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4.3

Overall Score

LAST UPDATED: August 5th, 2022
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Attention: Wells Fargo does not offer home insurance.

Wells Fargo focuses on banking and financial services. It requires its mortgage clients to have sufficient home insurance coverage until the mortgage is paid off.

Founded in 1998, Wells Fargo specializes in banking and financial services. Although the company does not offer home insurance, it does have helpful information on what kind of coverage it requires its mortgage clients to have until their mortgage is paid off.

If one of its clients does not carry full repair and replacement coverage on the building, it will purchase its own policy and add the premium to the monthly mortgage payment. These lender-issued policies typically have higher rates and only cover the home's structure.

If you're a Wells Fargo mortgage client, be sure you have the right amount of coverage on your home. If your insurance coverage lapsed and you have a lender-issued policy, you can get the lender-issued policy cancelled by buying qualifying coverage and working with Wells Fargo to remove the policy.

Read Wells Fargo Home Insurance Reviews

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Star Rating

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3.6

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22 Reviews

Review Breakdown

5 grade

32%

4 grade

27%

3 grade

18%

2 grade

9%

1 grade

14%

Sentiment Criteria

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Quality

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Review Source

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L Turner Avon, IN

Using Wells Fargo for my Home associated with my Mortgage. They work seamlessly together with no issue. Reps have contacted me yearly to check in and make sure I am happy with my service. I was given options to lower rates a few different times. During Covid they pause my payments for a couple months until I was able to get back on my feet. Good service and Customer care.

1 year ago

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Arletha Allen Oxford, PA

Wells Fargo has exceptional customer service. I’m a 67 year female black Americans and so I’ve experienced a lot of disappointments with banks. From a mortgage to banking they have it been my financial institution.

1 year ago

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Steve Hampton Jacksonville, FL

Been with Wells Fargo for over 20 years. Using Personal and Business accounts. My favorite part of Well Fargo is how easy mobile check depositing works.

2 years ago

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Cody Linden Lehi, UT

I had an account with Wells Fargo for only a couple of year but I never had any issues, troubles, or hidden fees nor surprises. Positive experience.

5 years ago

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Kristin G Pleasant Grove, UT

Wells Fargo is our home insurance because of the total overall coverage we receive for the great price.

5 years ago Edited September 14, 2021

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Tilda Saint George, UT

Our home flooded and they made sure everything in their end was taken care of fast and right.

5 years ago

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Crystal-lee Nunez White Plains, NY

Great service takes to long to get compensated

2 years ago