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Econocheck ID Protection

Is This Your Business?
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LAST UPDATED: February 28th, 2022

Founded in 1973, Econocheck provides businesses with employee benefit products such as secure checking, customer relations programs, direct mail programs, and identity protection plans. The company's philosophy is to provide businesses with the strategy, product, and support they need to use all of its programs successfully.

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The Good

  • Monitoring Services
  • Family Plans

Monitoring Services

Econocheck provides its customers with triple-bureau credit monitoring, internet scanning, and financial account monitoring. If any suspicious activity is detected, the company will issue a fraud alert.

Family Plans

Econocheck offers family plans, making it easy and cost effective to protect the entire household.


The Bad

  • Limited Insurance
  • No Antivirus Software

Limited Insurance

Econocheck offers up to $25,000 in identity theft insurance, which is better than nothing. However, many other companies in the industry offer up to $1 million in coverage.

No Antivirus Software

Econocheck does not provide its customers with antivirus software to protect sensitive data on their computers. 


The Bottom Line

Econocheck offers comprehensive monitoring services and family plans. However, the company does not offer antivirus software and its insurance is limited. 

View Best Identity Theft Companies

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lozeerose San Antonio, TX

I've only recently signed up with Econ-O-Check as benefit through my credit union. The two main reasons for checking them out were the low cost, about $6 for the whole family, and their coverage of up to $400 to repair or replace a cell phone due to loss, theft, or damage. This alone was enough to make me switch as all I had to do was pay my cell bill with any one of the personal accounts offered by my credit union. Aside from that, Econ-O-Check offers the usual monitoring dark web and credit accounts, plus adds a small financial coverage of $10,000 against loss due to ID theft. Overall, it seems like an excellent base value.

1 year ago