for the plan option they choose. Additionally, family members can receive a 25 percent discount.
Customers who wish to obtain the $1 million service insurance policy must choose the EverSafe Plus Plan or the Eversafe Gold Plan. Each plan, however, includes 24/7 coverage, bank account monitoring, credit card account monitoring, and financial caregiving support.
All three EverSafe plans allow the customer to add their spouse to the plan for an additional fee of $2.99 to $14.99 per month, depending on the plan.
Since this service is aimed at seniors, many of whom are married, it's helpful that both spouses can be covered without having to enroll and pay separately.
Unlike many companies in the identity theft industry, EverSafe includes investment account monitoring services in its Gold plan. Along with investment account monitoring, EverSafe customers can obtain bank account monitoring, credit card monitoring, credit monitoring, and more.
EverSafe Gold customers can also get a quarterly credit score and credit report as well as tri-bureau credit monitoring services.
The company offers a wide variety of alerts and monitoring options to help seniors avoid financial abuse as well as various elderly-focused scams. EverSafe also allows customers to share their alerts with trust family members/individuals. This can be useful for seniors who cannot keep track of their alerts themselves.
As previously mentioned, EverSafe offers a $1 million service policy as part of its identity theft services. The company also provides dark web surveillance, change of address monitoring, identity restoration services, and credit file monitoring.
While EverSafe does offer detailed information online about what services are included in each plan option offered and how much each plan costs, the company does not appear to provide much information about its staff, its refund policy, its payment options, and more.