Econocheck ID Protection

I've only recently signed up with Econ-O-Check as benefit through my credit union. The two main reasons for checking them out were the low cost, about $6 for the whole family, and their coverage of up to $400 to repair or replace a cell phone due to loss, theft, or damage. This alone was enough to make me switch as all I had to do was pay my cell bill with any one of the personal accounts offered by my credit union. Aside from that, Econ-O-Check offers the usual monitoring dark web and credit accounts, plus adds a small financial coverage of $10,000 against loss due to ID theft. Overall, it seems like an excellent base value.