Mercury Logo


star star star star_border star_border
LAST UPDATED: November 19th, 2022

Founded in 1961, Mercury Insurance was founded with the focus of treating drivers of all risk levels fairly. Alongside its car insurance offerings, you can find a wide selection of home insurance coverages and competitive discounts.

Mercury Insurance is convenient to work with because it offers a 24/7 claims service and online quotes. You can be confident when purchasing a policy from the insurer because it has received high financial strength ratings.


The Good

  • High Financial Strength Ratings
  • Competitive Coverage
  • Savings Through Discounts
  • Helpful Mobile App

High Financial Strength Ratings

Mercury Insurance has received high financial strength ratings, which indicate the company's financial stability and ability to pay claims. High ratings are common among top insurers. You can be confident when purchasing a home insurance policy from Mercury Insurance.

Competitive Coverage

Mercury Insurance offers all of the standard coverages for home insurance, liability, dwelling, personal property, additional living expenses, guest medical protection, and scheduled property coverage for expensive items.

You can also purchase additional personal liability protection and extend the replacement cost coverage of your dwelling coverage's limits.

Mercury Insurance's coverage options go further. You can include the following with your home insurance policy: 

  • Identity theft protection
  • Service line protection (utility lines and pipes)
  • Home systems (unexpected repairs for appliances, home entertainment, home security, etc.)
  • Home cyber protection (online fraud, cyber extortion, across connected home devices)

Savings Through Discounts

Insurers offer a smaller amount of discounts on home insurance policies compared to auto insurance ones. Mercury offers a competitive number of savings opportunities with its home insurance. Availability may vary by state.

  • Multi-policy
  • Protective devices
  • Fire-resistant construction materials
  • Newer home
  • Gated community

Other insurers offer similar discounts. However, Mercury stands out for offering a discount for living in a gated community.

Helpful Mobile App

Through Mercury Insurance's mobile app, you can view digital identity cards and pay bills. The app uses a biometric login and works on Apple and Android devices.


The Bad

  • Insufficient Customer Reviews
  • Limited Availability

Insufficient Customer Reviews

Home insurance reviews for Mercury Insurance are limited on With a low review count, commentary on the customer experience is not available.

Limited Availability

Mercury Insurance serves Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. If you live in another state, you'll need to find another insurer.


The Bottom Line

Although more insight on the customer experience would be beneficial, Mercury Insurance is worth considering if you live in one of the states it serves.

You'll benefit from a large selection of coverage options, competitive discounts, and a helpful mobile app.

View Best Home Insurance Companies

Was this content helpful?
thumb_up Yes thumb_down No

We'll Introduce You!

Call our recommended rep over at Mercury below.

1-(866) 830-3686

Star Rating

star star star star_border star_border

2 Reviews

Review Breakdown

5 grade


4 grade


3 grade


2 grade


1 grade


Sentiment Criteria


star star star_border star_border star_border


star star star_border star_border star_border


star star star star_border star_border


star star star_half star_border star_border
We couldn't find any matches for your request. Click here to try again.