GEICO Logo
star star star star star_border

6.4

Overall Score

LAST UPDATED: February 19th, 2024

Well-known for its commercials on car insurance savings, GEICO also offers home insurance quotes.

Its convenient online quote process and common discounts make GEICO worth considering for homeowners insurance.

While GEICO hasn't received many home insurance reviews on BestCompany.com, its initial reviews are largely positive. Of course, nothing conclusive can be said about the customer experience due to the limited data, but GEICO's initial reviews are a promising sign.

Read GEICO Home Insurance Reviews

Top Ranked Companies

thumb_up

The Good

  • Convenient Quotes
  • Competitive Insurance Coverage
  • Savings Opportunities
  • Online Information for Claims

Convenient Quotes

GEICO makes it easy to view homeowners insurance quotes online. This feature makes it convenient to view insurance rates and coverage options in your area.

GEICO may not issue each home insurance policy it sells. Before buying a policy, check the company issuing the insurance policy and look at its financial strength ratings. High financial strength ratings demonstrate an insurer's financial stability and the likelihood that it will be able to pay claims. High ratings are common among competitive insurance providers.

Competitive Insurance Coverage

Although coverage specifics may vary by insurance provider, you'll be able to find coverage common for the industry through GEICO. Standard homeowners coverage includes dwelling, personal belongings, liability, and loss of use.

The circumstances in which damage to your home are protected under dwelling coverage, known as covered perils, will depend on the policy. However, most policies include coverage for fire and hail.

Liability coverage helps cover costs if someone is injured on your property or if you unintentionally cause damage to someone else's property.

Loss of use coverage helps cover living expenses if your home is uninhabitable.

Since there is some variation, be sure to thoroughly understand the terms and coverage offered before buying a homeowners insurance policy.

Savings Opportunities

GEICO offers several of the common discounts for the industry. You can benefit from discounts for home security systems, smoke detectors, and for having multiple policies through GEICO.

Review Icon

Customer Review: Troy Siren from Gilbert, Arizona

"Bundled my auto and home and through Geico and saved a bunch!"

Although other companies in the industry offer additional discounts, GEICO offers some of the most common ones.

Online Information for Claims

GEICO sells policies from multiple insurers. Fortunately, you can still reference GEICO's website to get necessary information for filing a claim, like phone numbers for their partner insurers.

Be sure to have your homeowners policy details ready so you can contact the right insurer and file your claim.

thumb_down

The Bad

  • Insufficient Customer Reviews
  • No Claims-Free Discount

Insufficient Customer Reviews

GEICO homeowners insurance reviews are few on BestCompany.com, so conclusions about customer satisfaction are unavailable. The limited reviews rate GEICO highly, which is a good sign. Reviewers are happy with customer service, rates, and claims processing.

Review Icon

Customer Review: Jim Stewart from Queen Creek, Arizona

"Geico homeowners insurance is the best. Low rates and top notch customer service."

Best Company has many more GEICO customer reviews for auto insurance. A majority of these reviews are positive and express satisfaction with customer service. Although these reviews are for a separate insurance product, it's a good sign that GEICO's positive reviews outnumber negative ones.

No Claims-Free Discount

Some insurers offer discounts for being claims-free. Typically, these discounts are available after a set number of years. GEICO does not mention this discount on its website. If you're interested in this kind of discount, you may need to find another homeowners insurance company.

gavel

The Bottom Line

GEICO is a helpful tool for viewing quotes and buying home insurance online. This convenience is GEICO's main advantage.

The company also offers some of the common discounts for the industry, although it does not offer a claims-free discount. 

Since GEICO's policies are issued by multiple insurers, the contact information for filing a claim is different for each. However, you can find the necessary information for each GEICO Insurance Agency partner from GEICO's website.

If you're looking for a convenient quote, GEICO home insurance is worth exploring further.

