LAST UPDATED: May 7th, 2021

Well-known for its commercials on car insurance savings, GEICO also offers home insurance quotes.

Its convenient online quote process and common discounts make GEICO worth considering for homeowners insurance.

While GEICO hasn't received many home insurance reviews on, its initial reviews are largely positive. Of course, nothing conclusive can be said about the customer experience due to the limited data, but GEICO's initial reviews are a promising sign.

Read GEICO Home Insurance Reviews

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The Good

  • Convenient Quotes
  • Competitive Insurance Coverage
  • Savings Opportunities
  • Online Information for Claims

Convenient Quotes

GEICO makes it easy to view homeowners insurance quotes online. This feature makes it convenient to view insurance rates and coverage options in your area.

GEICO may not issue each home insurance policy it sells. Before buying a policy, check the company issuing the insurance policy and look at its financial strength ratings. High financial strength ratings demonstrate an insurer's financial stability and the likelihood that it will be able to pay claims. High ratings are common among competitive insurance providers.

Competitive Insurance Coverage

Although coverage specifics may vary by insurance provider, you'll be able to find coverage common for the industry through GEICO. Standard homeowners coverage includes dwelling, personal belongings, liability, and loss of use.

The circumstances in which damage to your home are protected under dwelling coverage, known as covered perils, will depend on the policy. However, most policies include coverage for fire and hail.

Liability coverage helps cover costs if someone is injured on your property or if you unintentionally cause damage to someone else's property.

Loss of use coverage helps cover living expenses if your home is uninhabitable.

Since there is some variation, be sure to thoroughly understand the terms and coverage offered before buying a homeowners insurance policy.

Savings Opportunities

GEICO offers several of the common discounts for the industry. You can benefit from discounts for home security systems, smoke detectors, and for having multiple policies through GEICO.

Review Icon

Customer Review: Troy Siren from Gilbert, Arizona

"Bundled my auto and home and through Geico and saved a bunch!"

Although other companies in the industry offer additional discounts, GEICO offers some of the most common ones.

Online Information for Claims

GEICO sells policies from multiple insurers. Fortunately, you can still reference GEICO's website to get necessary information for filing a claim, like phone numbers for their partner insurers.

Be sure to have your homeowners policy details ready so you can contact the right insurer and file your claim.


The Bad

  • Insufficient Customer Reviews
  • No Claims-Free Discount

Insufficient Customer Reviews

GEICO homeowners insurance reviews are few on, so conclusions about customer satisfaction are unavailable. The limited reviews rate GEICO highly, which is a good sign. Reviewers are happy with customer service, rates, and claims processing.

Review Icon

Customer Review: Jim Stewart from Queen Creek, Arizona

"Geico homeowners insurance is the best. Low rates and top notch customer service."

Best Company has many more GEICO customer reviews for auto insurance. A majority of these reviews are positive and express satisfaction with customer service. Although these reviews are for a separate insurance product, it's a good sign that GEICO's positive reviews outnumber negative ones.

No Claims-Free Discount

Some insurers offer discounts for being claims-free. Typically, these discounts are available after a set number of years. GEICO does not mention this discount on its website. If you're interested in this kind of discount, you may need to find another homeowners insurance company.


The Bottom Line

GEICO is a helpful tool for viewing quotes and buying home insurance online. This convenience is GEICO's main advantage.

The company also offers some of the common discounts for the industry, although it does not offer a claims-free discount. 

Since GEICO's policies are issued by multiple insurers, the contact information for filing a claim is different for each. However, you can find the necessary information for each GEICO Insurance Agency partner from GEICO's website.

If you're looking for a convenient quote, GEICO home insurance is worth exploring further.

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7 Reviews

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Nishita McLean, VA

I currently have my home insurance with Geico, my previous insurance company was a letdown. When Geico agents heard my issue they immediately jumped in, to help me and signed me up for a better insurance policy. I feel positive that I will not regret it and have no complaints so far.

3 years ago

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Rhonda stewart Queen Creek, AZ

Great customer service. Great value for the money. Had geico for years. Always handles my claim professionally and efficiently

3 years ago

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Sara Jane Crestwood, KY

Good for us when we were starting out. They pay out claims quickly and efficiently. But when it is time for your family to grow - house - boat - multiple cars. It is time for a change. The low prices reflect minimulistic coverage.

3 years ago


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Jim Stewart Queen Creek, AZ

Geico homeowners insurance is the best. Low rates and top notch customer service.

3 years ago

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Amber Gilbert, AZ

I feel that the coverage is high for the small amount I have to pay each month.

3 years ago


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Taylor Siren Gilbert, AZ

Great rates and best staff that just simply help me save money.

3 years ago


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Troy Siren Gilbert, AZ

Bundled my auto and home and through Geico and saved a bunch!

3 years ago