AAA was founded in 1924 as a nonprofit federation of clubs and currently has 56 million members in the United States and Canada. AAA uses Experian ProtectMyID to provide its customers with identity theft protection. Experian provides information, analytical tools, and marketing services.
- Affordable Price
- Lost Wallet Assistance
- Identity Theft Insurance
AAA offers two plans, one of which is free for AAA members and the other only costs $8.95 per month, which is relatively low when compared to prices of other companies in the industry.
Lost Wallet Assistance
AAA offers lost wallet assistance as a part of its service. Customers can securely store debit card and medical card numbers in one safe place, as well as cancel and replace cards with a single phone call in the event of a lost or stolen wallet.
Identity Theft Insurance
AAA provides its customers with up to $1 million in identity theft insurance, so customers can rest assured that they will be covered in the event of identity theft.
- No Credit Restoration
- Card Limits
No Credit Restoration
In the event of identity theft, AAA does not offer credit restoration services. For example, the company does not provide its customers with legal support or limited power of attorney to help restore their credit.
AAA will only monitor and protect up to three cards per account. Additionally, the company requires customers to manually add the cards that they would like to be protected.
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The Bottom Line
AAA offers affordably priced identity protection that includes lost wallet assistance and identity theft insurance. However, the company does not provide credit restoration and places a limit on the number of cards that may be monitored and protected.
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