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4.3

Overall Score

LAST UPDATED: August 5th, 2022
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Attention: Wells Fargo does not offer home insurance.

Wells Fargo focuses on banking and financial services. It requires its mortgage clients to have sufficient home insurance coverage until the mortgage is paid off.

Founded in 1998, Wells Fargo specializes in banking and financial services. Although the company does not offer home insurance, it does have helpful information on what kind of coverage it requires its mortgage clients to have until their mortgage is paid off.

If one of its clients does not carry full repair and replacement coverage on the building, it will purchase its own policy and add the premium to the monthly mortgage payment. These lender-issued policies typically have higher rates and only cover the home's structure.

If you're a Wells Fargo mortgage client, be sure you have the right amount of coverage on your home. If your insurance coverage lapsed and you have a lender-issued policy, you can get the lender-issued policy cancelled by buying qualifying coverage and working with Wells Fargo to remove the policy.

Read Wells Fargo Home Insurance Reviews

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Star Rating

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3.6

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22 Reviews

Review Breakdown

5 grade

32%

4 grade

27%

3 grade

18%

2 grade

9%

1 grade

14%

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Lesa Burgess Pleasant Grove, UT

Got my first home loan through Wells Fargo & was pleased with the apr, loan & how they handle it. I did a jumbo loan so a put a lot of money down to get the mortgage payment down to an affordable month to month payment. My credit score was over 620, so I qualified for other good loans but decided with the jumbo loan.

5 years ago

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Bella Houtz South Jordan, UT

I got my morgange through wells fargo and they set me up with home insurence. I have not had to file a cliam but it is good pricing, so i am happy.

5 years ago

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Laura Mccall Yreka, CA

Wells Fargo was great when we had them. Their prices were good and they were very helpful

1 year ago

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Darius Williams Alexandria, VA

have them as my primary bank and found out i could get them from insurance was pretty convenient

5 years ago

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Erinmarie Xian Brandon, FL

Wells Fargo was the first insurance company I ever had as a new homeowner years and years ago. We didn’t realize that we were supposed to pick our own insurance and instead Wells Fargo provided insurance for our mortgage since they held that title. We never had to file any claims but I didn’t feel like they were on the higher end home insurance policies pricing wise. In hindsight it is probably because we did not shop around and they were instead appointed to us which probably came with a higher price tag. The good news is getting a hold of somebody in customer service was never an issue.

1 year ago

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Sally J Sunbright, TN

Good customer service and are helpful getting in touch.

1 year ago