Was this content helpful?
thumb_up Yes thumb_down No

Star Rating

info

4.2

star star star star star_border

89 Reviews

Review Breakdown

5 grade

60%

4 grade

18%

3 grade

12%

2 grade

3%

1 grade

7%

Sentiment Criteria

Value

star star star star star_border

Quality

star star star star star_half

Service

star star star star star_half

Trustworthiness

star star star star star_half
cancel

Filter by:

arrow_drop_down

Sort by:

arrow_drop_down
info
check_circle

Review Source

star star star star star

Linda Tomball, TX

My husband and I have used Geigo for years and love the service they provide us. When he passed away, I was recomended by a friend to change to another company because my husband was a disabled Vet. What a nightmare it was. I finally canceled with them and went back to the no hassle experience we had with Geico. They took care of my cars and my house insurance without a making me get unnecessary coverage I did not need. The change back to Geico was easy and I have the coverage I need without all the hassle. There was no hassle when I told them i have solar panels either! It's a great company who cares about families and the needs we have. I highly recommend them and appreciate the personal service I received from them.

8 months ago Edited July 17, 2023

check_circle

Review Source

star star star star star

Moses G.N Cleburne, TX

Geico is the best insurance provider. For years they have always been by our side when we need help. Be it auto, home or any boat insurance. We continue a great relationship with Geico. Their deals will beat all competitors conditional offers. The team at Geico? The best team!

5 months ago

check_circle

Review Source

star star star star star

Rachel

Highly recommend. I've never has an issue whenever I've reached out to them and they have very competitive rates.

1 month ago

check_circle

Review Source

star star star star star

Darleen

It was great but like any insurance, you have to keep shopping around and switching. We had them for both auto and HI and they were easy to deal with and nothin to complain about.

5 months ago Edited October 31, 2023

check_circle

Review Source

star star star star star

KATHLEEN KOTARA Katy, TX

Have been with GEICO for over 35 years! Made the mistake of leaving for a competitor to save a little money but came back to GEICO after experiencing sub-standard "service" from competitor. I will never leave GEICO again!

5 months ago

check_circle

Review Source

star star star star star

Smiles Ofpatrick

Great insurance company is the best of the best yeah. Really like the ease of contacting aka customer service, as well as the integration of all the different kinds of insurance. Driving score is cool too

5 months ago Edited October 19, 2023

check_circle

Review Source

star star star star star

Darla Wylie Brentwood, CA

I have been a customer with Geico for over 10 years. We hold several policies with them (home, auto, and other). I love this companies customer service. Everytime I call with questions about my policies I am given the answers and can understand why or how the policies are written. This is one company that has not outsourced its companies customer service, I appreciate that they are sourced in America.

9 months ago

check_circle

Review Source

star star star star star

Sean DiMaria Columbia, SC

Several years ago, I switched to GEICO for my home insurance policy. They were able to save me over a thousand dollars on my premiums. Also, I appreciate getting discounts on having home security/fire alarm coverage. Being able to manage my policies via the GEICO app has made things easy when I need to download policy documents. Additionally, GEICO customer service is always available to help me make changes to my policies or if I need help with a claim. I have always found their customer service to be excellent in every aspect.

11 months ago Edited April 17, 2023

check_circle

Review Source

star star star star star

Alicia Arnett Louisville, KY

Great coverage options and allows mortgage company to pay directly. Very convenient.

1 month ago

check_circle

Review Source

star star star star star

Bob Giovanni Toms River, NJ

I have been with Geico for 14 years. They have consistently proven themselves with claims processing, issuance of payments, coverage availability, advice and discounts. The discounts and award earnings make Geico stand-alone from other insurers. Accident forgiveness, multi policy discounts, driver education, safe driver longevity and the list goes on. Each and every time that I have dealt with Geico I was handled by a US representative who totally understood my needs without any language or knowledge barrier. They are simply the proven best of all companies that I have dealt with over the last 20 plus years.

1 year ago

check_circle

Review Source

star star star star star

Sherran Nutson Atlanta, GA

I was a GEICO customer for 6 plus years. GEICO provided professional customer service, decent auto pricing and other insurance benefits. I would return to GEICO because the services they provide meets my standards.

