Founded in 2003 and based in Westlake, Texas, Goosehead Insurance offers insurance from more than 80 carriers on its platform for home, auto, umbrella, flood, and specialty insurance. Goosehead Insurance aims to bring a fresh approach to purchasing insurance with evolving technology and agents that care more about the client than the carrier.

Top Ranked Companies

#1 Lemonade

6.5 Overall Score

4.8

star star star star star

(372)

View Profile Visit Site View Profile

#2 State Farm

6.1 Overall Score

4.4

star star star star star_half

(433)

1-(855) 611-1270 Visit Site 1-(855) 611-1270

#3 Policygenius

6.0 Overall Score

5.0

star star star star star

(65)

View Profile Visit Site View Profile

thumb_up

The Good

Over 80 Carrier Options
Independent Agents

Over 80 Carrier Options

When you work with Goosehead, you have access to home insurance coverage options from many carriers rather than just a handful.

Goosehead Insurance carriers include well-known national brands as well as lesser-known brands that may provide enhanced local coverage. The many carrier options available include the following:

AIG
Chubb
CSE
Encompass
The Hartford
Hippo
Kemper
Liberty Mutual
Mercury Insurance
Metlife
National General
Progressive
Pure
Travelers
Wellington

Independent Agents

Goosehead agents are independent, which means they’re not locked into rules dictated by one particular carrier as is the case with captive agents. Therefore, agents can focus on representing clients without as much pressure to meet sales quotas for a particular carrier.

thumb_down

The Bad

Traditional Sales Process
Variable Discounts

Traditional Sales Process

While Goosehead does utilize innovative technology and back-office support to agents and clients, there is still a traditional aspect of insurance sales involved rather than a completely online experience. You do need to speak directly with a licensed representative at some point to confirm your purchase.

Variable Discounts

Additionally, home insurance discounts vary by state and insurance providers.

gavel

The Bottom Line

Goosehead Insurance aims to provide national coverage with local representation, and it seems to meet those aims impressively. With more than 80 carriers to choose from, you’re likely to find a home insurance option that meets your needs and budget.

Was this content helpful?

thumb_up Yes thumb_down No

border_color Write a Review

User Reviews

Star Rating

1.2

star star_border star_border star_border star_border

24 Reviews

Review Breakdown

5 grade

4 grade

3 grade

2 grade

1 grade

92%

Sentiment Criteria

Value

star star_half star_border star_border star_border

Quality

star star_half star_border star_border star_border

Service

star star_border star_border star_border star_border

Trustworthiness

star star_half star_border star_border star_border

cancel

star star star star star_border

A 1 Mesquite, TX

I had a great experience with Goosehead for my home insurance when purchasing my last home. I switched from them during Covid because because like so many companies, there was very little phone coverage when to take my calls when questions arose in 2020 and some of 2021. However, now that things are somewhat back to normal, I've received an even better quote than what I had previously and I decided to to return to them for my home AND auto insurance this time.

3 years ago Edited February 28, 2023