Safeco Insurance offers competitive home insurance coverage and helpful discounts. Its policies are issued by several different insurance carriers, each of which have received high financial strength ratings. Safeco Insurance stands out for the availability of services in Spanish.
Through Safeco, you can find the essential coverage options for the home insurance industry:
You can also extend your dwelling coverage limits and cover your property at replacement cost.
Beyond the essentials, you can add the following coverage to your policy:
These additional offerings are fairly common for home insurance providers, so the offerings make Safeco competitive.
You can benefit from discounts on your home insurance rate through Safeco. The Safeco Package bundles home and auto insurance at a discounted rate. You can also find discounts for installing safety devices like burglar alarms or sprinkler systems, having a newer home, getting a quote early, and purchasing umbrella insurance.
Most insurers offer similar discounts, so Safeco stays competitive with its savings opportunities.
Safeco offers policyholders a helpful mobile app that can be used to manage your policy, pay bills, file claims, access documents, and reach your insurance agent. The app uses a biometric login and is available in Google Play and the App Store.
Safeco offers its services in English and Spanish. This bilingual assistance makes the company stand out from others and is advantageous for Spanish-speakers.
Best Company has not received many Safeco reviews, so conclusions on customer satisfaction are not available.
When you buy home insurance through Safeco, your policy will be underwritten by one of the insurers it works with. Financial strength ratings for these insurers are difficult to find on Safeco's website.
However, these insurers are part of the Liberty Mutual Group and additional research from Liberty Mutual's site show that the insurers Safeco works with have received high financial strength ratings.
Financial strength ratings indicate an insurer's financial stability and ability to make claims payments, so high ratings are important to look for.
Linda Jensen Newberg, OR
3 years ago