8 months ago

check_circle

Review Source

star star star star star

Peter Land O' Lakes, FL

Very good phone application and portal. Very knowledgeable phone reps/sales agents. Excellent pricing. Claim process due to an accident was painless and they made the direct deposit immediately after an agreement was made.

8 months ago

check_circle

Review Source

star star star star star

Rafael Matthew Jamaica Plain, MA

I've been with GEICO for over 10 years and I honestly cannot recommend them enough. The customer service is always on point, their rates are incredibly competitive and they always make sure to keep me informed about new offers. Plus, their website is incredibly easy to navigate and makes policy management a breeze. GEICO is an incredible insurance company that I'm proud to be a part of.

1 year ago

check_circle

Review Source

star star star star star

MFam2023 Boston, MA

Best price on the market for insurance. Quality customer service. We have added new auto and homeowners policies seamlessly without compromising a competitive rate.

7 months ago

check_circle

Review Source

star star star star star

Idris Akere Chicago, IL

Geico is one of the best insurance company, the auto policy premium is better than most of the other insurance company. I have once used Geico for my rental insurance it provides me good coverage at a reasonable amount.

10 months ago Edited May 5, 2023

check_circle

Review Source

star star star star star

Samarra Miller St. Petersburg, FL

I decided to switch over to Geico and my agent I have is awesome. She made sure she quoted me the right budget for my pockets. And that there was most important to me. Great service making sure I wasn't over my budget was even better

1 year ago

check_circle

Review Source

star star star star star

Cindy Barber Tulsa, OK

Geico offered a great option for us to combine our auto and home insurance, which gave us a lower rate across the board. We've never had to use our home insurance, but knowing that we had it was a wonderful relief - especially at an expense we could afford.

1 year ago

check_circle

Review Source

star star star star star

Kimberly Marasco Ft. Pierce, FL

I love GEICO! My favorite insurance company as they offer many products and at affordable prices.

3 months ago

star star star star star

Mellissa Clark Palm Bay, FL

Geico insurance rep was super nice and very attentive. Answered all my questions, and provided me with a great quote and rate for my policy.

10 months ago

check_circle

Review Source

star star star star star

Ebony Reid Washington, DC

I love everything about Geico they have went up quite a bit since the pandemic, but the overall customer service is great 10 years and counting!!

6 months ago

check_circle

Review Source

star star star star star

Chanita Carson Dallas, TX

We have been with Geico for close to 3 years now and have no complaints. The rates are fair and the coverage is easy to understand. You can initiate a claim using the app which is very convenient.

1 year ago

check_circle

Review Source

star star star star star

Tomas Tovias El Paso, TX

I liked Geico very much and they have excellent mobile app. What I disliked is that you have to use the mobile app for everything and you have to use the app before you can get a live person.

1 year ago

check_circle

Review Source

star star star star star

Louis DeMatteo Columbus, OH

Excellent customer service. Their house insurance is very competitive since they have access to multiple policies. I have bundled my cars and house together for a better price and I am very happy with them.

1 year ago Edited February 8, 2023

check_circle

Review Source

star star star star star

margaret dickens Albuquerque, NM

I feel confident knowing when I request coverage from GEICO, I will get the most competitive rates available. Every time I have shopped with other insurance companies, GEICO has had the best prices!

1 year ago

check_circle

Review Source

star star star star star

Nxx Wang Mount Sinai, NY

Used home insurance for both a rental place and owned home. The online quoting was easy and I had almost everything done online or through the GEICO app. Was easy to access and make choices. Price is not the best though.

1 year ago

check_circle

Review Source

star star star star star

Frank Herbert Los Angeles, CA

I have had my home insured for 5 years with GEICO. I have bundled the policy with my car insurance and actually save a bit of money. They are easy to deal with and it is all done on-line.

1 year ago

check_circle

Review Source

star star star star star

Sonya Parker Mesa, AZ

Geico have excellent rates, excellent customer service, and offers a wide variety of products.

4 months ago

check_circle

Review Source

star star star star star

Michelle Charles Fredericksburg, VA

Although all car insurance companies are a little expensive right now for me this one is by far the cheapest

6 months ago

star star star star star

Rhonda stewart Queen Creek, AZ

Great customer service. Great value for the money. Had geico for years. Always handles my claim professionally and efficiently

5 years ago

check_circle

Review Source

star star star star star

Amanda Milwaukee, WI

As a first time homebuyer, it was a smooth process. Received a lot of education on the different types of coverage and add-ons. Would highly recommend!

1 year ago

check_circle

Review Source

star star star star star

Aujana Denver, CO

The agent we spoke to. Took the time to make sure we understand what we were signing up for. Also kept in contact with us to make sure we are happy with our service.

1 year ago

check_circle

Review Source

star star star star star

Robin Hillman Leakesville, MS

very easy to work with. They are economical and worth every penny.

4 months ago

check_circle

Review Source

star star star star star

Jenny Estevez Santa Ana, CA

Geico reps are very informative and patient. Always willing to answer all my questions.

6 months ago

check_circle

Review Source

star star star star star

Reb R

Used Geico for renters insurance, customer service was always responsive. The price was very good.

6 months ago

check_circle

Review Source

star star star star star

Robert Horn II Pahrump, NV

I have been with Geico for years and have never found a better rate from any other company.

7 months ago

check_circle

Review Source

star star star star star

Ricardo Ortiz Fredericksburg, VA

I have used Geico for over 8 years. Love it. This company will not over charge you. Excellent customer service an A++++++++++++++++++

1 year ago Edited March 27, 2023

check_circle

Review Source

star star star star star

Bella Mee AL

I enjoyed my experience as a customer of Geico . They were friendly , and knowledgeable concerning my policy I would use them again .

1 year ago

check_circle

Review Source

star star star star star

Jim Ahmad Memphis, TN

Customer Centric Mindset was visible via the staff person responding to my queries and asking is anything else I needed help with ?

1 year ago

check_circle

Review Source

star star star star star

Sathvik Aithala Portland, OR

Great so far! Have had geico home insurance for 1.5 years and the price is very good, with solid coverage.

1 year ago

check_circle

Review Source

star star star star star

Bob Abaya South San Francisco, CA

I had Geico because when I was young it was a government insurance and my dad was a vet and a postal worker.

1 year ago

check_circle

Review Source

star star star star star

michael tranumn.o Concord, NC

Geico is a good company and they had good promotions

6 months ago

check_circle

Review Source

star star star star star

JAMES CHRISTIANO Massapequa, NY

GOOD COMPANY. PROMPT ATTENTION TO CLAIMS

6 months ago

check_circle

Review Source

star star star star star

You Los Angeles, CA

Very nice website .A breeze to file a claim.the service was quick and professional.

1 year ago

check_circle

Review Source

star star star star star

Sirrah Harris Los Angeles, CA

I like that the service is easy to use through app. I don't like that it gets so expensive.

1 year ago

check_circle

Review Source

star star star star star

Jim Stewart Queen Creek, AZ

Geico homeowners insurance is the best. Low rates and top notch customer service.

5 years ago

check_circle

Review Source

star star star star star

Ilspbeth Bruce

easy to use app with online claim service.

11 months ago Edited April 11, 2023

check_circle

Review Source

star star star star star

Dan Woodland Park, CO

Great company. Great service. Excellent rates. Honest, dependable.

1 year ago

star star star star star

Amber Gilbert, AZ

I feel that the coverage is high for the small amount I have to pay each month.

5 years ago

check_circle

Review Source

star star star star star

Taylor Siren Gilbert, AZ

Great rates and best staff that just simply help me save money.

5 years ago

check_circle

Review Source

star star star star star

Troy Siren Gilbert, AZ

Bundled my auto and home and through Geico and saved a bunch!

5 years ago